Same as above, this ipad after price hike is now priced at 119000/- so I am selling it for 75k DM, available in Bengaluru, reason for selling is urgent financial need.
I recently has a chit chat with retail shop, and his approach to finances completely changed the way I think about business.
He told me that when he started, he had only around ₹2 lakh. He invested everything he had. He rented a shop by paying ₹15,000 per month in rent and ₹1 lakh as a security deposit. With the remaining ₹85,000, he purchased inventory and started his business on a very small scale.
During the first few months, his entire focus was on ensuring that rent was paid on time and that the shop remained stocked with products. He never took a single rupee out of the business for personal use. If business was slow and he couldn't immediately arrange the rent, he would temporarily pay it using his credit card. By the time the credit card billing cycle arrived, he would usually have earned enough from the business to clear the card bill and arrange the rent for the following month as well.
He said that for the first 5–6 months, his only concern was survival and keeping the business running without interruption.
After about six months, the business started doing well. He began earning around ₹80,000–₹90,000 per month. Instead of spending the profits, he started creating fixed deposits (FDs) of ₹1.5 lakh each with tenures of around 18 months. Over time, he built around 18 FDs spread across 5–6 different banks. I asked him why he was creating so many FDs instead of keeping all the money in one place.
His answer was. (different banks because even banks can go bankrupt like Punjab National Bank.)
He said, "Nobody knows when tough times will come. Even if my business faces difficulties for two years, I should still be able to pay 15k rent out of my 18 FDs monthly FD which was around 14k and buy inventory with Overdraft or on credit card for couple of months and keep operations running without disruption."
If he ever needs a large amount of cash, he can break only two or three FDs instead of disturbing his entire savings. On top of that, most banks allow loans or overdrafts against FDs up to 90% of their value, giving an additional safety net.
What impressed me most was the confidence this financial structure gave him. He wasn't constantly worried about cash flow or unexpected setbacks. Because he had built a strong financial buffer, he could focus on growing the business steadily rather than making desperate short-term decisions.
From what he explained, I estimate that he now has a corpus of roughly ₹30 lakh spread across multiple FDs, earns around ₹2–3 lakh per month, and runs a successful business. More importantly, he has peace of mind and the confidence to take the business to the next level. I would like to hear you people on your business stories and how you made financial arrangements which takes care of you and your business.
I recently has a chit chat with retail shop, and his approach to finances completely changed the way I think about business.
He told me that when he started, he had only around ₹2 lakh. He invested everything he had. He rented a shop by paying ₹15,000 per month in rent and ₹1 lakh as a security deposit. With the remaining ₹85,000, he purchased inventory and started his business on a very small scale.
During the first few months, his entire focus was on ensuring that rent was paid on time and that the shop remained stocked with products. He never took a single rupee out of the business for personal use. If business was slow and he couldn't immediately arrange the rent, he would temporarily pay it using his credit card. By the time the credit card billing cycle arrived, he would usually have earned enough from the business to clear the card bill and arrange the rent for the following month as well.
He said that for the first 5–6 months, his only concern was survival and keeping the business running without interruption.
After about six months, the business started doing well. He began earning around ₹80,000–₹90,000 per month. Instead of spending the profits, he started creating fixed deposits (FDs) of ₹1.5 lakh each with tenures of around 18 months. Over time, he built around 18 FDs spread across 5–6 different banks. I asked him why he was creating so many FDs instead of keeping all the money in one place.
His answer was. (different banks because even banks can go bankrupt like Punjab National Bank.)
He said, "Nobody knows when tough times will come. Even if my business faces difficulties for two years, I should still be able to pay 15k rent out of my 18 FDs monthly FD which was around 14k and buy inventory with Overdraft or on credit card for couple of months and keep operations running without disruption."
If he ever needs a large amount of cash, he can break only two or three FDs instead of disturbing his entire savings. On top of that, most banks allow loans or overdrafts against FDs up to 90% of their value, giving an additional safety net.
What impressed me most was the confidence this financial structure gave him. He wasn't constantly worried about cash flow or unexpected setbacks. Because he had built a strong financial buffer, he could focus on growing the business steadily rather than making desperate short-term decisions.
