OMG! Finally I did it...

OMG! Finally I did it...

I've made the best cappuccino in my life... I have been in more than 50 different coffee shops in my life. And only 3-4 of them were good... Each one in a different countries.

But today I've made my own God blessed beveragr. I am so happy. It was done just by myself. It was very tasty, milky, soft and tender...

From today I can say that the best coffee is in my home...

Cheers friends!

u/umyar_ — 6 hours ago

that's how I learn tank's capacity

11 36gr espresso

5 pitchers of milk (150ml each)

Time to refill.

u/umyar_ — 11 days ago
▲ 316 r/espresso

I was dreaming about this for years...

Guys! I live in Porto Portugal. 🇵🇹 Just got my first espresso from this boys.

Now I want to buy:

  1. 58.5mm Calibrated Tamper

  2. WDT Tool (0.35mm Needles) just something...

  3. Slim Milligram Scale with Timer

  4. Bottomless Portafilter

  5. Precision Basket (VST or IMS)

  6. 58.5mm Puck Screen

  7. Magnetic Dosing Funnel

  8. Knock Box

  9. Tamping Mat or Stand

Where do you advise to buy it?

As a set or separately?

Thank you ❤️

u/umyar_ — 26 days ago
▲ 7 r/literaciafinanceira+1 crossposts

Quantos de vós conhecem a regra 50/30/20?

Amigos, poderiam votar e/ou partilhar as vossas opiniões sobre esta regra nos comentários? Por exemplo, ainda estou a tentar aprender isso... Tenho 32 anos. 😬

Como dividir o orçamento (regra 50/30/20)

50% — Necessidades (Needs): São os gastos básicos, dos quais é impossível abrir mão. Incluem aluguel ou financiamento da casa, contas de água, luz e gás, alimentação, transporte, seguro, despesas médicas e o pagamento mínimo de dívidas.

30% — Desejos (Wants): Gastos com estilo de vida e com aquilo que traz prazer, mas que não é essencial. Podem ser idas a restaurantes, hobbies, viagens, assinaturas de serviços de entretenimento e a compra de roupas que não são de necessidade imediata.

20% — Poupança e dívidas (Savings): Esta parte é destinada à criação de uma reserva de emergência (poupança líquida para imprevistos), a investimentos (por exemplo, para a aposentadoria) e à quitação antecipada de dívidas ou empréstimos (além dos pagamentos obrigatórios).

View Poll

reddit.com
u/umyar_ — 26 days ago

Somebody will be drinking a good espresso today!

Just get the parcel! 📦

Profitec Go 🙂 satin silver.

Will make my first beginner-prosumer-level espresso today!

Thanks Reddit for the help with the machine "choosing" ❤️

u/umyar_ — 28 days ago
▲ 0 r/PortugalExpats+1 crossposts

How we settled down in Porto and a request for help from other expats.

This text was previously published on r/portuguesesGo THERE and take a look comments from locals if you are interested. This is an English version for expats community. If you have already read it, please ignore this.

Hey expats! My name is Umiar. Today's program features a bit of RU expat reflection and a request for help at the very end.

Enjoy the read, friends!

I came to Portugal more than a year ago. I really like it here and I'd like to stay for a long time. Portuguese people are happy, calm, very nice and kind. Of course, sometimes you come across aggressive ones (hi Reddit!), but I've never met mean ones in real life. Only anonymous people from the internet — so who knows, maybe it's not even Portuguese people writing those angry comments.

By the way, in Russia the situation is much harder… There's a lot of anger around. That's one of the reasons I left. It will be enough to tell one story that serves as proof of Portuguese kindness. For example, when I was moving, someone helped me deliver a "humanitarian cargo" from IKEA (a heavy mattress, kitchen chairs, dishes and other essentials). It was a hardworking man and his son in a minivan. They do home renovations. They helped me bring all our things to our rented apartment in Porto. And afterwards they didn't even take a cent from me for gas. Not to mention the time they spent… Friends, if you're reading this, thank you again for your help…

Now, a bit of backstory.

