u/kindathis_kindathat

I had 4L in the starting of this month.
So far, I did a top up of 1L to an RD.
And 87K spent on Bhima (0% VA, small jewellery items)
I have monthly expenses (+ regular investments) of 70k as well.

Now for other 2L I can either buy gold bangles rn (5-6 grams each) from Bhima and this month I will survive on Credit card.
Or I can put the amount in Bonds or FD.
I read somewhere that the gold prices are gonna go down for next few months, of course no one can know for sure.

I will have another 5L + salary next month (one of my RD is maturing, it's my emergency fund). So I will be fine by then.

Oh and I bought 44K worth of jewellery from Caratlane as well through credit card (18kt, 3.5gms).

My questions are:

1. Is 22kt 6gm bangle a good purchase? Would it be too soft to wear it?
2. Should I put almost all the amount in gold like that?