Cube Highways Trust FY27 Q1 DPU Announced – ₹3.95 Per Unit

Key Highlights

  • Strong Q1 FY27: consolidated revenue from operations was ₹1,126.63 crore, up approximately 19% YoY from ₹944.28 crore. Total income increased to ₹1,156.85 crore, up approximately 19% YoY.
  • Consolidated profit after tax stood at approximately ₹61.11 crore, compared with just ₹0.46 crore in Q1 FY26.
  • Net Distributable Cash Flow (NDCF) at the Trust level increased to approximately ₹532.22 crore, compared with ₹339.14 crore in the corresponding period, an increase of around 57% YoY.
  • Distribution declared: ₹3.95 per unit, totaling approximately ₹530.91 crore.
  • Balance sheet: Debt-to-equity stood at 1.87x, Debt Service Coverage Ratio at 1.71x, Interest Service Coverage Ratio at 2.38x, and asset cover at 1.72x.
  • Net Borrowing Ratio improved to 45.17%, compared with 49.62% in Q1 FY26.

Distribution Per Unit (DPU) Details

Distribution breakup per unit:

₹2.10 – Interest

₹1.08 – Dividend

₹0.76 – Return of Capital

₹0.01 – Treasury Income

Total = ₹3.95 per unit

Taxability of DPU

Interest: Generally taxable at the unitholder’s applicable tax rate.

Dividend: Refer to Cube Highways Distribution Advice via email.

Return of Capital & Treasury Income: Return of Capital is tax-deferred, while treasury income's taxability needs to be checked from Cube Highways' Distribution Advice via email.

Record Date

August 19, 2026.

Distribution will be paid on or before August 26, 2026.

Other Positives

  • Cube continues to carry strong credit ratings, including CRISIL AAA/Stable, ICRA AAA/Stable and IND AAA/Stable on its borrowings.
  • Cube Highways Trust was converted from a Private InvIT into a Public InvIT effective July 31, 2026, an important milestone for the Trust.
  • Cube has also agreed, subject to the relevant terms and conditions, to acquire up to 100% equity in four additional highway assets – Baharampore-Farakka Highways, Devanahalli Tollway, Western MP Infrastructure & Toll Roads and Chenani Nashri Tunnelway.
  • The Board also approved raising/availing financial assistance of up to ₹4,500 crore through bank facilities, financial institutions, NCDs and/or commercial papers.

FY27 Distribution Guidance

The NSE Q1 FY27 filing does not provide formal full-year FY27 DPU guidance.

Best wishes to all unitholders.

reddit.com
u/Insight-I — 6 days ago

REIT and InvIT Distribution Tracking and Taxability

Hello Investors,

I have come up with a simple way to track your REIT and InvIT payments in a tabular format. When filing for taxes, it will save you (or your CA) a lot of time as all the necessary information will be available in a single file. You can refer to the distribution advice email you receive each time and then fill-up the columns.

Here's the format I used. Attaching a screenshot here since I don't think we can attach Excel sheets here.

General Rules of Taxability

  1. For REITs, only the interest component is taxable. Other components, such as dividend, treasury income, etc. are tax-exempt unless otherwise stated.
  2. For InvITs, usually, only the capital repayment part is tax-deferred, rest everything else gets taxed unless stated otherwise.
  3. Anything which gets a TDS cut is taxable.

Those are the general rules broadly stated for REITs and InvITs. Please check with your CA once regarding the same for confirmation when filing taxes.

Hope this helps.

Insight

u/Insight-I — 7 days ago

IndiGrid Infrastructure Trust FY27 Q1 DPU Announced (INR 4.12 per Unit) – 3% Growth YoY

Key Highlights

  • Strong Q1 FY27: consolidated revenue from operations was ₹1,086.66 crore, up approximately 29% YoY from ₹839.85 crore. Total income increased to ₹1,149.94 crore from ₹872.98 crore.
  • Consolidated profit after tax stood at approximately ₹245.94 crore, compared with ₹75.28 crore in Q1 FY26.
  • Distribution declared: ₹4.12 per unit, compared with ₹4.00 per unit in Q1 FY26, representing 3% YoY growth. Balance sheet: debt-to-equity stood at 3.61x, debt service coverage ratio at 2.36x, asset cover at 1.22x, and total debt to total assets at 0.72x. Net worth attributable to unitholders stood at approximately ₹5,931 crore.
  • IndiGrid’s fair-value NAV stood at ₹146.93 per unit as of June 30, 2026.

Distribution Per Unit (DPU) Details

Distribution breakup per unit:

  • ₹2.6909 – Interest
  • ₹0.0224 – Dividend (Taxable)
  • ₹1.4067 – Capital Repayment

Total = ₹4.12 per unit

Taxability of DPU

  • Interest: Generally taxable at the unitholder’s applicable tax rate.
  • Dividend: Taxable. IndiGrid has explicitly classified the ₹0.0224 dividend component as taxable in the filing.
  • Capital Repayment: Unitholders should refer to IndiGrid’s tax statement for the applicable treatment.

Record Date

August 17, 2026.

Distribution will be paid on or before August 24, 2026.

