Can't get insurance, credit agreement
I'm 17 and want to pay for insurance monthly, I found a quote for £200 per month as I'm buying a cheap car and insuring that. I found a black box policy w/ carrot insurance and when going to pay I can't change the bank details to anyone other than the policyholder. Policyholder also has to be the main driver so I can't get my parents to open the policy.
I'm stuck rn as I'll be getting the car soon so I need to get insurance fast, but since I'm 17 and monthly payments are basically a loan, I can't legally pay for it. I wouldn't mind that if I was allowed to have my parent make a loan and I'd transfer money to pay it off.
Any suggestions?