

Selling giva gift card worth ₹1104
Bought it at 15% off for ₹938, wanted to buy a ring. Now it's out of stock. Willing to sell it for ₹900.


Bought it at 15% off for ₹938, wanted to buy a ring. Now it's out of stock. Willing to sell it for ₹900.
Hair dryer is never used, got it as a gift 10 days ago.
Air fryer is used 2-3 times, got it as a gift 6 months ago.
Can not provide bill but box and warranty cards are there.
Will sell it by Monday.
Location: BTM Layout
Expected Price: 1600 + 3800
This 31st July, I completed 3 years in the industry. Currently working with the 3rd company (laid off from first, 2nd was super toxic). I started my career with a good compensation, got lucky. Feeling a little behind now but I wanna take it easy a little too. Realised it just half hour ago, felt lil yay.
Can't wait to touch 15yoe and retire probably? Let's see.
Currently have ongoing SIP in Parag Parikh Flexi Cap and Bandhan of 5k each.
I can invest 20k per month more in mutual funds.
I feel I have too many funds, and not balanced throughout the caps. Please help.
Some of them are in losses even though I am invested since 2 years 🥲
I went to a jewellers today, saw a 2.8gm chain of 18inches. I loved the design. Saw some 6-7gms chains as well but they seemed too thick.
Is 3gms too weak? I own a chain of 11gms and hate the design.
I am a female.
EDIT: planning to use it occasionally with 22kt pendant.
Bought this in 0% va offer
22kt, 1.65gm
Cost: ₹22,703 after credit card cashback
(Chain is artificial)
I had 4L in the starting of this month.
So far, I did a top up of 1L to an RD.
And 87K spent on Bhima (0% VA, small jewellery items)
I have monthly expenses (+ regular investments) of 70k as well.
Now for other 2L I can either buy gold bangles rn (5-6 grams each) from Bhima and this month I will survive on Credit card.
Or I can put the amount in Bonds or FD.
I read somewhere that the gold prices are gonna go down for next few months, of course no one can know for sure.
I will have another 5L + salary next month (one of my RD is maturing, it's my emergency fund). So I will be fine by then.
Oh and I bought 44K worth of jewellery from Caratlane as well through credit card (18kt, 3.5gms).
My questions are: