Image 1 — Can my virtus declare as Total loss if I want to repair it?
Image 2 — Can my virtus declare as Total loss if I want to repair it?
Image 3 — Can my virtus declare as Total loss if I want to repair it?
▲ 147 r/carIndia

Can my virtus declare as Total loss if I want to repair it?

My VW Virtus met with an accident while we were trying to save a dog. The speed was around 30 km/h and the car hit a divider. The car is fine with back, left and right. There is no damage there. Only in front there is an issue.

We bought the car in January last year, and it is our first car. We have insurance and have already raised a claim.

VW authorised service centre has given an estimate of around ₹12 lakh ( including 170000 gst). In the estimate they told that engine may need replacement so the estimate costs 12 lakh. The car's IDV is around ₹17 lakh.

VW service centre has given us the option of declaring it a total loss, but we don't want that. We are completely fine with waiting for the repairs and want to keep the car.

My question is can the insurance company forcefully declare it as total loss even if we are willing to repair it?

Would appreciate advice from anyone who has gone through a similar situation.

u/Holiday-Dingo1675 — 12 days ago
▲ 3 r/EPFOQueries+1 crossposts

Question

Anyone whose pf balance not credited for June and July. I am working in a big MNC but today I saw my passbook and found that balance on website is till May.

Anyone facing the same issue?

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u/Holiday-Dingo1675 — 1 month ago
▲ 0 r/CISA+1 crossposts

Fortune 50 MNC SOX/IFC role vs Indian listed company's Core Internal Audit role — which is better for long-term growth?

Hi everyone,

I currently have offers from two companies and I'm confused about which one would be better for my long-term career and learning.

Offer 1 – Fortune 50 MNC

Role: SOX / Internal Financial Controls (IFC)

Mainly involves IFC/SOX testing and controls-related work

Strong global MNC brand

Around 15% higher fixed compensation than Offer 2

Offer 2 – Indian listed insurance company

Role: Core Internal Audit

More focused on traditional/risk-based Internal Audit

Lower fixed compensation by around 15%

Role appears to offer broader end-to-end Internal Audit exposure

My background

My experience has been:

Started as a trainee in Core Internal Audit at a Big 6 firm

Then moved to an MNC in Internal Audit + SOX

Currently working at an MNC in SOX + Transition Audit

I also have CISA and am considering/pursuing CIA

So my concern is mainly about learning and future career options, rather than just the immediate salary.

Since my recent experience has increasingly been around SOX/controls/transition, I'm wondering whether it would be better to:

A. Continue with SOX/IFC at the Fortune 50 MNC, get deeper MNC/SOX experience and take the higher salary

OR

B. Move back into Core Internal Audit, develop broader risk-based/process audit experience, and then potentially move to an MNC Internal Audit role later.

My long-term goal is to have strong career growth and high earning potential, while keeping both Internal Audit and Internal Controls/SOX as possible career paths.

For people who have worked in both Core Internal Audit and SOX/ICFR, which path would you recommend at this stage?

Also, does moving from a core Internal Audit role at an Indian listed company to a large MNC later create any disadvantage, or is the experience generally transferable?

Would really appreciate opinions from people who have made a similar transition.

Thanks!

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u/Holiday-Dingo1675 — 2 months ago

Need help guys

I accepted a job offer and informed my new employer that I would be able to join early because I was expecting an early release from my current company.

However, my current employer is now refusing to grant an early release and wants me to serve my full notice period. This means I may not be able to join on the agreed date.

I'm confused about how to handle this situation.

Should I inform my new employer immediately, or should I wait until it's closer to my joining date?

Has anyone been in a similar situation? How did your new employer react?

Is there a chance they may extend the joining date, or could they rescind the offer?

I really want to join the new company, but this situation is beyond my control.

Any advice or experiences would be greatly appreciated. Thanks!

reddit.com
u/Holiday-Dingo1675 — 2 months ago

Need help guys...

I accepted a job offer and informed my new employer that I would be able to join early because I was expecting an early release from my current company.

However, my current employer is now refusing to grant an early release and wants me to serve my full notice period. This means I may not be able to join on the agreed date.

I'm confused about how to handle this situation.

Should I inform my new employer immediately, or should I wait until it's closer to my joining date?

Has anyone been in a similar situation? How did your new employer react?

Is there a chance they may extend the joining date, or could they rescind the offer?

I really want to join the new company, but this situation is beyond my control.

Any advice or experiences would be greatly appreciated. Thanks!

reddit.com
u/Holiday-Dingo1675 — 2 months ago
▲ 5 r/CISA+2 crossposts

Need career guidance

Hi folks, I’m looking for some guidance from experienced professionals.

I have 2.5 years of experience in Internal Audit and SOX and I'm deciding between three offers with similar compensation:

  1. SOX/Internal Controls at a large MNC.

  2. Internal Audit at a large insurance company

  3. Operational Risk Management at a large global MNC

I'm thinking about long-term career growth (10–15 years), especially with AI changing the profession.

Which role would you choose and why?

Also, if I move into Operational Risk now, can I transition back to Internal Audit or SOX after 2–4 years, or would it be better to continue in SOX/Internal Controls?

I'd really appreciate your advice. Thanks in advance!

reddit.com
u/Holiday-Dingo1675 — 2 months ago
▲ 8 r/CISA+1 crossposts

CIA Challenge - September 2026 Attempt

Hi everyone,

​

I recently cleared the CISA exam and am now planning to take the CIA Challenge Exam through the CISA pathway in September.

​

I'm currently working full-time and can realistically dedicate about 1–2 hours per day to studying. Would that generally be enough preparation time to pass the exam?

​

Also, is the CIA Challenge Exam the same for all eligible candidates (CISA, CA, CPA, etc.), or are there different versions depending on the qualification route?

​

Lastly, would it be better to pursue the CIA through the regular three-part route instead of taking the CIA Challenge Exam, considering my study time and work commitments?

​

I'd appreciate any insights from those who have taken either route.

​

Thanks in advance!

​

reddit.com
u/Holiday-Dingo1675 — 4 months ago
▲ 8 r/isaca+1 crossposts

CISA exam retake

I have given my cisa exam yesterday but unfortunately couldn't clear. Just wanted to know can I book my exam now as slots are very less for my centre or I can do that after 30 days only?

reddit.com
u/Holiday-Dingo1675 — 5 months ago