In the summer of 2025 (a year ago), my wife and I both lost our jobs. My wife on the day of the Iberian blackout (remember that?), and me 2 days after… We had just rented a nice T2, where we wanted to set up 2 separate workspaces. And then, on the 3rd day after signing the contract, we both SUDDENLY stopped needing this spacious apartment and doomed ourselves to paying a lot of money for an empty home. For a year we slept on the floor on that very mattress I mentioned above. Instead of nightstands we had our travel suitcases. 2 mugs, 2 plates, one pot… We had to start saving a lot…

We also had to start tracking our expenses. It was necessary in any case. But all the more so at a time like that… We spent much less on living than on rent… We saved on everything. I tried not to buy a lot of fruit because I was worried the money might run out quickly. We had never lived in the EU before and didn't know how to spend properly. It was hard. At some point I developed depression. I had to take Zoloft just to be able to keep looking for a new job. We didn't have a residence permit and it was impossible to get hired anywhere here in Porto. I couldn't get through interviews. I kept making stupid mistakes. My brain's performance dropped a lot. I failed dozens of interviews. Meanwhile, my wife was learning English so that she could also work as a programmer here in Portugal. The hopelessness was made worse by the fact that, before submitting documents to AIMA, we needed to find at least some kind of work contract.

At some point, if you keep trying and don't give up, something is bound to work out! That's what happened to me too. I managed to pass 4! rounds of interviews at IVC Evidensia. They had only recently opened in Porto and were assembling 3 new teams. I managed to get into one of them. They gave me a job offer, but I couldn't accept it because I wasn't happy with the salary level and I didn't have a Residence Card yet. And as you remember — without a work contract I wouldn't have gotten one… Quite the trap.

What next? I did manage to find a B2B contract that brought me the minimum income I needed, which was enough to apply to AIMA. It was extremely insecure (I still haven't been paid for the remaining 2 months of work), but I had no choice. We submitted the documents and started waiting… After a while (October) we got the cards! We were no longer just tourists who had overstayed in the country and kept burning through their financial safety cushion. I can go to work! A week later, IVC Evidensia wrote to me: "So, are you ready?" I replied: "Yes…"

"Looks like we're on the right track," I reassured myself back then. The depression hadn't retreated yet and the first month or two at work were hard. But over time I managed, and now I have the strength to tell you about my adventure too, friends.

Here the reflection ends. I'm ready to move on to the request. I hope you've had enough of the story too and have become curious to find out what I've prepared for you in part number 2.

So, let's go back to the time of the Iberian blackout. As I said — we started counting our expenses to somehow fight our anxiety and feel "in control of the situation." It was Excel. We recorded every cent in it. At the end of August my wife said she was tired of doing it. So it became my turn. But I lasted not 3 months, but only 3 days… Hahahaha 🤣 My brain, though still depressed back then, was still an engineer's brain. And I started thinking about how to make this process more convenient and simple. Since then I started developing a project that, besides solving my problem, helped me learn new technologies in programming. Which in the end also helped me land the job at IVC Evidensia. Pretty great, isn't it?

About a month after starting work on the project, I already had a product that could automatically process receipts from Continente. It's our favorite store. Because it's close to home and it has everything! We live in Senhora da Hora. I think you understand which Continente I'm talking about.

I was absorbed in developing this software. It helped me get out of depression, find a job, make life easier… And it also did something more… It became my opportunity to learn new things. It helped me understand that things aren't so bad. And even now, when taxes eat up a quite noticeable part of my income and my wife isn't working — we can still keep living here in Portugal, and in Porto in particular. In our cool half-empty T2…

By the way! We bought a bed and a desk! And we also took a trip to Rome for the weekend. Despite the positivity, I still don't feel completely happy today, because my income isn't enough for the life we dreamed of when moving to the EU. But I'm used to working hard and I keep not giving up.

Almost done, I promise.

At some point I decided to try to turn my product into a real SaaS and earn my missing ~500 EUR a month from it, so I could stop asking my landlord for a 100 EUR discount on 6 months of rent… To buy a proper chair for the desk. To finally buy a new pot. To relax and have the strength to move forward and achieve more.

Today my immature B2C isn't needed by anyone. Maybe only by immigrants like me and my wife. Or by any other people facing similar difficulties, the ones I talked about in the first part.

But I can't sell software to people like that. To those who are having such a hard time. I'm ready to help for free, friends! Use it and enjoy! Write to me if you have any questions.

THE FINALE.

I think maybe I should shift my focus and turn my SaaS into a B2B product. Sell it to someone who really needs this kind of software. Someone who is forced to use Excel every day to save information about money spent. Or even keep records on paper… Someone who would truly appreciate all the automations I'm still working on.