Other Positives

  • IndiGrid retained its strong AAA/Stable credit ratings from CRISIL, ICRA and India Ratings.
  • Power Transmission including Storage generated quarterly segment revenue of approximately ₹822.41 crore, while Power Generation contributed approximately ₹264.25 crore.
  • The Trust has also approved an internal restructuring of various SPVs/HoldCos to reduce the number of legal entities, simplify the corporate structure and improve operational efficiency, subject to the required approvals.
  • Funds raised through the preferential issue have been fully utilized according to the stated objects, with no deviation or variation reported.

FY27 Distribution Guidance

IndiGrid has provided INR 16.48 per unit as full-year FY27 DPU guidance.

For reference, IndiGrid distributed ₹16.00 per unit in FY26, while Q1 FY27 DPU has increased to ₹4.12 per unit from ₹4.00 in Q1 FY26, a 3% YoY increase.

Best wishes to all unitholders.

reddit.com
u/Insight-I — 8 days ago

Anantam Highways Trust FY27 Q1 DPU Announced – ₹2.50 Per Unit

Key Highlights

  1. Anantam reported consolidated revenue from operations of ₹153.42 crore and total income of ₹158.68 crore for Q1 FY27. Consolidated profit after tax stood at approximately ₹59.43 crore.
  2. Distribution declared: ₹2.50 per unit, the same as the previous quarter. Total distribution works out to approximately ₹54.38 crore across 21.75 crore units.
  3. Balance sheet metrics remain reasonable: debt-to-equity ratio was 0.84x, improving from 0.91x in the previous quarter. Total debt to total assets improved to 0.43x, while total asset cover stood at 2.32x.

Distribution Per Unit (DPU) Details

Distribution breakup per unit:

  1. ₹1.1508 – Interest
  2. ₹1.3464 – Dividend
  3. ₹0.0028 – Other income

Total = ₹2.5000 per unit

Taxability of DPU

  1. Interest - taxable at slab rate
  2. Other income - taxability to be checked from Anantam's distribution advice.
  3. Dividend - taxability to be checked from Anantam's distribution advice.

Record Date

August 14, 2026.

The distribution will be paid on or before August 21, 2026.

Other Positives

  1. Anantam continues to carry strong credit ratings of IND AAA/Stable from India Ratings and ICRA AAA/Stable from ICRA.
  2. Debt service coverage ratio stood at 1.51x, while interest service coverage ratio was 3.34x.
  3. IPO proceeds were utilised according to the stated objects, with no deviation or variation reported for the quarter.

FY27 Distribution Guidance

The NSE filings do not provide formal FY27 DPU guidance.

For reference, Anantam distributed ₹2.50 per unit in the previous quarter as well, making the current Q1 FY27 DPU stable QoQ.

Best wishes to all unitholders.

reddit.com
u/Insight-I — 9 days ago

New Position: Anantam Highways (ANANTAM-IV) 2,000 Units (August 11, 2026)

Subject

Purchased 2,000 units of Anantam Highways InvIT at INR 105.50 per unit.

Cost of Acquisition

  1. No. of units = 2,000 units
  2. Price per unit = INR 105.50/-
  3. Total cost = INR 2,11,000/-

Rationale for Purchase

  1. At INR 105.5 per unit, and an INR 2.5 quarterly payout, the annual yield is 9.47%, which is decent.
  2. Anantam Highways InvIT perfectly complements Cube Highways. Cube Highways provides toll-based revenues, while Anantam Highways InvIT provides HAM/annuity cashflows from NHAI directly. So, best of both worlds can be achieved.
  3. Pure income distributions (their latest FY27Q1 distribution was only dividend which is tax-exempt, and interest which is taxed at slab rate, but no repayment of capital).
  4. Borrowings reduced from INR 2,114.90 crore in March 2026 to INR 1,951.77 crore in June 2026. Reduced borrowings is always a good thing since it reduces the interest costs.
  5. Net borrowing ratio reduced from 42.44% to 39.30%.

Path Forward

Plan to acquire more units of Anantam Highways InvIT until it matches the acquisition cost of Cube Highways (so, approximately 18,500 units of ANANTAM-IV is the target goal).

u/Insight-I — 9 days ago

Bagmane Prime Office REIT FY27 Q1 DPU Announced – First Distribution After Listing

Key Highlights

Strong first reported quarter after listing: consolidated revenue from operations was ₹437.01 crore, while NOI was ₹395.13 crore. EBITDA stood at approximately ₹377.74 crore.

Distribution declared: ₹1.50 per unit, totalling approximately ₹510 crore. This is Bagmane REIT’s first quarterly distribution after its May 2026 listing, so there is no meaningful YoY DPU comparison.

Balance sheet remains conservatively leveraged: total borrowings were approximately ₹2,333.72 crore, while the net borrowings ratio was only 3.94%. Total debt to total assets stood at 0.06x.

Distribution Per Unit (DPU) Details

Distribution breakup per unit:

₹0.1252 – Interest

₹1.3748 – Dividend

Total = ₹1.5000 per unit

Taxability of DPU

  1. Interest - taxable at your slab rate.
  2. Dividend - tax-exempt in the hands of the investor.

Record Date

August 14, 2026.

