Reached 50L networth excluding PF at 25
Hi, I recently turned 25 and I’ve been able to hit a net worth of 50L in the 3 years of my career.
The breakdown is as follows
FD - 3.75 lacs
Savings Account- 2 Lac
Stocks and Mutual funds - 29.25L
Real estate - 16 lacs (plot of land)
Apart from this I’ve around 16.5 lacs in EPF.
I’m a software engineer by profession and started my career with a really good salary.
I couldn’t really share it with my friends or family for obvious reasons, so posting it here as I wanted to share about it somewhere.
When I started college I didn’t even think I’ll be able to make this much by 25 as I was from a tier-2 college.
Also, I’m not someone who saves and invests aggressively and sacrifices on experiences. I do almost everything that I feel like doing, like going to foreign trips, buying expensive stuff, etc. It’s just that I don’t spend impulsively.
I also got a decent car for my father (He did 20% down payments and I’m repaying the loan), which was the first car in our home.
I’m really grateful for everything that I was able to achieve and that I was able to repay all the efforts, my parents put on me.
PS: Will reach 70L including PF after I receive the salary for this month