Doctor/Hospital Suggestions

I've had my throat swelling for about 2 weeks now and since it's not going down, I thought I'd ask where should I go? Should I wait until tomorrow where the urgent cares open again or should I just go to the hospital? No Insurance, etc. etc. I'll probably be screwed no matter what I do, but I just want to do what's cost effective.

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u/BlkCptAmerica — 8 days ago

Am I dumb or am I just reaching for momentary happiness??

Hey, I'm 19, been driving for 3 years now and all types of Zs have been in my life. I finally moved out and been craving for a sports car and out of everything. The Z is up my alley. I test drove a very expensive Sport (Found a different option) and loved it, never driven a two door manual sports car, but I felt happy to be alive. I've owed a WRX STI (which did not last long due to Cali Gas Prices, No Job, and Oil Consumption which It did blow up after I got rid of it 20 mins after) and I owned a Audi A6 3.0T (which didn't last long due to definitely overpaying for a car and oil consumption, didn't blow up but I got so pissed off I sold it) But as everyone I talk to says, "You live in a State that is 6 months Hardcore Winter minus Last Winter" and I've always lived incredibly financially responsibly and properly way too cautious. and I know I will get eaten alive by insurance costs, anyone know a good cheap insurance company? and Yes, I do car enthusiast things (Meets, Cruises, etc.) and I fucking hate doing it in a 6 Speed Manual Tacoma as much as it's been a great truck until now

The few Questions I have:

Anyone deal with one in somewhere that actually does a winter? (Midwest like areas, Nevada Utah, Etc.)

Anything I should know about these? (I've done a good amount of research, the forums, videos, lurking through this very nice sub reddit, but I want to pick brains)

Be very honest with me, Am I being a dumbass by even thinking about this? I can take it and I will actually appreciate your honesty.

Anything else cause I'm not thinking amazingly while typing this. go ahead and add in. I will read it and reply to as many people as I can and who answers.

Thank you and have a great day, Z enthusiasts!

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u/BlkCptAmerica — 18 days ago
▲ 1 r/GR86

I need help…

I test drove a 26 GR86… she was a great car, black, stunning surprised by some of the umph she had, wish I had more corners to take her around, 6-Speed Manual, 22 miles on her. I feel like I’m just trying to talk myself into it at this point but I don’t know. I’ve been accepted for 72 months, 2k down, 550 a month. I was definitely surprised, but I’m not sure but I am about everything I do. (They didn’t give me a good offer on my trade in.) I’m still unsure what to do. I actually incredibly liked it but I don’t know. People tell me I worry too much or just enough. What have yall found in your travels with these cars? I’m not the most knowledgeable with them

Update: I walked. I heard and accepted your warnings. Possibly Smart… Possibly Dumb who knows. Insurance was $261 per month, payments would been $504 with a 9.89% Apr and when he even told me he’d refinance with me way sooner than policy if I came with a load of cash. But I walked.

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u/BlkCptAmerica — 1 month ago
▲ 1 r/AudiA6

Thinking about Modding my A6 when I get it back but I'm worried about high mileage

I got a 2012 A6 3.0T with the last time I saw it 144k miles. I'm gonna be swapping my truck out for it soon and I've really wanted to mod it for awhile. Reading and researching, I've had some doubts come up in the mileage area since she is decently high mileage, has a slight oil consumption problem that I think is a leak from my shitty job of a rushed oil change, but she got the timing chain done about 8-10k ago now. It's been driven slightly since I left so I'm not sure about the exact mileage. But overtime here I want to get it to stage 2 tune area with the upgraded cooling, crank pulley, tune, possibly driveshaft centering support, but I wanted some experts since I'm not the most well versed in german engineering if its even worth it to sink 5k+ into a 14 yr old car with 144k miles in it? and yeah its paid off.

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u/BlkCptAmerica — 2 months ago
▲ 2 r/300zx

Possibly Thinking About Joining the Club

I'm looking at two cars in the lower wyoming/upper denver area. I'm not too familar with 300zx, my family has owned probably 4 of the 200 series but this is a whole different ballpark I'll tell ya. They're both z31 and manual, but one is nicer than the other inside and out but has 70,000 more miles (in the 202,000 range) and has put a Eaton M32 supercharger on it, I'm familiar with v6s but not these ones. They want $5000 for that one, but it comes with a parts car I absolutely have no room for, so I guess for those 2. The other one has some bad red paint, interior is bad, and some slight rust in the front fender, but it's got a banging stereo and 132,000 miles with a very minor oil leak. They want $3,500 which is my opinion seems like wtf. I can kinda sense what public opinion is gonna be but I thought I'd ask.

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u/BlkCptAmerica — 2 months ago

Investing Application Question

I have about $80 invested into several different companies on Robinhood, the more I use it, the more I have thought about swapping apps but I read somewhere that Robinhood as a $100 dollar transfer fee. I’m not sure if it’s worth it to switch and the pay fee or just sell and switch, so I was wondering what I should do. I’m also not sure what apps are good, I’ve tried Robinhood, heard about Fidelity, is there any others that yall would recommend?

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u/BlkCptAmerica — 2 months ago

So my first credit card is was a Capital One Platinum Secured Card and after 8 months of having it they upgraded it to a normal Platinum card that I, at most, have less than $45 on it at a time. I used to have a car payment as my second credit account, but it pissed me off so much I paid it off early with 0 fees since I negotiated that in. Through credit karma help, I knew I needed a second card that I'm only gonna use for gas (I'm not exactly decided). I applied for a uniwyo visa credit card since I recently opened a checking and savings with them since my closest chase bank is an hour south or east. APR to my understanding on their website says about 11% or about 17% on the paperwork which I know is good compared to some other cards I looked at since it seems like the average is 26-27%. No annual fees, and no cash advance fees and such which I wouldn't use anyway. I'm not sure about benefits which is something I should've asked but by the time I got to applying I had been awake for 24 hrs. I just wanted to get the opinion of people who have done this a bit, I've stayed pretty dormant with my financials and I want to start ramping up to enjoy life more.

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u/BlkCptAmerica — 2 months ago