r/TimeshareOwners

Hey everyone. I’m looking for honest experiences/advice from people who have dealt with HGV (Hilton Grand Vacations) and stopping payments or trying to get out.

My fiancé and I honestly regret signing up. We feel like we were pressured during the presentation and now we’re stuck with a loan + maintenance fees that are becoming too much financially. We’ve already tried reaching out about hardship/exit options and basically got nowhere.

At this point we’re considering stopping payments altogether, but we’re terrified of the consequences and want REAL experiences, not scare tactics from the company.

Has anyone here actually:

• stopped paying HGV?
• been sued by them personally?
• had wages garnished or bank accounts affected?
• dealt with collections?
• had them try to withdraw money from a bank account/card they had on file?

We know it’ll likely hurt credit, and we understand that part. We’re more worried about things like lawsuits or them somehow taking money directly since they have copies of our banking/credit card info from autopay.

We’re just trying to understand what realistically happens, especially from people who have actually gone through it themselves.

Please no judgment. We genuinely feel overwhelmed and misled by the whole process. Thank you.

#timeshare #hgv

My wife was swindled into buying a Discovery package at Wyndham and we are trying to get our money back. We are well within the 10 day window in Florida. She paid in full (4000 something) and we are mailing out certified rescission letters to the addresses at 501 W. Church in Orlando and 10750 West Charleston Blvd in Las Vegas. Do you think we will be successful in getting a refund or is there something else?

Looking for some advice - have had a bluegreen timeshare for a long while but had been disappointed by it for years as I'm on the West Coast and Bluegreen really is not, of course not what they promised us at purchase. We went for a visit to a Bluegreen resort in AZ in 2024 where they told us Bluegreen had been bought by Hilton and our points would move into the Hilton system. Of course we foolishly upgraded now that there were more expected options because *of course* we could never get that same rate trying to buy in through Hilton directly.

We recently stayed at Hilton Rivera Beach in Capistrano Beach, booked through the Bluegreen portal using Bluegreen points and were hoping this was a sign of the changes coming. Of course there was a presentation where they told us that to really be able to book into all the Hilton things it would require buying in more for 50% of the points we got before and that otherwise we'd be stuck at whatever we're able to book now.

So, is it worth it to be able to make "full use" of HGV and not be stuck in Bluegreen purgatory? Assuming that we're for the idea that we can properly and optimistically happily make use of it and ignoring what I've "learned" from other articles and Last Week Tonight and such. There's no resale or secondary market that can bridge that gap from what I can find.

Fellow timeshare owner here.
I got tired of how hard it is to actually rent out surplus points, so I built a thing: bookmypoints.com.
It’s a “co-op” booking site by owners, for owners. When you register, you prove your ownership. Guests book directly through the site, and their cost is enough to cover your maintenance dues. No up-front cost to list. No need to predict demand or book speculatively.
Priority access to bookings is driven by referrals, so the hope is that owners share with friends they’d already be renting to anyway. The goal is a win-win: you reduce your costs, and your friends get a good deal on a great resort.
Launching with Marriott Vacation Club first since that’s what I own and could verify the booking flow against. Adding other programs once the core flow is solid. Curious which one you’d want next.
I’ve explored most of the alternatives (RedWeek, Koala, TUGBBS, etc.) and none checked all the boxes. I suspect others feel the same way.
During the early access period, guests pay owners directly and I take no cut. Payment processing on the platform is coming soon. I do help facilitate a rental agreement.
It’s early and there are rough edges. Would love help kicking the tires. Try to sign up as an owner, try to book something as a guest, tell me what’s confusing or broken.
(Not trying to sell anything, not an exit company or broker, not affiliated with any developer. Just an owner frustrated with the status quo.)

Details:

-Nautical Mile Resort. Wells, ME

-Week 5. First week of February.

-Gifted to us 09/2003.

-We've used it twice. Stayed at location 06/2012. Used it to go to Martha's Vineyard a few years later.

-tried to give it back. Resort not interested.

-It is deeded to us.

-Only maintenance fees. $650 for 2026.

-Did not pay this year.

-Now in collections. Not terribly worried about the possible credit hit, exceptional credit now. Not planning on financing anything in the foreseeable future.

-We are in our 60's

Long story short, I am a bit concerned about the collections. But we simply do not want to keep paying this thing until we die.

I would love so feedback and/or sage advice.

Thank you for your time!

