u/Artwark

Hello friends. I'm looking for UPI apps that give cashback when using Rupay credit cards. I'm not thinking of Kiwi because you can't get cashback on a non-Kiwi card. Besides that I'm open for apps.

So far I tried

1. Navi
2. Super Money
3. Pop
4. Gpay
5. Phonepe

the last two are lackluster and easily forgettable. Cred comes to mind but I mainly use it to pay my card bills. Not sure if it works as a UPI app.

Just to say the cashback doesn't have to be in high numbers. Just something that mixes well with my upcoming HSBC Rupay Cashback card.

I did like three transactions for the offer that I can get upto 50. One is 159 INR then a 140 but the message shows that merchent is ineligible for reward and its under dairy.

What gives? I honestly am planning to close my Pop card to get the Kiwi card but if they have many exclusions I might avoid getting the card.

Im looking at this card and i like its value of 5% cashback for utilities and 1.5% on other spends. Is this card worth going for? My spends are around 5-10k in general.

I have the following cards. Pixel play amazon pay icici platinum, axis cashback pop card and hsbc live plus.

Age 34

Cibil 792

Monthly income 9.36 lakhs per annum

Lounge access: no

Preference: cashback

Primary spends : utility bills online and offline spends