From what he explained, I estimate that he now has a corpus of roughly ₹30 lakh spread across multiple FDs, earns around ₹2–3 lakh per month, and runs a successful business. More importantly, he has peace of mind and the confidence to take the business to the next level. I would like to hear you people on your business stories and how you made financial arrangements which takes care of you and your business.
Yes!
As an advocate, I often hear people say:
"The amount I lost is too small to go to court." "Legal proceedings will cost more than the refund." "It's not worth the hassle."
Recently, I represented a client who was enrolled in an online professional learning program after being assured that the course was suitable for working professionals. My client paid ₹37,500/- in course fees based on the representations made by the company.
However, after enrollment, it became apparent that the course content was not as advertised, it was meant for kids. Classes were frequently cancelled or rescheduled without prior notice. Upon requesting for cancellation and refund. The company rejected claiming that more than five classes had been attended so they can not refund. Despite repeated emails, calls, and messages, the company failed to address the grievance.
A legal notice was issued. The company chose not to respond.
Thereafter, a consumer complaint was filed before the District Consumer Disputes Redressal Commission, The company failed to appear before the Commission and was placed ex parte. After considering the evidence, the Commission allowed the complaint and directed the company to:
• Refund ₹37,500/- with interest at 6% per annum from the date of refund request; • Pay ₹10,000/- towards compensation for deficiency in service; • Pay ₹5,000/- towards mental agony and harassment; • Pay ₹10,000/- towards litigation expenses.
The total awarded amount came to ₹62,500/- plus interest.
The most important lesson is you should not abandon legitimate claims merely because they fear litigation costs. Consumer Commissions across the country have the power to award not only refunds but also compensation, interest, and reasonable litigation expenses. When a business engages in unfair trade practices or provides deficient services, consumers have a legal remedy.
Many companies rely on the assumption that consumers will become frustrated and simply walk away. In numerous cases, that assumption is their greatest defence.
Do not make it easy for them.
Preserve your emails, invoices, payment receipts, screenshots, and correspondence. Send a proper legal notice( not mandatory) when necessary. If your grievance remains unresolved, consider approaching the Consumer Commission.
The law exists to protect consumers, but it can only help those who are willing to assert their rights one more thing to remember is if the case is contested it will take at least 8- 10 hearing dates and if you are doing party in person case, on two occation you should not miss the court, 1) at the admissio stage and 2. at the evidence statge, even if you are not attending opposite parties evidence stage and final arguments stage your case will not be dissmissed there was a judgement on the point that once the evidence is done judgement can be passed without hearing the final argument, so out of the 8-10 hearings make 2 days time and prosecute your case,or if you engage an advocate all you need to attend is 1 hearing date rest your advocate will take care.
A valid claim should not be abandoned merely because the opposite party is a large company. Persistence, documentation, and proper legal action can often achieve results that many consumers assume are impossible.
Yes!
As an advocate, I often hear people say:
"The amount I lost is too small to go to court." "Legal proceedings will cost more than the refund." "It's not worth the hassle."
Recently, I represented a client who was enrolled in an online professional learning program after being assured that the course was suitable for working professionals. My client paid ₹37,500/- in course fees based on the representations made by the company.
However, after enrollment, it became apparent that the course content was not as advertised, it was meant for kids. Classes were frequently cancelled or rescheduled without prior notice. Upon requesting for cancellation and refund. The company rejected claiming that more than five classes had been attended so they can not refund. Despite repeated emails, calls, and messages, the company failed to address the grievance.
A legal notice was issued. The company chose not to respond.
Thereafter, a consumer complaint was filed before the District Consumer Disputes Redressal Commission, The company failed to appear before the Commission and was placed ex parte. After considering the evidence, the Commission allowed the complaint and directed the company to:
• Refund ₹37,500/- with interest at 6% per annum from the date of refund request; • Pay ₹10,000/- towards compensation for deficiency in service; • Pay ₹5,000/- towards mental agony and harassment; • Pay ₹10,000/- towards litigation expenses.
The total awarded amount came to ₹62,500/- plus interest.
The most important lesson is you should not abandon legitimate claims merely because they fear litigation costs. Consumer Commissions across the country have the power to award not only refunds but also compensation, interest, and reasonable litigation expenses. When a business engages in unfair trade practices or provides deficient services, consumers have a legal remedy.
Many companies rely on the assumption that consumers will become frustrated and simply walk away. In numerous cases, that assumption is their greatest defence.
