u/DashMcGee

I am prepared to pay up to $2000 per semester for something close, but a total of $10,000 is just ridiculous, especially since I will have to stay in a hotel 1-2 nights per week. I am thinking that local preceptors might be more accepting if they know I will not be competing. If I do inpatient, I can even refer people to them.

PS He erased my correct answers on a test when we passed our tests to have another student grade them. He did this out of spite and jealousy, or maybe because he was possessed by a mildly evil demon.

They give you a giant cardboard check. You need to deposit it at a giant cardboard bank. That's how they get you.

She had been in a 2x3 cage in the shelter for two years because she was unfriendly. Not mean or spicy, just not at all into people. The shelter has hundreds of cages, so she was not chosen. She lived in a walk-in closet (by choice) for the first few years, venturing out at night. (I got a motion-sensing trail camera to make sure.) After a while, she moved around the house when I was home, and in the past few months she would lie on the floor near me when I watched TV. Today she mewed at me when I went into the spare room where she was lying on the bed. Long story short, she did not run away, I slowly approached her, and she let me pet her. She started purring. When I stopped after a few minutes she gave me the look - the one that says, "I did not tell you to stop, you foolish human servant."

I have to decide between giving my brokerage account money to a guy at Merrill Lynch (ML) to manage for me vs. a Schwab Intelligent Portfolio. The Schwab thing automatically rebalances things, and you can opt in for tax-loss harvesting. (I had this at Fidelity, but am leaving Fidelity based on a negative interaction with my account rep.) ML does not offer tax-loss harvesting. I have to pay ML 0.9% of my account to manage the money, and will lose a certain amount to tax-loss harvesting.

You are tempted to ask, "Why deal with ML at all?" The answer is that I have some cognitive issues and I like the idea of having a person to talk to in case I get a little confused. I am still able to think clearly enough to assess my risk tolerance and income needs for living expenses and retirement. ML and Schwab both use technology and analysts to create portfolios based on your answers to computerized questions, so the cash/bond/equity mix is virtually identical. I am fine paying the guy 0.9% to have a trusted resource, but if not having tax-loss harvesting adds a substantial percentage to what I might lose, it might not be worth using ML when I can use Schwab.

So, any ideas on a percentage? TIA.

Ruger LC Carbine

Just Right carbine

Smith & Wesson M&P (folds in half)

A 75-year-old neighbor/friend was gloriously happy when I saw him yesterday. He told me he is "seeing" a woman he met by accident - she called his number, asked about a gold game, realized it was a wrong number, but they got to chatting and... "age is just a number, you seem really sweet..." He showed me her picture: it is a pic of possibly the prettiest girl I have ever seen in my life. (Seriously.) The woman purports to be 33, but the pic is of a 22-ish-year-old. I have had two similar catfishes; both were texts from a "wrong number." I figured out the first one by the second day, so when the second one came in, I played it for all it was worth. (I kept asking if we could go on a trip together - to Nigeria.)

Anyway, the old man is so happy. Should I tell him the truth and break his heart, or let this play out so I can keep all of Reddit amused with my posts about how this is breaking him as a man? Please give the worst advice you can.

Bonus points if you tell me whether or not I should have put quotation marks around "kibble." OMG I just did it again. I would have italicized it, but that is not an option in the title.

I bought a used Tisas 1911 Carry model. I like used guns because they are typically broken in. This gun seems to be in great shape. If I had to guess, I would say it has only had a few hundred rounds through it. I took it to the range for the first time today. I had four failures to feed using Blazer Brass .45 round-nose range ammo that I got at the range.

Mec Gar mags come with the gun. I only took one mag to the range, so I cannot tell if one works better than the other, but both seem to be in great shape. They look identical under magnification, and the feed lips appear intact, with no damage, bends, or warps.

What do you think... is this a break-in issue?

Thanks in advance. I admire all of you for knowing this stuff and for being able and willing to explain it. :-)

I learned via another post this morning that there is such a thing as a duty-grade gun, so I looked it up. I read that duty-grade guns are designed to work more or less flawlessly, which I can see is critical for police and military.

I have a PSA AR that IMHO is well-made, but I am no expert on such things. Should I get a duty-grade gun just to be on the safe side?

I have heard that invitation or eligibility to try out for tier 1 selection is based in part on combat experience. Fortunately, we have not been in a "regular war" since leaving Afghanistan in 2021. Young people have been joining the military since then. Some will become Rangers, presumably based on intellectual, mental, emotional, and physical strength as demonstrated in training and exercises. If they do not see regular combat, and I hope they never have to, how will they be selected/eligible for tier 1? TIA.

I think his point was that Shakespeare does not need to sound old and stuffy; that it still works today. Any ideas? I'm not even sure of the right search terms, because everything I tried has failed.

I love watching short physics videos, and particularly like Cox. He often brings up Einstein, who first published his theories over 100 years ago. Is it true that Einstein's theories have never been surpassed or found to be somehow inaccurate? (I do know that Hawking had some disagreement on whether things can escape black holes.) My background is in biology and medicine, and theories are updated on a pretty routine basis, certainly more than every 110 years. Have Einstein's basic theories ever been wrong? Is there thinking that he missed something obvious? Do you think he ever will be?

Bonus points if you volunteer to do this for me and/or take a video of me running down the street screaming with a bag full of wasps.

https://preview.redd.it/bdjehml813ah1.png?width=327&format=png&auto=webp&s=c20a9a558315c935003e1b15e102cacfd59134d6

I'm just curious what people think.

Does anyone pay for UpToDate? Do you get $600 worth of value from it? I use Medscape emedicine (free) and StatPearls online (lower quality but free), but would like to have UpToDate at my fingertips. I am put off by the price.