I can not recommend Wyndham resort timeshares of even the Discovery package to anyone. Yes they offer nice gifts to get you in the sales meetings. You can be in there anywhere between 2-5 hrs. Then you will have to continue to insist that you need to leave. Then when using the points we purchased, I booked for May in January and oceanfront room and 6 days prior we were contacted and that room was taken away from us and we were given a streetside, no balcony. My sister who was with us, met a lady whose husband was a wounded vet, they also denied them an oceanfront room, he couldn't walk much, he just wanted to watch the ocean. The hotel or beach wasn't crowded at all, no one on the balconies, no lights on in the rooms.

I purchased a three night stay for $200 at bass pro shops. I figured it was a good deal and I don’t mind sitting through the presentation because I know I am absolutely not purchasing a timeshare with them. I will say no until my face turns blue… well, something came up and my husband can’t go so I need to transfer the package to my mom. She does not make $50,000 a year. My question - do they make you prove that you make 50k a year?

11,200 Annual Point Platinum Season 1 bdrm for Elara Las Vegas with $1,035 maintenance fee in 2026.

Edit thanks for the replies and the PMs. I am not selling the timeshare at this time.

hi everyone! i’m trying to use my annual guest certificates from wyndham but i can’t find any information online about how to actually apply them to my reservation. is it done online? do i need to call them? is it applied when i check in? please help me lol!!

I paid this company to help me exit from my timeshare but i feel this company has scammed me because more than one year has passed and i dont see any results and they could not be reached for an update.

My husband and I are looking into filing Chapter 7 bankruptcy, mainly because of a Wyndham timeshare that has turned into a huge financial burden. We still owe on the loan, and the maintenance fees keep climbing every year.

To be honest, when we bought it, we were not in the right mindset. We were stressed, overwhelmed, and the sales pitch made everything sound like a “now or never” opportunity. Looking back, we know it was a mistake — we just want to move forward and get out from under it.

We’re trying to understand how this works when filing as a married couple:

• If we file Chapter 7 jointly, does the timeshare loan get fully discharged for both of us
• Has anyone here used bankruptcy specifically to get out of a timeshare
• Any downsides we should expect besides the credit impact
• Did Wyndham or the collection agencies try to pursue anything after discharge
• Anything you wish you knew before filing

We’re planning to speak with a bankruptcy attorney, but I’d love to hear real experiences from people who’ve gone through this. Any insight helps.

I am looking to exit from HGV Membership. Reaching out to HGV resulted in them providing information on resale. I am intent on possibly just losing the ownership or give it back. In any case, would like to hear other's experience in exiting HGV membership.

I am not from USA so I am only familiar with timeshares via media coverage and none of them were good like piece that Last week tonight with John Oliver did. Last week in Norway I met two American couples in their 50s who were talking about their timeshare, a cabin at Lake Michigan somewhere. They were happy with it and told me it is worth the money for them. This makes me wonder, are there any people like them who actually are happy with their timeshare?

I went on the vacation provided by holiday inn club vacations march 2026 in Las Vegas. They sold me on 2 weeks of vacations for 30000 points by showing me how many points it would take from Sunday to Friday during the spring and fall for several of their resorts.

I immediately tried to login to the club vacations website to book my vacation and it literally took 3 months for this to get setup. Upon trying to book It really costs 40000 to 50000 points for a single bedroom for Sunday thru Thursday in most resorts.

The scam is to show you that it is a good deal that you will pay back within 3-4 years if you vacation 2 weeks out of the year, when in reality it's takes 8-9 years of vacations.

Not only that but they have a $1100 finance fee on $3500 financed at 16% apr loan for this credit.

My solution is to dispute the down payment on my credit card, then pull back anything they try to bill my bank and block them.

In addition I'm a platinum rewards member with holiday inn hotels but won't be booking with them anymore.

Due to their dishonesty they are actually losing money on me and they will have to take me to court to get any money out of me. No I did not use the time share at all.

I hope this helps anyone looking at holiday inn club vacations. Do not believe their sales person's they are probably logging in with their personal account to show you a reduced number of points as to what you will actually get.

I’m hoping I can get some guidance.
My parents bought a BlueGreen timeshare in Aruba in 2004. It was fine, but now my parents don’t have the same income anymore and the maintenance fees are draining them.
I want to help them sell it, but BlueGreen requires us to find a buyer. I am willing to just give the thing away if it means no more maintenance fees.
Are there reputable sites to use? eBay? Please advise. I looked through the sub and found some this and that links but some of the posts are old now.
Thank you in advance

So as I’m sure is normal, I’m new to timeshare and got one through Pueblo Bonita in Mexico. Not much was really explained, I didn’t know what to ask (we were introduced as soon as we got off the plane).

Other than using the hotel for a stay, what else can I do with it? I see people renting it or selling it.

I’ll be investigating more but it is typically difficult to get out of a contract like that?

I should’ve expected this but now the salesman has blocked my number when I’ve just been asking basic questions, so there’s that.