u/lakemischief

▲ 1 r/NEPA

Loan officer for a mortgage/realtor

Looking for a home in Back Mountain, Dallas, Harveys Lake, Wilkesbarre, Plains area.

Need a realtor that was educational, supportive to first time home buying.

As well as a specific loan officer that was helpful to close in process that is great at education on how to home buy. No brokers. No brokers. No brokers. Please!

All I need are specific names of realtors and loan officers. I understand the basics of the process I just need help on professionals you recommend. Please. Thanks so much!

reddit.com
u/lakemischief — 6 days ago
▲ 1 r/NEPA

Direct mortgage lender/ realtor

Ok I'm ready to put on my dunce cap if necessary...

I made a post asking for info on lender recommendations as a first time homebuyer. I kindly got a list of three names and I looked them up. All brokers. Uh. Maybe I'm wrong but to my understanding lender- direct mortgage provider and broker is middleman that searches for lenders. Sorry if it was confusing!

So here is my more specific ask:

Can anyone recommend a DIRECT mortgage loan officer at a company that was a knowledgeable educator for a first time homebuyer that helped them close? Not a broker. No. A loan officer.

Also for the next step beyond pre-approval a realtor that works in Wilkesbarre, Dallas, Back Mountain, Harveys Lake area?

I'm so sorry all these terms are a nightmare. Thanks for suggesting!

reddit.com
u/lakemischief — 6 days ago

One comes up, other does down

I have two crabs. They got along for a large handful of months. Minus the weird pecking order thing they did at first. At one point they were snuggled up together.

Then come winter they began somewhat taking turns. One goes down in the sand. The other stays up. One come up. Other goes down. This third time I'm noticing...are they overwhelmed with one another? I'm beginning to get concerned and thinking to perhaps move the smaller one to a another tank. Only one smaller one molted once. Every other action has been without a molt. It's kinda weird. Are they okay or is this just what some do?

reddit.com
u/lakemischief — 10 days ago
▲ 6 r/NEPA

Local mortgage lender

First time homebuying. Any recommendations on someone seeking a primary residence conventional loan? Someone who is good at education and communication. Haven't done pre-approval yet, seeking some good leads.

Not opposed to online lenders but I will scrutinize the portals with sensitive docs if I can't submit any other way. Too much data breach stuff happening. Online lenders also might get tricky understanding state regulations and insurance so it's important someone knows about PA.

Any local credit unions you like? Any other lenders you used?

Appreciate the leads. You guys did me so well when I asked for accounting help.

reddit.com
u/lakemischief — 10 days ago

Special Needs Advocacy: Where to start? Trying to find an organization to help.

I'm a concerned citizen who is looking into advocacy for special needs kids.

Namely I was devastated by the case of Laniyah Clark. It was deeply disturbing a child could die tragically in such a manner and all too many do. She was categorized as a runaway, yet was deaf making her extremely vulnerable.

I noticed a lot of you are into voting/politics is anyone on here into policy? Other states have special alerts much like Amber Alert but for special demographics like elders, vets, and what we are seeking: special needs children. This will give special priority to the urgency of which emergency services must act. Pennsylvania currently does not have special priority for missing children with special needs.

What I was seeking ideas to gather advocacy groups or non profit orgs that already work in this space but wasn't sure where to start. Anyone have any ideas? Appreciate it!

reddit.com
u/lakemischief — 1 month ago
▲ 12 r/NEPA

Political advocacy for special needs children

Hi NEPA. I'm a concerned citizen who is looking into advocacy for special needs kids.

Namely I was devastated by the case of Laniyah Clark. It was deeply disturbing a child could die tragically in such a manner and all too many do. She was categorized as a runaway, yet was deaf making her extremely vulnerable. I noticed a lot of you are into voting/politics is anyone on here into policy? Other states have special alerts much like Amber Alert but for special demographics like elders, vets, and what we are seeking: special needs children. This will give special priority to the urgency of which emergency services must act. Pennsylvania currently does not have special priority for missing children with special needs.

What I was seeking ideas to gather advocacy groups or non profit orgs that already work in this space but wasn't sure where to start. Anyone have any ideas? Appreciate it!

reddit.com
u/lakemischief — 1 month ago