u/scared_appeal1

I’m going to be 31 this year. House is $290k in CA.
I have no retirements setup at all, but around 140k saved. I still owe 11k on my car the rate is low. The lender offered 6.25% for a VA loan. They said I’m looking at a $2300 month mortgage. Which is more than half of what I bring home which is around $4000 after taxes. I pay rent right now at $1200. I personally think it would be a stretch and would have to live frugally

So the seller isn’t using a realtor. They want $275,000 for their home.

I told a realtor that has shown me emails of homes but have never went in person with him to any.

He wants to put in an offer for $291,000?

What do you guys think?

Like I don’t want to see it while I’m watching tv

I go to Mississippi for work and it’s always miserable