Reddit Portugal, tell me — do you have friends like that? Maybe relatives? Or someone close who might need something like this?

If you help me out, I promise to give you lifetime free access to the app 🤣

u/umyar_ — 28 days ago

Reflexão de um emigrante russo e um pedido de ajuda.

Este texto já foi publicado anteriormente no r/porto. Esta é uma segunda versão, revista e atualizada. Se já o leu, agradeço que o ignore.

Olá! Chamo-me Umiar. Hoje no programa: um pouco de reflexão de emigrante e um pedido de ajuda mesmo no final.

Boa leitura, amigos!

Cheguei a Portugal há mais de um ano. Gosto muito daqui e gostaria de ficar por cá durante muito tempo. Os portugueses são pessoas felizes, calmas, muito simpáticas e bondosas. Claro que às vezes aparecem uns mais agressivos (olá, Reddit!), mas nunca encontrei pessoas más na vida real. Só anónimos da internet, por isso quem sabe, se calhar nem sequer são portugueses os que escrevem esses comentários maldosos.

Já agora, na Rússia a situação é muito mais difícil… Há muita raiva à volta. Esta é uma das razões pelas quais fui embora. Basta contar um episódio que servirá de prova da bondade dos portugueses. Por exemplo, na mudança ajudaram-me a transportar uma "carga humanitária" do IKEA (um colchão pesado, cadeiras para a cozinha, loiça e outras coisas de primeira necessidade). Eram um homem trabalhador e o seu filho, numa carrinha. Trabalham em remodelações. Ajudaram-me a levar todas as nossas coisas até ao apartamento arrendado no Porto. E depois nem sequer me cobraram um cêntimo pela gasolina. Já nem falo do tempo que gastaram… Amigos, se estão a ler isto, obrigado mais uma vez pela vossa ajuda…

A seguir, um pouco de contexto.

No verão de 2025 (há um ano), eu e a minha mulher perdemos os dois o emprego. A minha mulher no dia do apagão ibérico (lembram-se?) e eu 2 dias depois... Tínhamos acabado de arrendar um bom T2, onde queríamos montar 2 espaços de trabalho separados. E eis que, ao 3.º dia depois de assinar o contrato, ambos deixámos DE REPENTE de precisar deste apartamento espaçoso e condenámo-nos a pagar muito dinheiro por uma casa vazia. Durante um ano dormimos no chão, naquele mesmo colchão de que falei acima. Em vez de mesinhas de cabeceira tínhamos as nossas malas de viagem. 2 canecas, 2 pratos, uma panela… Tivemos de começar a poupar muito…

Também tivemos de começar a controlar as despesas. Era necessário de qualquer forma. Mas ainda mais numa altura destas… Gastávamos com a vida muito menos do que com a renda... Poupávamos em tudo. Tentava não comprar muita fruta, porque tinha medo de que o dinheiro acabasse depressa. Nunca tínhamos vivido na UE antes e não sabíamos como gastar de forma correta. Foi difícil. A certa altura desenvolvi uma depressão. Tive de tomar Zoloft para conseguir, de alguma forma, continuar à procura de um novo emprego. Não tínhamos autorização de residência e era impossível arranjar emprego aqui no Porto. Eu não conseguia passar nas entrevistas. Cometia constantemente erros estúpidos. A capacidade do meu cérebro caiu muito. Falhei dezenas de entrevistas. Nessa altura a minha mulher estava a aprender inglês, para também poder trabalhar como programadora aqui em Portugal. A sensação de impasse agravava-se pelo facto de que, antes de submeter os documentos na AIMA, precisávamos de encontrar pelo menos algum contrato de trabalho.

A certa altura, se continuarmos a esforçar-nos e não desistirmos, alguma coisa há de acabar por resultar! Foi o que aconteceu comigo. Consegui passar 4! fases de entrevistas na IVC Evidensia. Tinham aberto há pouco tempo no Porto e estavam a formar 3 novas equipas. Numa das quais consegui entrar eu também. Deram-me uma oferta de trabalho (job offer), mas não a podia aceitar, porque não estava satisfeito com o nível do salário e ainda não tinha o Cartão de Residência. E, como se lembram, sem contrato de trabalho eu não o conseguiria obter… Eis a armadilha.

