u/stockborn

I've been looking at two stocks that I think have the potential for significant upside over the next 12 months: Salesforce ($CRM) and Happen Bank ($HAPN).

$CRM: Salesforce has been under pressure despite strong profitability and cash generation. Its AI/Agentforce strategy could provide another growth driver if adoption accelerates. Salesforce also raised its FY27 revenue guidance after its latest quarter.

$HAPN: Happen (formerly LendingClub) has recently transitioned to the Happen Bank brand and is positioning itself as a digital-first bank.

I'm not saying either stock will double. My question is whether the current valuations and upcoming catalysts could realistically produce a 2x return over the next year.

What do you guys think? Which has the better risk/reward: CRM or HAPN?