u/lawwdgivemestrenght

I kept trying to do the math between a used 2025 Mazda 3 GS with ~50k km vs a new 2026 Mazda 3 GX (base model) and with the offered APR %, it seems that it’s actually “cheaper” to finance the new vehicle.

Is this how it usually is? I’m also looking at used Mazda 3s from 2017-2024 and although their advertised price could be from $15k-25k, with an interest rate of either 7.99-12% for 48 or 60 months, it looks like it would make more “sense” to just finance the new vehicle with an 1-3% APR for the same amount of time.

Plus, brand new means you have warranty… and less worries about the car’s history.

Is the used car market for cash only? Cause Idk how or why would anyone agree to finance any of them when they could end up spending $2000+ more than the actual vehicle price?

I’m not a car person so I need some help in which make/model, year, and mileage are appropriate for my needs.

I’m a student nurse in BC, Canada and I’m HOPING to get a car that is <$5000 including taxes but in this economy… 😭

I have to commute approximately 360kms/week with my school being 30kms away and hospitals either around 30kms-60kms approximately.

I’m wishing on a wishing star to keep this new purchase vehicle for about 5-7 years give or take. We have a 2005 Nissan X-trail at 270k kms already and my mom and I share that.

I’m a new driver as well so I have to think about my insurance…

So far, I’m seeing Hyundais, Chevrolets, Nissans, and Fords around my budget but idk which model or year I should I avoid (and I frankly confused my AI assistant to help me narrow these down).

Here are my wishlist:
- $5000-10,000 CAD including fees and taxes
- backup camera
- bluetooth
- automatic
- no CVT transmissions cause i hear they’re not good??? Idk

I look into the market, ie Marketplace, AutoTrader, CarGurus… and goodness gracious…

if they’re in my budget: they’re either rebuild/salvage with 10 owners or were used as a rental car, has 300k mileage, or is so old it looks like it got mold in the seats.

I look into:
- Honda fits. They’re so overpriced right now idk why… they’re either $9000-15000 NOT including fees and taxes
- toyota yaris. Same thing
- civics, corollas, or mazda3 are also in the same boat with prices going from $10,000-20,000 and those are the used ones with >120,000kms 🥲

I’m scared that I’d break our car into nothingness especially going back and forth in the highway so I’m HOPING to get a 2nd car…

I started having dyshidrotic blisters (tiny watery blisters) in the back of my right hand that is VERY itchy around 5-days ago. I have dyshirotic eczema that comes and goes all my life but it’s usually either in my palm or my fingers (not the back of my hand). My groin area was also very itchy around the same time but I also shaved so I thought it might be hairs growing back.

5-days later, I have clustered rashes all over my body (specifically the arms, torso, legs, groin, back and now my EARLOBE is also itchy and has the dyshidrotic blisters as well.

I noticed the itch and rash usually starts on one side then bilaterally. At the moment the rash and itchiness is pretty generalized.

God does this itch all over and im not sure if it gets worse at night cause it really is itchy even in the day.

I didnt take any antihistamine because I take a lot of other medications and I need a clear from a medical professional first. I went to an urgent care clinic but there was no doctor available, so I used an online site to book an available physician in my area. After talking for 5-8 mins, doc said that it might not be scabies because of the following:
- I dont have the rash in between my fingers and toes
- none of my family members or any person I have interacted with (as far as I know) are itching or have scabies
- i dont have the obvious burrow marks in my hands

My counterpoints to that were:
- I went to the Calgary stampede about 8-weeks ago and there was a lot of people I kept bumping with
- and no, I did not interact with strangers for more than 5 mins because me and my friend have an itinerary we’re meeting
- I might’ve used a dirty overalls from a Paintball facility about 4-weeks ago
- idk what could cause an allergic reaction

She still prescribed me with Nix Dermal Cream or permethrin cream 5% that I will be trying out today. I also just took an antihistamine to help relieve the itch.

But have you encountered this? What was your presentation like in the first week of your scabies?

I want to add pictures but idk how so ill do it in the comments

Buy used car or keep Ubering? Commute is around 2 1/2 hours for nursing school

I (25F) have no driving history and just got my N. I live in BC, Canada in the Lower Mainland and I’m a nursing student (going in my 3rd year in the Fall 2026 and will graduate on April 2028). My school is a 45-60 mins drive from my mom’s place and most hospitals for clinical can range to 30-90 mins drive.

I commute which turns the 60 mins drive to 2 1/2 hours with buses and trains. My clinical rotate every 7-weeks and I’m not sure where they would be yet. Most of them are pretty far from my place (30-90 mins drive back and forth, 60-90 mins commute, 2x per week).

I used to rent but due to health issues and my recently adopted cat, staying home was better. For my early clinical hours where I can’t get dropped off, I would Uber and it would cost $30-60 per day.

I have to travel pretty much everyday as my current part-time job is 25 mins drive. And I have 5 courses per semester, so if I’m not in a hospital, I’m in school since attendance is mandatory.

My question is, with the current gas prices cost (EV’s aren’t that feasible with me since I live in an apartment that was made in the 80’s), insurance, lack of financial stability, and an okay credit score (730 as of May 2026) — should I continue commuting or Ubering when necessary OR finance or buy a used car?

I’m looking at the internet (CarGurus, Automalls, brand dealerships used inventory, etc.) and so far what I really want are:
\- Backup camera
\- bluetooth
\- <190,000 mileage
\- >2012
\- AWD
\-<$10,000 preferably <$5000 if possible
Where do I start? I live in Surrey, BC area and goodness the traffic and gas prices are insane. I haven’t even been quoted an insurance yet and I’m thinking my monthly payments will probably be >$300 per month.
Help

Buy used car or keep Ubering? Commute is around 2 1/2 hours for nursing school

I (25F) have no driving history and just got my N. I live in BC in the Lower Mainland and I’m a nursing student (going in my 3rd year in the Fall 2026 and will graduate on April 2028). My school is a 45-60 mins drive from my mom’s place and most hospitals for clinical can range to 30-90 mins drive.

I commute which turns the 60 mins drive to 2 1/2 hours with buses and trains. My clinical rotate every 7-weeks and I’m not sure where they would be yet. Most of them are pretty far from my place (30-90 mins drive back and forth, 60-90 mins commute, 2x per week).

I used to rent but due to health issues and my recently adopted cat, staying home was better. For my early clinical hours where I can’t get dropped off, I would Uber and it would cost $30-60 per day.

I have to travel pretty much everyday as my current part-time job is 25 mins drive. And I have 5 courses per semester, so if I’m not in a hospital, I’m in school since attendance is mandatory.

My question is, with the current gas prices cost (EV’s aren’t that feasible with me since I live in an apartment that was made in the 80’s), insurance, lack of financial stability, and an okay credit score (730 as of May 2026), should I continue commuting or Ubering when necessary OR finance or buy a used car?

I’m looking at the internet (CarGurus, Automalls, brand dealerships used inventory, etc.) and so far what I really want are:
\- Backup camera
\- bluetooth
\- <190,000 mileage
\- >2012
\- AWD
\-<$10,000 preferably <$5000 if possible
Where do I start? I live in Surrey, BC area and goodness the traffic and gas prices are insane. I haven’t even been quoted an insurance yet and I’m thinking my monthly payments will probably be >$300 per month.
Help