Single member LLC, but my arborist insurance is only for me and does not cover the company (per insurance agent’s suggestion to save money). Should I register a DBA?
I have a forestry LLC, so I sell timber for landowners and work with loggers. I also love doing arborist work on the side, so I want to buy insurance for that.
The agent told me to buy the policy for myself instead of the LLC as they would likely cancel the policy because it’s a forestry company not an arborist company. The insurance is very specific about only covering certain things and types of work. It makes sense, and I’m appreciative of the agent for explaining that to me.
My question is this: should I register a DBA to insure with the arborist-specific insurance, that way the profits can still go to the LLC account and keep the insurance company happy?