E depois? Acabei por conseguir encontrar um contrato b2b, que me trazia o mínimo de rendimento necessário, suficiente para submeter o processo na AIMA. Era extremamente inseguro (ainda hoje não me pagaram os 2 meses de trabalho que faltam), mas não havia escolha. Submetemos os documentos e ficámos à espera… Algum tempo depois (em outubro), recebemos os cartões! Já não somos apenas turistas que ultrapassaram o prazo da sua estadia no país e continuavam a queimar a sua almofada financeira de segurança. Posso ir trabalhar! Uma semana depois escreveram-me da IVC Evidensia: "Então, estás pronto?". Respondi: "Sim..."

"Parece que estamos no caminho certo," — acalmei-me a mim próprio na altura. A depressão ainda não recuava e os primeiros um ou dois meses no trabalho foram difíceis. Mas com o tempo consegui ultrapassar tudo isto e agora tenho forças para vos contar também a vós, amigos, a minha aventura.

Aqui termina a reflexão. Estou pronto para passar ao pedido. Espero que vocês também já estejam fartos de tanta história e curiosos por saber o que é que eu preparei na parte número 2.

Então, voltemos aos tempos do apagão ibérico. Como já disse — começámos a contar as despesas, para de alguma forma lutar contra a nossa ansiedade e sentir que tínhamos "o controlo da situação". Era em Excel. Registávamos lá cada cêntimo. No final de agosto, a minha mulher disse que estava farta de fazer isto. Por isso chegou a minha vez. Mas eu não aguentei 3 meses, aguentei apenas 3 dias… Hahahaha 🤣 O meu cérebro, ainda que na altura depressivo, continuava a ser um cérebro de engenheiro. E comecei a pensar em como tornar este processo mais cómodo e simples. Desde então comecei a desenvolver um projeto que, além de resolver o meu problema, me ajudava a aprender novas tecnologias na programação. O que no final acabou também por me ajudar a conseguir o emprego na IVC Evidensia. Fixe, não é?

Cerca de um mês depois de começar a trabalhar no projeto, já tinha um produto que conseguia processar automaticamente os talões do Continente. É a nossa loja preferida. Porque fica perto de casa e tem tudo! Vivemos na Senhora da Hora. Acho que perceberam de que Continente estou a falar.

Estava absorvido pelo desenvolvimento deste software. Ajudou-me a sair da depressão, a encontrar trabalho, a tornar a vida mais fácil… E ainda fez algo mais… Tornou-se a minha oportunidade de aprender coisas novas. Ajudou-me a perceber que nem tudo está assim tão mau. E mesmo agora, quando os impostos comem uma parte bastante considerável do rendimento e a minha mulher não trabalha — ainda conseguimos continuar a viver aqui em Portugal, e no Porto em particular. No nosso fixe T2 meio vazio...

Já agora! Comprámos uma cama e uma secretária! E também fomos a Roma num fim de semana. Apesar do lado positivo, ainda hoje não me sinto completamente feliz, porque o meu rendimento não chega para a vida com que sonhávamos quando nos mudámos para a UE. Mas estou habituado a trabalhar muito e continuo a não desistir.

Falta muito pouco, prometo.

A certa altura decidi tentar transformar o meu produto num verdadeiro SaaS e ganhar com isso os ~500 EUR por mês que me faltam, para deixar de pedir ao senhorio um desconto de 100 EUR durante 6 meses na renda… Para comprar uma cadeira decente para a secretária. Para finalmente comprar uma panela nova. Para relaxar e ter forças para seguir em frente e alcançar mais.

Hoje o meu b2c imaturo não faz falta a ninguém. Talvez apenas a emigrantes parecidos connosco. Ou a quaisquer outras pessoas que tenham dificuldades semelhantes às que falei na primeira parte.

Mas eu não consigo vender o software a essas pessoas. Àquelas para quem é tão difícil. Estou disposto a ajudar gratuitamente, amigos! Usem à vontade! Escrevam-me, se tiverem alguma dúvida.

FINAL.

Penso que talvez deva mudar o foco e transformar o meu SaaS num produto b2b. Vendê-lo a alguém que precise mesmo muito de um software destes. A alguém que seja obrigado a usar o Excel todos os dias para guardar a informação sobre o dinheiro gasto. Ou que até registe tudo em papel… A alguém que soubesse dar o devido valor a todas as automatizações em que ainda hoje trabalho.

