r/payoneer

Need help with payoneer!

Hey everyone!

My payoneer account got locked in january 2025 due to (i dont even know) what reason.

Life went on and I didnt really need it again till now.

Anyone here who has experience or any knowledge about it?

I think i cant even create a new account now using my credentials

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u/EnvironmentalSky4159 — 4 days ago
▲ 12 r/payoneer+2 crossposts

My account is closed. What to do now?

I have been trying to make a payoneer account from previous 6 months. They require a utility bill which has my name and address on it. But I live in a rented drawing room and donot have any such bill. I have given payoneer my national identity card, my driving license, birth form and everything i could think of. Now after 6 months they said your account is closed. But it never opened. I'm in Pakistan and paypal, stripe doesn't work.

u/Charming_Barber_3317 — 5 days ago

Payoneer Annual Account Fee with $0 balance — can the account go negative?

Hi everyone,

I have 3 bank accounts in Payoneer (USD, EUR and GBP) that I created around a year ago, but I never actually used them. I have never received any payments through them, I don't have a Payoneer card, and all 3 accounts currently have a $0 balance.

According to Payoneer's current terms, the Annual Account Fee applies if you don't receive at least $6,000 during any consecutive 12-month period.

I also found this in their terms:

>

So I'm trying to understand what actually happens in practice.

If the account has $0 when the annual fee becomes due, does Payoneer:

  1. Simply leave the balance at $0 and not charge anything until money is received in the future?
  2. Record the unpaid fee somewhere and deduct it if money is received later?
  3. Create a negative balance/debt?
  4. Or can the account eventually be closed without ever having to pay the fee?

I'm also wondering about closing the account. If the annual fee has already been assessed but the balance is $0, would I have to pay the ~$30 fee before Payoneer allows me to close the account?

One more thing: my account shows January 1, 2026 as the activation date, even though I remember creating it sometime last summer. So I'm also not completely sure when the 12-month fee period actually starts.

I've contacted Payoneer support and I'm waiting for their answer, but I'd really like to hear from anyone who has actually had a $0 Payoneer account sitting unused for a year or more.

What happened in your case?

Thanks!

reddit.com
u/LogosNexus — 6 days ago

Should I register to Payoneer with my father’s bank account?

Hey guys. So I recently set a goal for myself to earn money on my own before my birthday that is right around the corner. So I registered for a company to do content writing to earn, now that’s a valid one for the Pakistani content writers, and I’ll get my profile done and start working in a week or so. But I don’t want to waste these 5 days. So I discovered Gotranscript, even if it pays less, I can work 3 hours per day ( I’m on a gap year and doing pretty much nothing ), until I start doing content writing ( I have experience in content writing though ).
So the real question is, because I learnt Gotranscript pays you though Payoneer, and I was registering for an account on Payoneer, should I add my fathers bank acc on it?
Cuz I saw somewhere that the account name should match the bank account. Is it like really risky? Or just I can go with my father’s bank account? Later connect it to my mom’s jazzcash. Cuz I don’t have my own bank account right now 😭😭 please help out

reddit.com
u/filterisizkiz — 7 days ago

Is the Payoneer app working?

Hi folks, i can login to my account from the desktop computer but the app feels stuck. I enter my username and password and nothing happens. The Face identifcation gave me an error.
Are they updating something?

Update: Statusgator now shows Outage and users are reporting Login issues

Update: Back to work for me both on Desktop and Mobile.

reddit.com
u/Isedo_m — 10 days ago

Got charged the Annual Fees out of nowhere

I use payoneer to recieve payments from fiverr. Firstly I didn't know they charge a $30 annual fees on top of $3 per transaction fee. I work on fiverr and used payoneer to get paid as it gave better coversion than paypal. However I was charged $30 fees stating I should have over $6000 transactions in a year. The shocking part is I pulled my last 12 months reports the total is over $6000 still I was charged a $30 fees.

I have raised a complaint as well, don't know if this is fair. I have only started using payoneer from july 2025. and I have recieved more than 6000 from then to now within 1 year. What can I do now? I am also planning to not use it anymore as these charges are insane considering they still provide 2-3% less conversion rates.

u/harshj2005 — 10 days ago

Payoneer hidden fees

I have been using Payoneer for almost two years now. I usually makes small transfers ranging from 100 to 400 USD. It usually takes 1 business day for me to get funds in my bank account. In such instances the fees predictable and vary between 8 to 15 USD depending on the amount.

