Nearly 31 and my mother doesn’t want me to move out

I feel like I’m reaching my limit and I’m not sure what to do. I lived on my own while I was at undergraduate and graduate school. Once I graduated, I moved back home. I have a well paying job and could afford to live on my own but my mother doesn’t want me to move out. She doesn’t let me contribute to rent (very fortunate that I’ve been able to pay off some of my school loans). She says she wants me to have a better start than she did at life.

The problem is, my life is passing me by and if I waited to be totally debt-free, I’d be well into my 50s. I’m the only child of a single mom so it’s really just the two of us and our senior dog who can never be left alone. We are planning to move within the next few months and I made a compromise that we could still live together provided we could rent a house with a separate basement apartment. It’s been difficult to find a house fitting her mobility needs (can’t do stairs) that also has a basement apartment for me.

What I really want is just to have my own apartment. I feel guilty and can’t just leave her behind in our old, crappy apartment. I don’t know how to convince her to move to an apartment complex where I could have my own place and she could have her own place but still be close to share custody of our dog and see each other. She has always wanted to live in a house but hasn’t been able to afford one. Has anyone else been in this situation? How did you escape without the guilt?

TLDR: Only child to a single parent with elderly dog who can’t be left alone. How do I convince my mother that moving into an apartment complex with separate units would be a good idea?

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