u/IlovePizzaHeLikesSex

It was Prime Day for 4 days at Amazon.

I’m currently manic (bipolar 1). I didn’t go too crazy but I did buy a $120 blanket (it’s currently 91 degrees), a new living room coffee table and a $24 box of chocolate.

This is nothing compared to past episodes where I’ve spent thousands of dollars but I’m wondering if anyone else with bipolar is in a precarious situation with the sale weekend at big box stores like Amazon and Target?

It was Prime Day for 4 days at Amazon.

I’m currently manic (bipolar 1). I didn’t go too crazy but I did buy a $120 blanket (it’s currently 91 degrees), a new living room coffee table and a $24 box of chocolate.

This is nothing compared to past episodes where I’ve spent thousands of dollars but I’m wondering if anyone else is in a precarious situation with the sale weekend at big box stores like Amazon and Target?

Hi all.

I owe $28,000 in CC debt across 4 cards.

I am on SSDI and have a part time job I work 13-15 hours a week at most. I've talked to lawyers and the NFCC and they told me that I am judgement proof ( my SSDI wages cannot be garnished)

I have been using Green Path for the past 8 months (I've paid $3k since october) to make payments on 3 cards but adding this fourth one is impossible as it would make my monthly payments be $618 and that is unfeasable so I left them. I signed on with National Debt Relief but I feel like I'm making a big mistake.

Do I:

A) Work with Natonal Debt Relief to pay off my debt for $450/month for 4 years knowing THEY will stop paying my bills, tank my credit score, and then go for a settlement (and pay $20 to have thier own lawyer on retainer )

B) Do I work alone, stop paying my bills, get taken to court and find a lawyer here in NYC that would represent me (a lot of the agencies are free bc I am low income) and get a settlement then?

None of the free agencies that help with filing chapter 7 or 13 bankrupcy have availiblity right now, otherwise that was original plan.

Just left GreenPath for Beyond- Accredited DMP- help please

Hi all. So I’m freaking out. Currently I owe $28,000 in credit card debt spread across four different cards.

I’ve been working with Green Path for the last eight months and I’ve paid off $3000 for the three cards that I had registered with them. (I’ve been paying $458/month since October to get the $3k eliminated)

But I recently maxed out an $8000 credit card (that I didn’t have registered with GP) and when I spoke to Beyond they said that they could help me cover that card for only a couple dollars more than what I was already paying to cover the three cards with Green Path- I’ll now be paying $432 to cover 4 cards.

Am I being screwed?

I really don’t understand The premise of them stopping paying creditors so that I can get a lower fee that’s already been negotiated for the last 8 months with Green Path.

Is this company a scam? I haven’t made any payments yet.
It’s not due for two more weeks. What do I do?

Hi all. So I’m freaking out. Currently I owe $28,000 in credit card debt spread across four different cards.

I’ve been working with Green Path for the last eight months and I’ve paid off $3000 for the three cards that I had registered with them. (I’ve been paying $458/month since October to get the $3k eliminated)

But I recently maxed out an $8000 credit card (that I didn’t have registered with GP) and when I spoke to Beyond they said that they could help me cover that card for only a couple dollars more than what I was already paying to cover the three cards with Green Path- I’ll now be paying $432 to cover 4 cards.

Am I being screwed?

I really don’t understand The premise of them stopping paying creditors so that I can get a lower fee that’s already been negotiated for the last 8 months with Green Path.

Is this company a scam? I haven’t made any payments yet.
It’s not due for two more weeks. What do I do?

EDIT: thank you all for your feedback. I did get in contact with one of my banking institutions and they sent me to work with MMI Money Managment international which appears to be a nonprofit organization accredited with the NFCC.
I’ll be speaking to a debt counselor tomorrow to figure out how to negotiate with the four banks that I owe cards with. I hope this is the way and I’m gonna get out of my contract with beyond financial tomorrow as soon as their phone line is open.

EDIT 2: Cut ties with Beyond this morning. Didn’t lose a cent. I’m out and free.

