Is there any way i can still get the same card instead of alternative?
Hi, has anyone been in a similar situation? Is there any chance I can still get the same card?
I know my salary is on the lower side (₹4.5 LPA) and my CIBIL is 775, but I have around ₹5 lakh of family spends lined up, mainly LIC premiums and utility bills. I can easily put those on a core HDFC card and later upgrade to a better one.
The only alternatives HDFC is offering me are MoneyBack+ and IndianOil, neither of which I’m interested in. I currently use the SBI PhonePe Black card and have spent around ₹2.5–3 lakh on it in the last five months.
I’m looking for a milestone-based card with better rewards. Since Amex MRCC applications aren’t open right now, I’m hoping to get an HDFC core card like DCP instead. Thanks!
u/toogoodtobetrue18 — 23 hours ago