I love HGVC… but is there any reason for me to actually own?
I genuinely love HGVC properties. Every time I stay at one, I'm impressed with the quality of the accommodations, and I really like the consistency of the experience.
I've also figured out a pretty good way to get access to them without owning: I do a sales presentation maybe 1-2 times a year. Usually I'll get something like 100k-150k Hilton Honors points for each presentation, plus 3 nights in Las Vegas or Orlando. At this point, I actually enjoy the presentations because the incentives are pretty damn good.
Eventually, I'd love to become an HGVC owner through the resale/secondary market. But every time I run the numbers, I just can't make it work for me.
The $70 fee to make a booking outside of your home week really bothers me. Then you have maintenance fees, the upfront purchase price, and all the other ownership costs. Meanwhile, I can stay at HGVC properties through these promotional stays, earn a pile of HH points, and avoid being responsible for a timeshare year-round.
Obviously, the big catch is that I'm probably going to get blacklisted from sales presentations eventually. 😂
So I'm curious what existing owners think:
Am I actually better off just continuing to play the sales-presentation game for as long as they'll let me?
Or is there a point where owning through the resale market makes financial sense despite the maintenance fees and booking fees?
I'm not looking for the usual "never buy a timeshare" lecture. I already understand the arguments against developer purchases. I'm specifically wondering whether resale HGVC ownership provides enough value over the long term to beat my current strategy of getting 3-night stays + 100k-150k HH points for sitting through a presentation once or twice a year.
Would love to hear from people who actually own resale and have run the numbers.