But every now and then the funds get transferred within a matter of hours and there is a hidden fee involved that is around 40 USD which is insanely high for a small amount like 300 USD. This amount is not reflected in the transaction details.

This is infuriating since I absolutely do not needs funds faster if it means I am losing more than 10% of my money. Has anyone else gone through this issue and managed to resolve it? Any way we can dictate which route the funds are sent from Payoneer?

Any help would be greatly appreciated!

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u/Hot-Foundation5708 — 11 days ago
▲ 6 r/payoneer+8 crossposts

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u/Strong_Mind_9737 — 13 days ago

Avoid Payoneer at any cost! They freeze funds no reason!

i am new on payoneer and i asked our customer manager that if everything fine if i can receive money from that specific customer etc. and he said all good just give the iban. Customer transfered money and I could see the incoming transfer only after 1 week and now they ask contracts and private messages which shows i provide a service to that customer. I sent the contract we have signed but I cannot god damn share our private messages with my client that project protected by NDA. Are these people crazy or what?

What can I do now?

reddit.com
u/HitMachineHOTS — 12 days ago

first payment from payoneer

I just finally got access to my payoneer, I didnt have any issues with document uploading I had my id verified I think right away when i signed up almost and then was able to connect it to my oneforma without issue. Once I recieved a payment notification it said they were holding my funds due to needing tax documents. that was yesterday. did that, and also messaged support. they responded this morning thanking me for contacting and dealing with the document upload so quickly, and that my document has been sent for final review so I will hear back very soon if anything is needed or, if my funds are deposited. within a few hours, by lunch time i got the email that my funds had been deposited!! so far I have had a pretty good experience with them, but now that i have made my first withdraw im seeing all of these posts about it being horrible. I got the confirmation email saying that my payment has been sent. it said 3 days! when i google it, it says 12-24 hours.

does anyone have any ideas on when i will get it? (it was lunch time today my time I did the withdraw)

bank is PC

reddit.com
u/Impossible_Object953 — 13 days ago

Payoneer "Pay" page doesn't work. Verification from 2024 is still under review

I created this account on 2024. It was dormant for most of the time. This past month I wanted to receive money through the payoneer account. I have received the money that's not the issue but I saw that I can't send to another payoneer user. The "pay" tab on the website doesn't work.

https://preview.redd.it/3yn8267ysyhh1.png?width=1920&format=png&auto=webp&s=49a39725e5285e8cea9544ef986bee8b2e29e86f

Then I also figured out that even though there is no open requirement on the verification center

https://preview.redd.it/sbm7fscyvzhh1.png?width=1810&format=png&auto=webp&s=0578da40fde4f04c95bbd9f927b506e724d6b06e

All my previous history haven't been reviewed and closed.

What do you suggest me do guys? I have contacted the support but I haven't heard back from them.

https://preview.redd.it/izamu9rzvzhh1.png?width=1810&format=png&auto=webp&s=4b587ba1149e046a0842cea50ce9c44ddb10b9e1

reddit.com
u/nflix2000 — 14 days ago

How do I delete my Payoneer account since it’s stuck on an endless verification loop

I uploaded all my real personal info and payoneer kept requesting for verification. I’m so done with payoneer now and I want to delete my account but there is no option to do so! Tried contacting them but got a silly AI generated response that doesn’t even answer my question. Calling is not an option since I’m not in USA and I don’t want to incur exorbitant charges. So how do I delete all my personal info on payoneer then?

reddit.com
u/SnowTraditional1007 — 13 days ago

Has anyone tried setting up a US merchant account using Payoneer?

My country isn't supported for the merchant account in the Google Play Console, so I set the account country to the US and used my Payoneer US receiving account for the bank details.

Has anyone done something similar? Did you run into any issues later with verification, payments, taxes, or getting the account suspended?

Would really appreciate hearing from anyone who has actually tried this.

reddit.com
u/HYDRUSH — 14 days ago