u/Fresh_Ad8364

Hey everyone,

I'm in a bit of a tricky situation and could really use some advice. I have bipolar disorder, and during some manic episodes in the past, I ended up racking up debt on two credit cards. I’ve since worked things out with the banks and I’m on a solid repayment plan—never miss a payment.

My husband has a good job, a strong credit history, and a nice deposit saved up for our first home. I’m just worried about how my past credit issues might affect our chances of getting approved for a mortgage.

Does anyone have experience with this? How much do you think my credit history will play into the mortgage process? Do we still have a shot at getting approved?