Next year I am going to college, and I don't know yet which field of study I want to specialize in. Financial growth is a primary priority for me, that is why I want to know what are most highly remunerative fields right now ?
I am open to any suggestions you guys have , and I would appreciate any guidance or advice you can share. Thanks in advance.
I noticed something while talking to a few friends.
One earns almost twice as much as another.
But by the end of every month, he's left with less money.
Bigger car EMI.
Bigger rent.
More subscriptions.
More "I deserve this."
The other guy lives below his means and invests the difference.
We usually compare incomes.
We rarely compare obligations.
The more I think about it, the more I feel that financial freedom isn't about earning more.
It's about needing less.
Curious if anyone else has noticed this.
Hello.
I am a 21 F and have a boyfriend 22 M. We live in a 2 bed, 2 bath condo with our cat. Our rent is $1,650 and we split it. We also split all subscriptions, electric, wifi, and car insurance. I make $24-25 hourly and get paid biweekly. He’s at about $19 hourly and paid weekly. I average $1400-1900 on each check and he’s at $600-800. I feel very stressed out. I have to start paying tuition in August for nursing school and I feel like it’s not possible. I was wondering what ways we can save money? We have been eating out a lot recently so we’re changing that because a couple of months ago we ate out once a month and had so much money. My tuition is $400 month. I also have a car payment of $541 which is through Carmax, should I refinance through a bank?
Started filing on class actions more deliberately this year and the manual time per case is starting to add up. Each form takes 5 to 10 minutes depending on how much info they want, and i'm hitting maybe 8 to 12 cases a year now that i'm actively checking. So we're talking 2 hours of form filling annually which isn't huge but isn't nothing. Saw a few mentions of platforms that auto-file. Curious if anyone has tested whether the auto-fill actually works on most settlement administrator forms or if you still have to manually complete the majority.
I just found the exact car I’ve been hunting for from a private seller. The price is an absolute steal, but the seller explicitly mentioned they are moving overseas in a couple of weeks and want a quick, hassle-free sale. They already have cash buyers messaging them, so I need to move quickly if I want to secure it.
The issue is that I need to finance a chunk of the purchase. My primary bank takes absolutely forever with paperwork, and I’m terrified that if I go through their standard slow approval process, the car will be gone before they even look at my income verification.
Can an independent broker actually speed up the timeline for a private vehicle sale? I've been looking up fast-turnaround asset brokers online, but I’ve never used a broker before. Do they actually have leverage to get a privateloan approved and funded within a few days, or is it mostly marketing hype?
If you've bought a car privately using a specialized loan broker, how long did it actually take from submitting the application to the seller receiving the funds?