Can't get a Credit Card - Catch 22?
My dad was pretty against me getting a credit card when I was younger cause he was worried about the potential dangers of it and didn't want me falling into debt I couldn't handle.
I'm now a bit older and have gotten more comfortable with using my debit card and managing my spending, so I feel like I could handle a credit card. Also my girlfriend and I are planning to live together one day and she really believes both of us having good credit scores will really help us in finding a place.
I applied for a credit card online with my bank, specifically one that was described as good for building credit, but I keep getting rejected because EQUIFAX says I don't have a credit score?
But the reason I don't have a credit score is because I don't have a credit card? But now I can't get the credit card because I don't have a credit score?
Do I really need to take out loan and go into debt for me to get a credit card? And would that loan even get approved without a credit score??
The only real debt I've ever had was my car loan that I signed with my dad, but that got paid off years ago by now