i only hold bgbl and ndq rn. in future i want 70/30 satelite/core
imma shift to this plan once my portfolio grows alot but want advice on it
Core will consist of
50 bgbl
10 a200
10 vge
Satellite will consist of
10 ndq
10 small cap etf
5/5 couple of individual stocks
Would love to hear thoughts and opinions. My core will consist of one of the pairs listed. I’m 18 years old, will add an emerging markets etf in the future aswell probably.
im 18 gonna sell my ivv for bgbl.
i am not gonna invest in aus along side bgbl capital growth is slow.
Im torn between an emerging markets etf, small cap company etf, or ndq.
if u recommend emerging markets etf pls give me advice on which to choose there is so much. IEM, VGE, AVTE, and many more. im also gonna have a 5-10 percent allocation to an individual stock.
Any advice is greatly appreciated! also should i have 100% overseas shares indexed for my super? im w rest, thanks again
I’m 18 yo have about 8k in ivv and good emergency savings and spendings. I’m considering bgbl for diversification outside the us. But tbh I don’t want to sacrifice growth for safeness. my plan is too always have an etf balance and withdraw amounts from it bit by bit to fund things. Idk any advice would be nice. Ik the main benefit starting now is time and compounding
I’m a first y 2nd sem student doing bcom here at rmit. Should I drop business law so I can get a higher wam by end of year. I want a higher wam cuz I’m applying to transfer into unimelb BCom . Business law is the hardest out my 4 subjects. My other 3 are easy
I did 3 subjects semester 1 rmit bcom, tried to transfer into uni Melb bcom and didn’t get in. Still at rmit bcom, I don’t know if I should do 3 or 4 subjects for semester 2 (first year). By doing 3 my ATAR will be considered with a bigger percentage at end of year - when I apply again to unimelb bcom, which Idm cuz my atar was 90+. And also I get to focus more on 3 subjects and possibly higher wam. If I do 4, less atar and could be harder to get a higher wam. It seems like a no brainer to do 3 but I need to know if I’m overlooking something or missing nuance to this decision. My long term goal is to do bcom at unimelb major in accounting. I’m very persistent and stuck on this goal.
I did 3 subjects semester 1 rmit bcom, tried to transfer into uni Melb bcom and didn’t get in. Still at rmit bcom, I don’t know if I should do 3 or 4 subjects for semester 2 (first year). By doing 3 my ATAR will be considered with a bigger percentage at end of year - when I apply again to unimelb bcom, which Idm cuz my atar was 90+. And also I get to focus more on 3 subjects and possibly higher wam. If I do 4, less atar and could be harder to get a higher wam. It seems like a no brainer to do 3 but I need to know if I’m overlooking something or missing nuance to this decision. My long term goal is to do bcom at unimelb major in accounting. I’m very persistent and stuck on this goal.
I did 3 subjects semester 1 rmit bcom, tried to transfer into uni Melb bcom and didn’t get in. Still at rmit bcom, I don’t know if I should do 3 or 4 subjects for semester 2 (first year). By doing 3 my ATAR will be considered with a bigger percentage at end of year - when I apply again to unimelb bcom, which Idm cuz my atar was 90+. And also I get to focus more on 3 subjects and possibly higher wam. If I do 4, less atar and could be harder to get a higher wam. It seems like a no brainer to do 3 but I need to know if I’m overlooking something or missing nuance to this decision. My long term goal is to do bcom at unimelb major in accounting. I’m very persistent and stuck on this goal.
Hey everyone, I have a goal of transferring into unimelb bachelor of commerce. I was unsuccessful this past intake due to a lack of spots. However I will try again end of year. I was wondering if I should do 3 subjects instead of 4 for semester 2, I did 3 last semester and this benefited me for my wam. Additionally i want to drop a subject due to the amount of group assignments which I feel can lower my wam. My atar was 92 and I understand this will be considered since if I drop the subject I would have completed less than 1 year of full time study. Any help is greatly appreciated. I’m currently first year RMIT
Hey guys. I didn’t successfully transfer into BCom unimelb, I called and asked why. They said because they only made offers to first opportunity students, people who graduated Vce or IB and didn’t go into uni study? Anyone else have the same experience? Thank you.
I’m 18 years old living in Australia. I have money sitting in my savings account earning me interest but i want to invest it. I’m going to invest in IVV and A200, I will invest 6000 total. I already have 700 in IVV. Should I do a balance approach or heavier on a200 or IVV. Thanks
What wam is needed to get into mid year BCom? I’m first year first sem student with a 75.5 wam and got a 92 atar last year. For people who have tried mid year transfer and have experience, is this usually enough?
I NEED TO KNOW AS IM TRYING TO TRANSFER IF IT IS OUT SOMEINE PLS TELLCME HWO TO ACSESS
im a first yr first sem student bcom at rmit and am applying for a mid year transfer into bcom unimelb right now. offer rounds are 3 and 14 july (23 june is just for music), however my rmit results come out 13 july, and unimelb says they need results 10 working days before a round. therfore with this i am uneligble for an offer. however they said i can call on the day and ask to forward to admissions, what can i say to plead my case or something. cuz it would rlly suck not getting an offer just cuz my results come out a certain day. thanks for any advice
I completely missed the deadline for timetable preferences. Is there literally anything I can do? Do I just now have random ass classes?
to everyone who applied mid year intake externally into unimelb bcom, lmk if u get an offer and when
The first round is 23 June (2pm) Is this a hard and fast time? Can it come earlier or later? I hate how it’s 2pm cuz imma spend all morning nervous and shit, anyway yeah jus wanted to know if they can b released earlier or later.
Also if I don’t get an offer round 1 am i cooked??
P.s.
Applying for mid year intake BCOM unimelb from RMIT
hey everyone i had a couple of questions. im first semester and im applying into bcom unimelb and i understand results release on 13july and offer rounds are 14 and 21 of july, but i heard results need to be available 10 business days before the offer round hence im not sure if i will get an offer, has anyone experiencd this? should i contact rmit for earlier release of results?
Hey everyone, I had a few questions about the competitiveness of mid year BCOM intake. I understand it's highly competitive, but if someone graduated in 2025 with a 92.3 ATAR and did 1 semester of BCOM at another uni and got a 76 WAM, and also satisfied methods pre-req through calculus online, what are the chances? If anyone has experienced mid year commerce intake I would love to hear how it went for you,.
hey guys, i didn;t do methods so im doing calc online, exam is soon, pass grade is 50 but coordinator reiterated that certain degrees may require higher scores, does anyone kno what the grade is for bcom unimelb? pls and thx