u/pixxykitten

I know this is a touchy subject but I figured I'd ask and I can't be the only one who is concerned.

The main concern is the world is on fire and the stock market might take a turn for the worst. With the housing market bubble, AI Bubbles and stuff just getting insane. We are concerned we could lose money. Me and my husband are debating about pulling most out of it to put it into a house. I know everyone says not to pull out early because of the taxes and possibly not qualifying and the 10% hint for taking funds out early.

We already have a loan out so we can't do that for a new home. We can pull out 10k for closing costs without an issue.

What's the lesser of the two evils? Losing money to the market or taxes / new house?

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My husband and I meet late in life. We both have kids from previous marriages. Both the kids are now 18yrs old. We currently have a 10mn old and I'm a SAHM. I'm 41yr and he's 42yr. I had a good pregnancy.. No crazy surprises. With everything going on we might / want to / need to move out into a less populated area. I also want to homeschool .

With that being said I'm worried about having someone for my youngest to grow up with and be able to play with if we move somewhere that doesn't have a lot of kids close by.

I won't have a "village" to help raise the kids. I barley have much of one now. My husband works from home a lot and helps when we can.

I did not have the chance to have multiple children at a young age. My oldest was basically raised with a cousin as a sister. So, they weren't really an only child. My husband's child was and I see the difference in "only child" issues.

I am so on the fence about having another one. I'm already an older parent. I won't have a"village" to help. But we could afford another child and probably some day care or babysitting. We have a smallish house and it would be a little cramped until we move in a few years. I don't want a huge age gap either.

How do you actually decide to have another one?!

Are there any older parents with 2 under 2 or 2 under 3?

How did you make the decision?

How are things going now?

Are you happy?

Was it absolutely insane?

I have a 9.5mn old and we will be attending a 4hr graduation ceremony for my oldest child. My little one is EBF and super clingy! And a babysitter is not an option. I haven't been to a graduation in years. I don't know what to expect. Looking for suggestions and ideas to hopefully make it through the ceremony.