Hi all!
So I have dyscalculia- which is a learning disability in math.
I struggle to do simple addition and subtraction let alone, multiplication, division, etc.
I’ve completed 2 years in college and have about 25 transfer credits, but I’m going back to school to create to get my bachelors so I can become a licensed mental health counselor—LMHC.

Because I struggle with basic math and the only college math I’ve done in college was “elementary algebra” in which I got a B. In looking at the requirements for a BA psychology major that includes biology, chemistry, pre-calculus and stats, I feel like I can’t do that.

I know my learning disability is going get in the way and there’s no way I’m going be able to complete my major of my dreams.

Any advice would be appreciated. Should I do a social work major despite the fact I don’t have an interest in sociology or being a LCSW?

Any feedback on the courseload of a psychology, major in regards to STEM would be greatly appreciated,

thank you.

Hello all!

I’ve begun the process of applying as I’ve spoken to admissions and sent my transcripts today to begin the process of applying.

As a transfer student, I get to apply to 4 schools.

I haven’t discerned whether I’m going to apply for a undergrad and psychology or social Work- the end goal is to be an individual therapist (so if anyone has any insight on which Path is the best to go in order to be a Therapist that would be really helpful too)

I’ve decided on:
••Lehman
••Hunter
••City college

And I wasn’t sure of a 4th? I’m not applying to John Jay because I’m not interested in doing forensic psychology.

I currently live in Riverdale so I don’t want to travel too far so I wasn’t thinking Queens or staten island College wouldn’t be an option.

Any feedback would be really welcome thank you.

ETA: I’m looking for my bachelors degree and I am not a native New Yorker. I have been here for 10 years but I’m originally from WI and went to a few different colleges so I will have some serious transfer credits (hopefully!!)

Edit 2: Thank you everyone- I think the best path for me would be a bachelors in psych and then MHC

I know there’s something wrong with me- I know I have AVPD and a bunch of other shit.

Making friends is so hard for me- keeping friends is a whole other battlefield. I understand it must be hard for her and (I use the word “suffocating”) and she didn’t disagree with me, to be a one person support system, but when I have a hard time making connections with people, I don’t know what I’m supposed to do.

We have been together 9 years and while she didn’t give me a timeline and say “oh if you don’t make friends in the *next year*, I’m leaving you” but she did stay at the end of the night after our long flight “I’m telling you now because I love you, and I don’t want someday for love to not be enough”

I feel so stuck, sad, disappointed, and lost. I have my dad, I have two best friends, but most of all I have her. She’s my safe place, my Haven, and the love of my life and I just feel completely blindsided and sad.

Today was a huge win because I went to a major cities zoo (in NYC!)

Even more than that, I went to meet a new friend that I’ve been talking to ONLINE for 10 years.

I’d never met him before and this was our first time meeting.

My partner bailed on me so I had to go by myself. It wasn’t too bad due to the anti-anxiety meds that I took. I was a little anxious and awkward, but overall I had a nice time!

So, I have atypical anorexia and have struggled with an ED for 20 years.

I’m a professional actor and I just got an audition for a woman who is pregnant and the instructions states “show us how far along you are with a full body spin”

I’m just so fucking mortified. The fact that my AGENTS even submitted me for this is horrifying. The fact that my audition was accepted and even wanted to be seen BY the casting director is distressing.

I feel so disgusted, traumatized, angry, embarrassed and ashamed. I declined the audition by stating “I’m chubby- not pregnant” and I used the word CHUBBY which I never use because it’s so shameful.

My friends are saying maybe they could have strapped a belly on me, but it’s the principle of the matter- that I’m fat enough to be considered for this.

I just want to cry and fall into a hole and not emerge until I’m a twig again. Trying not to use destructive behaviors.

So today I went for a mile long walk around the neighborhood with my fiancé.

I haven’t gone on a walk in two years and admittedly, I’m really ashamed of that.

I go to get my ketamine treatment once a week and that’s the only time I ever leave the house. I am really proud of myself and I even bought myself new shoes as motivation to try and leave the house and exercise more.