Reddit Portugal, digam-me — têm amigos assim? Talvez familiares? Ou alguém próximo que possa precisar de algo deste género?

Se me ajudarem, prometo dar-vos acesso vitalício gratuito à aplicação 🤣

reddit.com
u/umyar_ — 29 days ago
▲ 2 r/porto+2 crossposts

No programa desta noite, um pouco de reflexão de imigrante e um pedido de ajuda mesmo no final.

Hello! My name is Umyar. In tonight's program, a bit of immigrant reflection and a request for help at the very end.

Happy reading, friends!

I arrived in Portugal over a year ago. I really like it here and would love to stay for a long time. The Portuguese are happy, calm, very friendly, and kind people. Sure, sometimes aggressive people show up (hey, Reddit!), but I’ve never met any bad people in real life. Just internet trolls — so who knows if those leaving nasty comments are even Portuguese. By the way, in Russia and Georgia, the situation is much tougher... Nobody helped me with the delivery of the "humanitarian cargo" from IKEA (a heavy mattress, kitchen chairs, dishes...). It was a hard-working man and his son who helped me, in a van. They work in renovations. They helped me bring all this to my apartment in Porto. And then they didn’t even charge me anything... If you’re reading this, friends, thank you...

Next, a bit of context.

In the summer of 2025 (a year ago), both my wife and I lost our jobs. She on the day of the Iberian blackout (remember?) and me 2 days later... We had just rented a nice 2-bedroom apartment, where we wanted to set up 2 separate workspaces. And then, on the 3rd day after signing the contract, we both ABRUPTLY found ourselves not needing this spacious apartment anymore and condemned ourselves to pay a lot of money for an empty house. For a year, we slept on the floor, on that very same mattress I mentioned earlier. Instead of bedside tables, we had our travel bags. We had to start saving a lot...

We also had to start controlling our expenses. It was necessary anyway. But even more so during times like these... We were living on much less than we were paying for rent... We saved on everything. I tried not to buy much fruit because I feared we would run out of money quickly. I had never lived in the EU before this, and we didn’t know how to spend correctly. It was tough. I went through a depression. I had to take Zoloft to somehow keep looking for a job. We didn’t have residency authorization, and nobody would hire us. I couldn’t pass interviews. I was always making silly mistakes. My brain’s functioning dropped a lot. I failed dozens of interviews. My wife, at that time, was learning English so she could also work as a programmer here in Portugal. Everything was made worse by the fact that, before submitting the documents for AIMA, we needed to find at least some job contract.

At some point, if you keep pushing and don’t give up, something has to work out! That’s what happened with me. I managed to pass 4! stages of interviews at IVC Evidensia. They had just opened in Porto and were forming 3 new teams. I was able to get into one of them too. They made me a job offer, but I couldn’t fully accept it because I wasn’t satisfied with the salary level and didn’t yet have the residency card. And, as you remember, without a job contract, I wouldn’t be able to get it... Here lies the trap.

And then? I managed to find a b2b contract that brought me the minimum amount of money necessary to submit to AIMA. We submitted the documents and waited... After some time (October), the documents arrived! We are no longer just tourists! I can open bank accounts and go to work! At that point, I received a message from IVC Evidensia asking me: "So, are you ready?". I replied: "Yes."

"It seems we’re on the right track," — I reassured myself at that time. The depression still hadn’t receded, and the first one/two months at work were tough. But over time, I overcame it, and now I have the strength to share my adventure with you too, friends.

The reflection ends here. I’m ready to move on to the request. I hope my story has reached you and that you’re curious to know what I prepared in part two.

So, let’s go back to the time of the Iberian blackout. As I said — we started tracking expenses to somehow combat our anxiety and feel like we had "control of the situation." It was an Excel sheet. We recorded every cent there. At the end of August, my wife said she was tired of doing this. So it was my turn. But I couldn’t last 3 months — I lasted 3 days... Hahahahaha 🤣 My brain, even though depressed at the time, continued to be an engineer’s brain. And I started thinking about how to make this process enjoyable/convenient. From there, I began developing a project that, besides solving my problem, helped me learn new programming technologies. Which, in turn, helped me land the job at IVC Evidensia. Cool, right?

