u/Initial_Analysis8247

What's your thoughts of a friend na ge butang ka as contact sa Home Credit without your knowledge or approval first?

I have this friend of mine since highschool but we don't talk much right now. We only meet each other if we decide to go hiking and nothing else. Mao rana among bonding and it's only once a month usually. We don't even chat like mangumusta something like that. Sa among mag barkada kami nlang duha ang naay contact sa each other, wala nami connection with our other highschool friends, we outgrew each other I guess or just taking different life path. And, it happened na kami nalang duha naay contact with each other but we don't talk much. She has lots of friends sa iyang work, she has a sister and I have no one. Wala nako og friends since ni graduate ko og college and I'm not close with my sister. She's basically the only one that I considered as my friend.

I was just surprised like why?? Without my knowledge?? I know how this will go, the Home Credit will bother me if di siya mo bayad and I don't like that.

This also happened to my mother. Ge butang siya as contact sa iyang supposedly a friend sa Home Credit. Wala nabayaran ang Home Credit, now siya na ang ge sigi tawagan. And, my mother cut her off as a friend.

I haven't confronted her about this yet and wala pud siya ni reach out nako na ge butang ge butang ko niya as contact sa Home Credit since naka receive ko og notification from Home Credit pag April 18.

Hi guys, hingi lang sana ako advice especially from working professionals here.

I graduated with a Bachelor’s in Management Accounting, and currently working ako as a bookkeeper for 3 months pa lang. Before this, I worked in Accounts Payable/Payroll for around 1 year and 5 months.

Lately, I’ve been thinking if worth it pa ba mag take ng Masteral degree nowadays.

I’m really interested in taking a Masteral in Finance since gusto ko talaga mag focus long-term sa finance/accounting field.

I’m also considering MBA or Economics, pero Finance talaga pinaka gusto ko.

Questions ko lang sana:

Worth it pa ba mag Masteral ngayon?

Did it help sa career growth/salary/opportunities niyo?

Mas okay ba mag gain muna more work experience before enrolling?

Would really appreciate honest opinions, especially from people na working while taking their Masteral or graduates na. Thank you!

Hi guys, mangayo lang unta kog advice especially sa mga working professionals here.

I graduated Bachelor’s in Management Accounting, then currently working ko as a bookkeeper for 3 months pa lang. Before ani, nag work pud ko as Accounts Payable/Payroll for around 1 year and 5 months.

Lately, ga think ko if worth it ba mag take og Masteral.

Pinaka interested gyud ko sa Master’s in Finance kay gusto nako mag focus long-term sa finance/accounting field. Pero ga consider pud ko og MBA or Economics.

Questions lang unta:

• Worth it pa ba gyud mag Masteral karon? • Nakatabang ba siya sa career growth/salary/opportunities ninyo? • Any school recommendations diri sa Cebu for Finance, Econ, or MBA?

Would really appreciate honest opinions, especially from people nga working while ga Master’s or naka graduate na. Thank you!

Hi! Anyone here who has time deposit account?

What bank account has high interest for time deposit?

My current bank offers 2.4% per 6 months of contract.

I'd like to transfer my money sa other bank since I relocated in Cebu.

All I know now is BDO but they offer 3.4% interest every 75 days only for 3M above.

Do you guys have recommendation?