
New Vehicle Insurance Verification (NC)
I recently purchased a new vehicle in NC
Showed the dealer my existing policy with Progressive and they said I had a 30 day grace period to add the new vehicle to my existing policy. Progressive's website says the same thing: https://www.progressive.com/answers/adding-a-car-to-insurance-policy/
I added the vehicle to my policy ~20 days after purchase.
I got a letter from NC DMV that I need to send the insurance verification form (FS-1) to them. Progressive is refusing to date the FS-1 form to the date of purchase, only the date that the vehicle was added to the policy.
NC DMV is threatening a plate revocation & penalty for lapse of coverage. Why would Progressive's website say I have a 30 day grace period to add the vehicle but refuse to show that I had coverage?? I've spent hours on the phone with Progressive, DMV, and my dealer but seems Progressive is being the problem here. They saying I needed to add the vehicle before I even drove off the lot even though I provided the dealer with proof of insurance for my other vehicles.