Do not make it easy for them.
Preserve your emails, invoices, payment receipts, screenshots, and correspondence. Send a proper legal notice( not mandatory) when necessary. If your grievance remains unresolved, consider approaching the Consumer Commission.
The law exists to protect consumers, but it can only help those who are willing to assert their rights one more thing to remember is if the case is contested it will take at least 8- 10 hearing dates and if you are doing party in person case, on two occation you should not miss the court, 1) at the admissio stage and 2. at the evidence statge, even if you are not attending opposite parties evidence stage and final arguments stage your case will not be dissmissed there was a judgement on the point that once the evidence is done judgement can be passed without hearing the final argument, so out of the 8-10 hearings make 2 days time and prosecute your case,or if you engage an advocate all you need to attend is 1 hearing date rest your advocate will take care.
A valid claim should not be abandoned merely because the opposite party is a large company. Persistence, documentation, and proper legal action can often achieve results that many consumers assume are impossible.
es!
As an advocate, I often hear people say:
"The amount I lost is too small to go to court." "Legal proceedings will cost more than the refund." "It's not worth the hassle."
Recently, I represented a client who was enrolled in an online professional learning program after being assured that the course was suitable for working professionals. My client paid ₹37,500/- in course fees based on the representations made by the company.
However, after enrollment, it became apparent that the course content was not as advertised, it was meant for kids. Classes were frequently cancelled or rescheduled without prior notice. Upon requesting for cancellation and refund. The company rejected claiming that more than five classes had been attended so they can not refund. Despite repeated emails, calls, and messages, the company failed to address the grievance.
A legal notice was issued. The company chose not to respond.
Thereafter, a consumer complaint was filed before the District Consumer Disputes Redressal Commission, The company failed to appear before the Commission and was placed ex parte. After considering the evidence, the Commission allowed the complaint and directed the company to:
• Refund ₹37,500/- with interest at 6% per annum from the date of refund request; • Pay ₹10,000/- towards compensation for deficiency in service; • Pay ₹5,000/- towards mental agony and harassment; • Pay ₹10,000/- towards litigation expenses.
The total awarded amount came to ₹62,500/- plus interest.
The most important lesson is you should not abandon legitimate claims merely because they fear litigation costs. Consumer Commissions across the country have the power to award not only refunds but also compensation, interest, and reasonable litigation expenses. When a business engages in unfair trade practices or provides deficient services, consumers have a legal remedy.
Many companies rely on the assumption that consumers will become frustrated and simply walk away. In numerous cases, that assumption is their greatest defence.
Do not make it easy for them.
Preserve your emails, invoices, payment receipts, screenshots, and correspondence. Send a proper legal notice( not mandatory) when necessary. If your grievance remains unresolved, consider approaching the Consumer Commission.
The law exists to protect consumers, but it can only help those who are willing to assert their rights one more thing to remember is if the case is contested it will take at least 8- 10 hearing dates and if you are doing party in person case, on two occation you should not miss the court, 1) at the admissio stage and 2. at the evidence statge, even if you are not attending opposite parties evidence stage and final arguments stage your case will not be dissmissed there was a judgement on the point that once the evidence is done judgement can be passed without hearing the final argument, so out of the 8-10 hearings make 2 days time and prosecute your case,or if you engage an advocate all you need to attend is 1 hearing date rest your advocate will take care.
A valid claim should not be abandoned merely because the opposite party is a large company. Persistence, documentation, and proper legal action can often achieve results that many consumers assume are impossible.
Yes!
As an advocate, I often hear people say:
"The amount I lost is too small to go to court." "Legal proceedings will cost more than the refund." "It's not worth the hassle."
Recently, I represented a client who was enrolled in an online professional learning program after being assured that the course was suitable for working professionals. My client paid ₹37,500/- in course fees based on the representations made by the company.
However, after enrollment, it became apparent that the course content was not as advertised, it was meant for kids. Classes were frequently cancelled or rescheduled without prior notice. Upon requesting for cancellation and refund. The company rejected claiming that more than five classes had been attended so they can not refund. Despite repeated emails, calls, and messages, the company failed to address the grievance.
A legal notice was issued. The company chose not to respond.
