Council admitted fault to writing off my car so why is their insurance only offering to pay me back my excess?
I have been through my own insurance who has recently paid me the value of my car.
I have also received my excess protect back.
I had hoped they would offer me the value of my car (1.5k) so that it no longer goes through my insurance and affects my no claims.
I'm perhaps getting the process wrong. What would be the best thing to do in this scenario?
Thanks in advance.