u/FocussedBuffalo

Gorakhpur - Prayagraj Vande Bharat (Train no. 22549) was struck by rocks by vandals in Prayagraj today.

I was sitting in one of the window seats, and the window behind mine was broken through completely.

About 4 windows were broken in total as far I got the updates. This country has too many such incidents happen, and unnecessary time, energy, money and other resources have to be the diverted to such things.

Hi, as the title suggests, I've made up my mind to buy the Addiesdive AD2095. I'm getting it at $75 which is coming to be about ₹7200 from the Indian Warehouse. The Chinese Warehouse is showing as $78 including shipping, which would be about ₹7500

Should I pull the trigger or wait for any further sale opportunities? Also, does anyone know about any promo codes or coupons which might help me out?

Not wearing seatbelts when driving is a real problem. People die everyday from accidents where they may have survived had they worn a seatbelt.

And if that's not enough, there are these placeholders that mimic the seatbelt buckle to keep the seatbelt alarm off. Finally add an OEM branding and beautify it so that it matches the aesthetics of your car.

Voila! Your recipe for disaster is ready!

I'm currently 28 years old. I've been investing regularly since 2021. Initially started of with 5k SIPs and slowly stepped it up.

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Right now I'm actively investing in 4 Funds -

1. Parag Parikh Conservative Hybrid

2. ICICI Prudential Balanced Advantage

3. SBI Focussed Fund

4. HDFC Multicap

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Current allotment is ₹5k per month for each fund.

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Other than this, I also have weekly SIPs for Nippon Gold and Silver ETFs for ₹1250 weekly for each of them. So approx 5k per ETF per month

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I want to increase my SIP amounts and finetune my portfolio

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My current plan is to increase the allocation of the 4 mutual funds to ₹7500 monthly. I want to add 1 or 2 more funds that will balance out my portfolio, and I'll allocate 10k for that.

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I also have about 2 lakhs as cash in hand, which too I want to invest lumpsum. I am currently thinking of splitting it equally amongst my ELSS funds. I don't really need the money in the foreseeable future. So I don't mind it being locked up for 3 years.

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I am currently married, single income. I can afford to invest 40-50k per month comfortably. No major debt, no plans for any large expenses like house or car in the next 4-5 years.

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My goal is to create a steadily growing and balanced portfolio. I don't have a figure or exact investment horizon planned out. But I will keep this up for the next 10-15 years atleast.

Investment horizon - 10-15 years, Risk Apetite - Very High

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Requesting you guys to suggest what should my next steps. Any feedback, criticism or review would be really appreciated.