u/CigarMotive

Leased this Nov 2025. Agreed upon was 49k. $500D/519m include taxes, 36m lease.

Residual is 36700 at lease end

I am pretty sure I want to buy it at lease end, so I looked in to it and it looks like it would be more cost effective to buy it sooner than later.

Today's purchase price is 43000.

It gets 6k miles/year.

I can get a 4.99% rate today.

Question is: Do we think I should buy it or take my chances at lease end on a 2028 model? I feel like they are only going to up in price. Someone help me decide. Thank you!

I don't need Sas and all that jazz. The only off-roading I do is on a beach a few times in the summer/fall. This thing is as equipped as I need it to be.

Update: this has been a massive waste of a post, as hardly anyone has actually responded relevantly and directly to the question posed.

I know how leases and purchases work. I am also aware of the terms of the lease I signed. I don’t need help there.

I know where and how to buy an esp, also don’t need help there.

My first f150 or truck. Longest I ever made it with a vehicle was 6 years to the day. I drive 8k/year. Maybe I keep a truck longer? Idk, I’m new to the lifestyle.

‘26 f150 stx 200a 4x4 2.7L

Which one are you guys thinking?

*this is Ford Protect PremiumCare

STX 200A

Couldn't beat the price & I cant say no to a good deal.

$43k service loaner w 2k miles.

It's my 1st. Be gentle.