In the end, about a month later, I already had a product that could automatically process receipts from Continente. It’s our favorite store. Because it’s close to home and has everything! We live in Senhora da Hora. I think you figured out which Continente I’m talking about. I was immersed in developing this software and it helped me come out of depression, find a job, and simplify life... And it did something else... It became my opportunity to learn new things. It helped me realize that not everything is that bad. And even now, when taxes take a pretty considerable part and my wife isn’t working — we can still continue to live here in Portugal, and in Porto in particular. In our nice but half-empty 2-bedroom... I don’t feel completely happy today because my salary isn’t enough for the life we dreamed of when moving to the EU. But I’m used to working hard and I keep trying not to give up.

So that’s it. Today I’m trying to turn my product into a real SaaS and earn the ~500 EUR that I’m missing each month, so I don’t have to ask my landlord for a 100 EUR discount for 6 months... To buy furniture. To start being happy (I already am!).

Today, my immature b2c doesn’t interest anyone. Maybe just immigrants like me and with similar struggles to those I described in the first part. But I can’t ask them to pay. I’m willing to help for free, friends! Feel free to use it!

END.

I think it’s time to make poupy.pt a b2b product. Sell it to someone who really needs software like this. Someone who is forced to use Excel every day or even do the math on paper...

Porto, tell me — do you have friends like that? Maybe family? Or someone close who might need something like poupy?

If you help me, I promise to give you free lifetime access to the app 🤣

u/umyar_ — 26 days ago

Almost ideal setup for the remote work

What is missing:

- ergonomic chair 🪑

- external monitor 🖥️

- cup of specialty coffee ☕

u/umyar_ — 1 month ago
▲ 2 r/StartupSoloFounder+1 crossposts

Where you guys usually post your Build-In-Public posts?

Hey friends!

I need your advice.

Where should I start writing my Build-In-Public posts? I'm not only interested in promotion but also in:

  • community validation
  • just to tell people something what might be useful for them later on (I wish I had some devlog before I started my own project journey)

View Poll

reddit.com
u/umyar_ — 1 month ago
▲ 0 r/porto+1 crossposts

Um sistema automatizado de controlo de despesas para Portugal 🇵🇹

Olá a todos! 👋 Sou o Umiar e escrevo-vos do Porto!

Mudei-me para Portugal há 1 ano e apaixonei-me por este país. Uma das primeiras coisas que quis fazer foi comparar os meus gastos aqui com os dos sítios de onde vim — mas não consegui encontrar nenhuma ferramenta que se adaptasse bem à realidade portuguesa. Decidi então construir a minha própria.

Estou a desenvolver o poupy.pt, um sistema simples e automatizado de controlo de despesas feito especificamente para Portugal (parsing de recibos do Continente, Pingo Doce, Wells, em desenvolvimento: MB Way, bancos locais, e-Fatura, NIF).

O meu objetivo é torná-lo o mais prático e automatizado possível.

Agradecia muito a vossa ajuda:

  • Qual é a parte mais frustrante de controlar as vossas despesas em Portugal?
  • O que falta nas ferramentas que já experimentaram?
  • Como posso tornar o poupy fantástico?

A app é fácil de aceder e tenho até uma conta demo disponível. Podem dar-me qualquer tipo de feedback? 😊

u/umyar_ — 1 month ago

Single boiler, fast heat-up [€1000]

Hey guys! I think I ended up choosing an espresso machine. I want to go with Profitec Go.

- fast heat-up time

- good industrial look

- good steam

- compact

- PID

Me and my wife usually drink 1 milk coffee per day. With a great machine it's gonna be 2 drinks per day per person I believe. I have a DF64 v2 grinder already.

I am living in Portugal. Porto. It's difficult to find a used espresso machine. So I'll probably just buy a new one.

- Where can I order Profitec Go?

- Should I order something different? Any other options?

P.s. I don't like the look of Lelit Victoria. I don't like the heat-up time of Mara X. I don't want to buy used Silvia and then later on install PID or Gaggimate.

reddit.com
u/umyar_ — 1 month ago

Como seria o gestor de despesas ideal para Portugal? [REPETIÇÃO*]

[*Post removido e repostado em português — desculpem ter falhado esta regra!]

Olá a todos 👋

Estou a desenvolver uma aplicação de gestão de despesas automática e quero torná-la na ferramenta definitiva para gerir dinheiro em Portugal. Adorava ter o contributo desta comunidade para chegar lá.

