u/littlemissoffline

Hey, 26 year old woman here and honestly this has been the worst car year of my life and I really need advice from people who have dealt with insurance or trucking accidents before.

At the beginning of this year an older lady scraped my 2025 Kia K4 at a four way stop and said the sun was in her eyes. A month or so later somebody’s trailer hit the front passenger side of my car and it was a hit and run. Then not even a month after THAT, I got hit again at the exact same four way stop because somebody blew through the stop sign. That accident is why I was in a rental in the first place.

Then a few days ago while driving the rental, an 18 wheeler pulled out from a gas station trying to cross the highway right in front of me and I didn’t have time to stop before hitting the tail end of the trailer. Police report apparently says the truck driver failed to yield.

Now I’m dealing with neck pain and start PT Monday. The trucking company said they’ll pay medical/PT, and offered me $8,000 to settle. A lawyer told me I could probably get more, but I honestly don’t know what to do because I don’t have major visible injuries and don’t know if I want to drag this out for months.

I’m not even going to lie, after all these accidents back to back I started feeling like maybe I just wasn’t supposed to be here anymore mentally. I even got put back on Prozac because my anxiety got so bad every time I get in a car now.

If anybody has dealt with something similar, would you settle this yourself or get a lawyer? And if you settled without a lawyer, realistically how much would you ask for?

Thanks to anybody who reads this or leaves advice, seriously.

Location: Mississippi