BPI Preferred is overrated

  1. You don't really get priority for OTC transactions. You still need to get a number and non-Preferred customers are still attended to before you.

  2. Your RM is not really obligated to respond to your requests (not even to acknowledge receipt of your messages).

  3. Bank certs are not free by default, you have to request for the fee to be waived.

  4. You don't get preferential investment offers by default, it still depends on the padrino system (i.e. who you know inside the bank)

  5. Instapay transfers used to be a nice perk. But considering most banks now offer it for free, the edge is lost.

Arguably the only real benefit is the mobile cheque deposit feature, but even "Next by BPI Preferred" customers (100k TRB) have that.

In reality, you get more for being an RCBC Hexagon Club (100k TRB) member.

So if you're considering building a relationship with BPI because of the reasons above, you have to think twice.

reddit.com
u/coffeetocommands — 7 days ago

Spain national visa requirements?

Hello!

Anybody here applied for a national visa recently? Kelangan ba original copy ng residence and work permit approval yung ibigay sa BLS during the visa appointment? Or pwedeng printed copy lang? This is what I found in the foreign ministry's website:

>Autorización de residencia. Original y una copia de la autorización expedida por la Unidad de Grandes Empresas y Colectivos Estratégicos.

Kapag original kasi, baka hindi umabot yung letter sa visa appointment date ko.

Thank you in advance.

reddit.com
u/coffeetocommands — 1 month ago
▲ 1 r/OFWs

Tips to get earlier appointment slots at BLS for work visa

Hello! I have been trying to get an appointment for my work visa application (Spain) but the earliest slot they have at BLS International is September pa.

Is there any other way to get an ealier slot? Sobrang tagal ng almost 2 months waiting time doing nothing.

Thank you.

reddit.com
u/coffeetocommands — 1 month ago

Tips to get earlier appointment slots at BLS for work visa

Hello! I have been trying to get an appointment for my work visa application (Spain) but the earliest slot they have at BLS International is September pa.

Is there any other way to get an ealier slot? Sobrang tagal ng almost 2 months waiting time doing nothing.

Thank you.

reddit.com
u/coffeetocommands — 1 month ago

Dear BPI c-suite: you should invest in good engineers

There's no good excuse for your apps and websites to stay down this long. Even in cases where there are significant migrations, there are ways to mitigate impact and rollback when necessary.

Not to mention the 'down this weekend kasi may update' excuse. There are ways to keep your mobile applications up and running as you rollout updates.

Maybe start with hiring competent engineering directors/VPs and architects?

reddit.com
u/coffeetocommands — 2 months ago

How to reach DITO Support?

Does DITO no longer employ support agents? There is literally no way to get help when you have an internet problem. My internet just dropped to <1Mbps when I woke up this morning.

The chatbot in their app is basically useless. Asking them to be transferred to a human does not work. Same with their Facebook Messenger.

Calling 185 does not work as well.

This is extremely frustrating. I had to create a support ticket and god knows how long that will take!

u/coffeetocommands — 3 months ago