O que já faz hoje:

  • Lê automaticamente os recibos do Continente, Pingo Doce e Wells
  • Categoriza as despesas sem qualquer introdução manual
  • Disponível em web e mobile (PWA)

O que está no roadmap:

  • Integração com MB Way
  • Ligação aos bancos portugueses (Millennium, Novobanco, ActivoBank, entre outros)
  • Sincronização com e-Fatura
  • Rastreamento de recibos por NIF
  • Sincronização por email — as faturas que chegam à sua caixa de entrada sincronizam automaticamente com a app
  • Insights inteligentes sobre para onde vai realmente o seu dinheiro

Algumas perguntas para vocês:

  • Qual é a parte mais frustrante de controlar as despesas em Portugal?
  • O que falta nas ferramentas que já experimentaram — Revolut, a app do vosso banco, folhas de cálculo...?
  • Qual das funcionalidades do roadmap seria mais útil para vocês — e o que é que estou a ignorar por completo?

Estou genuinamente a tentar criar algo útil, não a fazer publicidade a nada. Qualquer feedback é ouro. 😊 A comunidade do Reddit é a fonte mais útil. Tenho muito respeito por vocês, pessoal.

reddit.com
u/umyar_ — 2 months ago

What would your ideal expense tracker for Portugal look like? 🇵🇹

Hey everyone 👋

I'm building an automated expense tracking system and want to make it a true no-brainer / end-game tool for managing money here. I'd love this community's input to get there.

What it does today:

- Parses receipts from Continente, Pingo Doce, and Wells automatically

- Categorizes expenses without manual input

- Web & mobile PWA

What's on the roadmap:

- MB Way integration

- Local bank connections (Millennium, Novobanco, ActivoBank, etc.)

- e-Fatura sync

- NIF-based receipt tracking

- Email sync — faturas sent to your email auto-sync with the app

- Smart insights on where your money actually goes

My questions for you:

- What's the most frustrating part of tracking expenses in Portugal?

- What's missing from the tools you've tried (Revolut, banks' own apps, spreadsheets...)?

- Which feature on my roadmap would actually be useful — and what am I missing?

Genuinely trying to build something useful here, not pitch anything. Any feedback is gold 😊

reddit.com
u/umyar_ — 2 months ago

Vocês controlam os vossos gastos aqui em Portugal? 🤔

Tenho curiosidade — como é que fazem? Excel, app do banco, alguma app específica, ou simplesmente… não controlam?

Eu durante muito tempo não controlava nada, e depois no final do mês ficava sempre com aquela sensação de "onde é que foi o dinheiro todo?"

Como é que fazem vocês?

reddit.com
u/umyar_ — 2 months ago

poupy.pt

Hello guys!

I'm building poupy.pt - family expense tracker for Portugal 🇵🇹

App can parse receipts from Portuguese grocery stores. + I want to add some kind of tool/integration for the Portuguese e-Fatura IRS deductions system.

I have a low number of users today. I've made a lot of improvements and am ready for feedback. For now the app is free. I want to introduce premium features later.

https://poupy.pt - see the page & click Try Demo.

Share your opinion and ideas please ❤️🙏

u/umyar_ — 2 months ago

Boa tarde, amigos! 🙋‍♂️

I wanted to ask you—how do you usually manage the e-Fatura table in order to get the maximum tax deduction while spending as little time as possible?

Here are a few simple insights I have so far:

  1. If your NIF is connected to your usual grocery store, feel free to forget about the “Outro” category in e-Fatura. It will be filled in by grocery receipts, because you spend a lot on groceries anyway. The deduction limit will be covered.

  2. If you have already reached the necessary amount of deductions for some of the e-Fatura categories, you can stop associating your NIF with those expenses. You can only deduct a limited amount.

  3. For medical expenses, it’s a good idea to save prescriptions from your doctor, because you might be asked to confirm your “Saúde” expenses.

These pieces of advice are quite obvious. I was wondering if you could suggest something more interesting.

Some problems I have:

a) It is very annoying to sort all the e-Fatura rows in the table manually.

b) I have to say my NIF at the cashier all the time. Should I just tattoo my NIF on my forehead? 😁

c) Is there any software that helps reduce the pain of managing e-Fatura? Maybe some Portuguese banks are doing something smart or something like that?

Any information would be helpful. Teach me something, please. 🥰

reddit.com
u/umyar_ — 2 months ago