u/AnnaSmiled2

Western Digital Enters Equity-for-Equity Exchange Agreements
MT Newswires
10:03 AM EDT, 05/06/2026 (MT Newswires) -- Western Digital (WDC.NaE) said Wednesday it has signed exchange agreements with institutional investors under which it will receive nearly 1.9 million shares of its own stock in exchange for 653,203 shares of Sandisk (SNDK.NaE) .
The exchanges are expected to settle on Thursday, Western Digital (WDC.NaE) said.
Western Digital (WDC.NaE) said that upon settlement, it will continue to own about 1.04 million shares of Sandisk (SNDK.NaE), which it intends to dispose of in one or more exchanges for Western Digital (WDC.NaE) debt held by creditors and/or in exchange for outstanding shares of Western Digital (WDC.NaE) common stock and/or through distributions to shareholders as dividends.
Western Digital (WDC.NaE) shares were fractionally higher in early trading Wednesday, while Sandisk(SNDK.NaE) was down 0.5%.
Price: 467.20, Change: +1.94, Percent Change: +0.42

From yahoo finance

Palantir Technologies (PLTR) stock rose in after-hours trading after the company reported record Q1 revenue and profit that topped analyst estimates, driven by surging sales to commercial clients and the US government sector.
The company’s revenue jumped 85% in the first three months of this year to $1.63 billion, beating the consensus estimate of $1.53 billion, according to Bloomberg data. The majority of that revenue, or $1.28 billion, came from the US alone.

https://finance.yahoo.com/markets/article/palantir-q1-revenue-jumps-85-to-record-on-booming-us-business-141825102.html

I am 9 years from retirement. Paying off mortgage next month which means $2500 a month to invest. We are so behind in the investment due to life. I asked AI about dividends. Here is what it spit out. Is this along the line the way you did it? I want to contribute to a Roth IRA to the max for both of us and then a taxable account.

We will also have pension and Roth 401k.

You want:
👉 $2,000/month in dividends in 9 years = $24,000/year

📊 Step 1: How Big Your Portfolio Needs to Be
Dividend income depends on yield.
Typical yields:
SCHD → ~3.5%
JEPI → ~7–8%
O → ~5–6%
👉 A realistic blended yield: ~5%

💡 Portfolio needed:
To generate $24,000/year:
24,000 \div 0.05 = 480,000
👉 You need about $480K invested

📊 Step 2: Monthly Investment Needed (9 Years)
Now the real question: how to reach ~$480K
Assumptions:
Time: 9 years
Avg return: ~9% (mix of growth + dividends)

🔥 Monthly Investment Targets
🟢 If you invest $1,000/month:
Ending value ≈ $190K–$210K
Income ≈ $800–$1,000/month
❌ Not enough

🟡 $1,500/month:
Ending value ≈ $280K–$320K
Income ≈ $1,200–$1,400/month
⚠️ Close, but not there

🔥 $2,000/month:
Ending value ≈ $380K–$430K
Income ≈ $1,600–$1,900/month
👉 Very close

🚀 $2,300–$2,500/month:
Ending value ≈ $450K–$520K
Income ≈ $2,000+/month
✅ This hits your goal

🎯 The Real Answer
👉 To reliably hit $2,000/month in 9 years, you should aim for:
✅ ~$2,300/month invested

🧠 Strategy That Makes This Work
Years 1–5 (Growth Heavy)
VOO
GOOGL
NVDA
Some SCHD
👉 Build size fast

Years 6–9 (Income Shift)
Shift new money toward:
SCHD
JEPI
O
👉 Turn growth into income

⚠️** Honest Reality Chec**k
If $2,300/month feels high:
Here’s how to adjust:
$1,500/month → expect ~$1,200/month income
$1,000/month → expect ~$800/month income
👉 You can still win—you just scale expectations

🔑 Levers That Change Everything
You can hit $2K/month faster if you:
Increase monthly contributions over time
Reinvest all dividends
Avoid over-diversifying into small positions
Stay consistent during market dips