u/firfetir

I am contributing monthly ($300) to my fidelity ROTH IRA. Each month my funds get invested in FBIFX. This money has grown decently over a few years.

Yet when I click through my retirement preview/snapshot or whatever it's called, it says I am in the trenches and my retirement is only like 3% chance of success or something abyssmal like that.

That makes no sense to me. From my initial understanding, it seems like it is saying this because I don't have cash sitting in the account. But an IRA isn't cash just sitting there? But then why would Fidelity's own integrated tool not account for invested money and projected growth over a projected lifetime?

I am realy hoping it's saying my outlook is so bad based on some technicality. Please help if you know what is going on with this.

EDIT: My actual amount in my IRA is pretty low - is that why? I only have about 12k currently and I am 33.

I broke down today about being sick once again.

How am I supposed to progress at all when every week I have an illness knocking me on my ass. I have no time to recover before the next one is starting up. Baby has been in daycare for seven months, and in that time I have probably been "not sick" for a total of maybe 30 nonconsecutive days.

I am hydrating, trying to eat healthier, cutting out bad habits, taking SO MANY VITAMINS, washing my hands, using hand sanitizer, prioritizing sleep (I'm talking 730pm bedtime and no time for myself) and I STILL am sick and feeling like shit every. single. week.

I just had a major sinus infection that made my head feel like it was going to explode for two solid weeks straight. Couldn't hear out of my right ear the whole time. Finally went to urgent care and they tell me if I don't get on antibiotics and get this treated my eardrum is going to burst (these people never want to give you antibiotics). I take my antibiotics and all my other meds religiously and finished my antibiotics just a couple days ago. Today I wake up and my throat hurts and I have post nasal drip.

I'm just broken. I work in a lab so my job is very detail oriented work and I work nine hour days. I keep thinking I would like to do more to get back into shape and now I am just laughing bitterly because I just can't take this anymore.

EDIT: Thank you for your kindness and understanding everyone. I see the posts on here of others making awesome progress, and it's been awful feeling so sick and so stuck. Yesterday I just reached a breaking point about it all. I appreciate your comments and kind words a lot.

Besides typing "with drainage hole"? I feel like there's probably lots of unique/adorable used plant pots on their but EVERYONE is posting any hollow random ceramic item as a "planter/plant pot" and there is zero drainage. I worry about just using rocks at the bottom and I might try drilling my own when I get some free time but for this search problem I need tips!

Each awful news article that comes my way I'm freshly gutted again. I want to scoop up all these babies from these stories and just step in and give them every thing they need. I know I sound like such a bleeding heart.

What have you done to help these feelings? I'm thinking of starting a small monthly donation somewhere so I can feel like I can help somehow.

Genes are just copies of traits whether they get used or not right?

I can only ride like once or twice a month. I know it's going to take a long time to really feel comfortable (it's like my fear almost resets back to square one each time I ride). I'm just looking to hear from others who have been in my shoes that you did eventually start to feel more confident, even when you could only ride occasionally. And if so, when did it start to happen for you? Right now I've ridden maybe 20ish miles max.

Edit: I really appreciate you guys taking the time to tell me your experiences and suggestions. I'm gonna try to get a balance board to get some extra practicing in at home. (I actually used to use an "Indo" board a lot, years ago, and I can tell that experience has already helped me from the get go.)

My time is so limited because we have a new baby (yay!), so weekdays after work I have zero time before it is dark out and I am frankly 200% exhausted. I have a couple blocks of time on the weekend and my onewheel is really just a fun pass time for me so if I don't feel in the mood to go for a ride during my extremely limited free time, I don't want to force myself about it and suck the fun out of it when that's the whole point. My time will free up as baby gets older but for a while I will be very limited.

Some of your comments have given me hope, and I guess I have noticed some small improvements even now. Today I dealt with numerous unexpected obstacles and I was able to react without falling off! I would just like to feel less fear.

New parent here just trying to stay sane by making what little progress I can with the yard/garden while I have limited time/energy/funds.

The ground/soil around the house looks very sandy. Under the fruit trees and oaks it's nice and dark and loamy.

I'm wondering how long I should expect soil improvement to take if I just start using the beneficial fallen leaves/fruit to cover the sandy areas (I would love to go get some compost but we have a huge yard and can't afford enough compost currently). Could I expect it to be ready by next summer?

My other concern is the freeze our poor plants just went through. Our mango trees have survived but need a lot of dead stuff cut off. If I want to start raking the leaves/fruits to break down in the sandy soil how much should I expect that to impact the mango trees bouncing back?​

Please be patient with me I've always dreamed of having a big yard and now that I do I have a mountain of learning to go along with it.

Someone else can be the mom and I will be the baby 😮‍💨