u/Active-Band-4065

Does anyone who owns this bike know the actual lift weight of it?

TIA

I'm a 5’5.5” adult. 160 lbs. I’m looking for a bike that will give me better cardio than a single speed BMX.

- must be light weight

- willing to mid to 40mm laidback seat post and BMX handlebars

Gemini is suggesting I go with either:

1. 26" Kent Divide
2. Trek WAHOO 26 PATH
3. Woom EXPLORE 6
4. 🚲 Specialized Sirrus X 1.0 Bike – Size Small

would this work?

thanks!

AMY COULEE Men's Casual Shorts 8" Cotton Athletic Workout Shorts

found on Amazon

https://a.co/d/02sc6Fuv

… any recommendations? Looking for comfort.

I‘ve saved enough this year to max out my IRA in January 2027. typically I DCA it every 2 weeks for the whole year. I plan to save that DCA amount and using it to max out again in 2028.

my question is, should I put that DCA savings every 2 weeks into a high yield savings account, OR can I just buy (in a brokerage) VT every two weeks, sell it at the end of the year? Sure I’ll have to pay taxes, and it may go down.

I am 5’6” adult. I want a 20 inch bmx for cruising with a modded laidback seatpost and 9” handlebars. All under 24 lbs. What do you recommend?

if a 20” isn’t practical, what 24” model would you suggest?

I am 5’6” adult. I want a 20 inch bmx for cruising with a modded laidback seatpost and 9” handlebars. All under 24 lbs. What do you recommend?

if a 20” isn’t practical, what 24” model would you suggest?

I’m turning 49 in a few months. I have a 401K and IRAs but no brokerage account. I’ve maxed out my 401K for a couple years now and maxing IRAs since, I don’t even remember. Those accounts crossed 7 figures this year combined

My question is: should I stop contributing to my IRA / 401K (except employer match) and put that money in a brokerage account?

My concern is that if I need to (or want to) retire before 59 1/2, then I’d be penalized. I could use the Rule of 55 possibly, but that seems like a bad idea When I might be able to do a brokerage instead.

So, start brokerage saving or continue to max out the retirement accounts?

I’m turning 49 in a few months. I have a 401K and IRAs but no brokerage account. I’ve maxed out my 401K for a couple years now and maxing IRAs since, I don’t even remember. Those accounts crossed 7 figures this year combined

My question is: should I stop contributing to my IRA / 401K (except employer match) and put that money in a brokerage account?

My concern is that if I need to (or want to) retire before 59 1/2, then I’d be penalized. I could use the Rule of 55 possibly, but that seems like a bad idea When I might be able to do a brokerage instead.

So, start brokerage saving or continue to max out the retirement accounts?

I’m a 49 y/o 5’6” tall. looking for a lightweight bmx I can use just to cruise on. I have a 26” SE OM Flyer. I’ve had several hernia surgeries, so I’m looking for something at 23 lbs max.

I plan to mod the bike’s stem and handlebars for the cruising aspect.

has anyone done this before. Any recommendations?

I’m thinking of using TDF instead of rebalancing 6 funds (3 IRA, 3 401K). so, I’m picking 2 TDFs with 10% Bonds.

My questions are:

1. if I want 20% bonds, can I just add 10% of the total portfolio value as BND in the IRA?
2. If I want 15% bond allocation, would that act as a good middle ground between volatile 10% and less volitions 20%. Or should I just opt for 20% if I feel 10% is too rich for my blood?

Target Date Funds:

Vanguard IRAs:

– 100%ish in VFIFX*

Vanguard Target Retirement 2050 Fund (exp. ratio 0.08%)

* – $97K in BND (to have 20% Bonds)

Fidelity 401K:

– 100% in Target Date 2045 FHAQX (exp. ratio 0.18%)

VTI, VXUS, VWO, FXAIX, BND // SNDK, BRK.B

– 27.7% in VTI

– 30.6% in VXUS

– 28.8% in FXAIX (401K)

– 2.49% in VWO (emerging)

– 10.1% in BND

— Stocks —

– 2.8% in SNDK

– 2.8% in BRK.B

Does this portfolio follow the Bogleheads philosophy?