Thereafter, a consumer complaint was filed before the District Consumer Disputes Redressal Commission, The company failed to appear before the Commission and was placed ex parte. After considering the evidence, the Commission allowed the complaint and directed the company to:
• Refund ₹37,500/- with interest at 6% per annum from the date of refund request; • Pay ₹10,000/- towards compensation for deficiency in service; • Pay ₹5,000/- towards mental agony and harassment; • Pay ₹10,000/- towards litigation expenses.
The total awarded amount came to ₹62,500/- plus interest.
The most important lesson is you should not abandon legitimate claims merely because they fear litigation costs. Consumer Commissions across the country have the power to award not only refunds but also compensation, interest, and reasonable litigation expenses. When a business engages in unfair trade practices or provides deficient services, consumers have a legal remedy.
Many companies rely on the assumption that consumers will become frustrated and simply walk away. In numerous cases, that assumption is their greatest defence.
Do not make it easy for them.
Preserve your emails, invoices, payment receipts, screenshots, and correspondence. Send a proper legal notice( not mandatory) when necessary. If your grievance remains unresolved, consider approaching the Consumer Commission.
The law exists to protect consumers, but it can only help those who are willing to assert their rights one more thing to remember is if the case is contested it will take at least 8- 10 hearing dates and if you are doing party in person case, on two occation you should not miss the court, 1) at the admissio stage and 2. at the evidence statge, even if you are not attending opposite parties evidence stage and final arguments stage your case will not be dissmissed there was a judgement on the point that once the evidence is done judgement can be passed without hearing the final argument, so out of the 8-10 hearings make 2 days time and prosecute your case,or if you engage an advocate all you need to attend is 1 hearing date rest your advocate will take care.
A valid claim should not be abandoned merely because the opposite party is a large company. Persistence, documentation, and proper legal action can often achieve results that many consumers assume are impossible.
Ipad Air M4, 128gb, wifi purchased on 16.05.2026- available for sale -DM
I purchased it for my law practice, right now I am using my laptop for most of the tasks, I am using ipad only for liquid text court hearing, since I am a trial court lawyer most of the files are physical so I can't use ipad, hence I am selling this, otherwise it's in a rock solid good condition since it's a brand new.
That's a genuinely sharp analogy. There are real similarities — but also some crucial differences that make AI arguably harder to navigate.
Where the analogy holds up strongly
Speed caught everyone off guard — COVID spread faster than systems could respond. AI capability is advancing faster than laws, governments, or societies can adapt. Same panic-and-catch-up dynamic.
Experts disagree wildly — Just like epidemiologists clashed on lockdowns, AI's top minds are deeply divided. Hinton and Bengio warn of existential risk. Yann LeCun says it's overblown. Nobody fully agrees.
Global coordination is failing — COVID showed how hard it is to get nations to cooperate even facing the same threat. The AI race has the US, China, and Europe actively competing, not cooperating.
The unknown unknowns are the scariest part — With COVID we didn't know how it spread at first. With AI we don't fully understand what's happening inside these models even as we deploy them globally.
Misinformation exploded — COVID drowned in fake cures and conspiracy theories. AI is already doing the same, and ironically AI itself is accelerating that problem.
Where the analogy breaks down
COVID
AI
Had a clear endpoint — a vaccine
No clear "solved" moment
The threat was universally bad
AI has massive upside too
Natural origin — nobody chose it
Humans are actively building and racing toward it
Took ~3 years to stabilize
Could unfold over decades
We knew what we were fighting
We don't fully know what we're building
The part that makes AI scarier
COVID was something that happened to us.
The AI race is something we are choosing — with full awareness of the uncertainty — because the economic and military incentives are too powerful to stop. No country wants to fall behind. No company wants to lose market share.
That's a fundamentally different and more dangerous dynamic. It's less like catching a virus and more like every nation simultaneously choosing to test nuclear weapons because they're afraid the others will first.
The part that makes AI less scary
COVID had no benefits. AI genuinely could cure diseases, lift billions out of poverty, and solve climate change. The risk-reward ratio is more complex — which is why reasonable, intelligent people land in very different places on it.
Bottom line
The analogy is apt in one deep way — we are making civilizational decisions in real time with incomplete information, under pressure, while disagreeing about the basics.
That's exactly what COVID felt like. And we didn't handle COVID particularly well.
That should give us pause.