r/i20nline_india

Hey everyone !

I’m currently in the middle of finalising an i20 N Line N8 DCT in Bangalore and wanted to get some thoughts from existing owners on my deal structure and whether I should care about the Shield of Trust (SOT).

Here is the current state of negotiation:

Variant: N8 DCT (Single Tone)

Discounts: Pushing for a total cash reduction to bring the final balance closer to ₹13.2L – ₹13.5L.

Insurance: Dealer quoted ~₹67k. I called them out because I'm getting external Zero-Dep way better quotes (with all add-ons) .

Freebies requested: Asking them to throw in the Essential Kit and the 4th/5th-year Extended Warranty for completely free.

My main question:

1. The dealer has options for Shield of Trust (SOT), but I skipped it. For a DCT model driven mostly in heavy traffic, is SOT actually important, or is it mostly a marketing gimmick as long as I have the Extended Warranty?

2. How does this look overall for Bangalore pricing ?

Would love to hear your experiences or if I missed anything crucial !

Hey All,

I recently booked my N8 DCT in WB as they called and told me that the production has stopped completely and while going through previous posts on this channel ive seen similar posts. Not sure how true is that, but yea the dealer also gave me a qoute with 60K discount as it was running under the Dusshera offer, not sure if they will commit to it during the final payment and delivery.
Total OTR 13L for N8 DCT Dual Tone and getting the delivery last week of Nov.