Is it a common thing for them to be bad at finances?
Obviously i wouldnt think it for ALL nparents, but i am curious if it is a common thing. My mother had lots of debt and would work a lot to pay it off. But she'd also make terrible money choices and go on VACATION while shes got lots of debt to pay off. Then she'd work overtime for a vacation that me and my siblings never asked for and would be fine without.
Or she'd buy something extra thats expensive and could've gone towards savings (which if she was a normal person i wouldnt mind).