The distribution will be paid on or before August 21, 2026.

Other Positives

IPO proceeds were utilised in line with the stated objectives, with no deviation or variation reported.

The portfolio generated NOI across Bagmane Tech Park, Cosmos Business Park, Constellation Business Park, World Technology Centre, Luxor @ Bagmane Capital Tech Park, Rio Business Park and the Karnataka solar assets.

FY27 Distribution Guidance

The NSE filing does not provide formal FY27 DPU guidance.

Best wishes to all unitholders.

reddit.com
u/Insight-I — 9 days ago

A few harsh truths about Saturn (Shani)

  1. Saturn has been repeatedly said to be the vilest, most harmful planet in all the Navagraha in Brihat Parashar Hora Shastra Volume 1 itself.
  2. Saturn will create problems irrespective of wherever it is placed in the horoscope, doesn't matter if it's exalted, in own sign, own nakshatra, in a favorable house, or whatever.
  3. Even Rahu and Ketu give results as per their dispositor, but Saturn will create problems and pain related to the house where it's placed.
  4. Saturn can delay AND deny good things. The reason for this is that there is an appropriate timing for everything, and if that gets delayed indefinitely, then it's as good as denying it.
  5. Saturn does not grant anything. It's just that at the end of its Dasha period or transit, its ability to withhold good things reduces and thus, its grip loosens and the good things find their way back to us.
  6. Saturn is an inherently malefic planet that can give nothing good because it does not have anything good in the first place.
  7. Saturn is the natural karaka of both the 8th house and the 12th house. The 8th house represents (among many other things) death, and the 12th house represents (among many other things) losses and isolation. Neither of it is good.
  8. Saturn can only give good results if he's a Yogkaraka planet (lord of a trine and quadrant simultaneously). This means Saturn is inherently bad for every ascendant except Taurus and Libra.
  9. Only Jupiter's aspects can reduce Saturn's malefic effects.
  10. A strong Mars is essential to surviving Sade Sati (Saturn's 7.5 year transit one house before natal Moon, the house in which natal Moon is placed, and one house ahead of natal Moon). If Mars is damaged in the horoscope, Sade Sati will be much worse.
  11. Worshipping Saturn may provide peace of mind to some who believe, but it literally does nothing to change Saturn's Dasha periods or transits' effects. You just get judged for your past life Karma, irrespective of however good you have been in this one. It is why some very evil people in this world do not suffer any repercussions for their actions. Saturn waits for things to get bad, then worse, and worst before deciding to do anything.
  12. The best way to deal with Saturn is to keep expectations low, efforts steady, and intentions honest.
  13. Chanting Shani mantras won't materially help change things. If the so-called 'remedies' helped to reduce suffering, then astrologers and pandits would be the most successful people on this planet since they could perform remedies for everything and suffer nothing. Instead, good, honest astrologers have some of the hardest lives in this world.
  14. Saturn is the original Maraka, given it gets exalted in the 7th Rashi (Libra) in the Kaalpurush Kundali. More often than not, a person's death occurs when Saturn transits over their lords of the 22nd Drekkana or 64th Navamsa in the natal horoscope.
  15. Saturn does the maximum damage to his own Rashis if he's retrograde in Capricorn or Aquarius unless he's a Yogkaraka for the ascendant.
  16. An exalted Saturn, if a functional malefic (lord of the 6th, 8th, or 12th house) will do far more damage to the horoscope than a debilitated Saturn.
  17. A debilitated Saturn can give good results if its dispositor (Mars) is strongly placed in the horoscope and/or aspects the house.
  18. And the last one, much of the credit people give to Saturn or Shani is basically them underestimating their own efforts and resilience OR the efforts and blessings of some other planet in their horoscope... :)

So, yes- give credit where it's due. But don't butter Shani. It won't change karmic records 😂 ...

reddit.com
u/Insight-I — 10 days ago

Embassy Office Parks FY27Q1 Distribution Credited!

Today, I received the quarterly distribution from the 2nd REIT in my portfolio from Embassy Office Parks for FY27Q1.

Payout Schedule

  1. Knowledge Realty Trust - INR 30k, paid on August 6th.
  2. Embassy Office Parks = INR 42k, paid on August 10th.

Pending

  1. IndiGrid
  2. Cube Highways
  3. Nexus Select Trust
  4. Bagmane Prime Office

And as some of you guys pointed out, I charged my phone ;P

Who else received their payouts today?

u/Insight-I — 10 days ago

Tax Benefits for REIT and InvIT Holders - Taxation and Other Laws (Amendment) Bill, 2026

Unitholders,

What is it?

The Taxation and Other Laws (Amendment) Bill, 2026 passed in Lok Sabha on August 4th, 2026.

https://preview.redd.it/vz1s4txdbzhh1.png?width=996&format=png&auto=webp&s=f9c82e1a03117c1b41912c283fa18e35029719a6

What does it say for REIT/InvIT holders?

Dividends will no longer be taxable in the hands of unitholders, irrespective of whether the REIT or InvIT has opted for the concessional scheme or not.

Previously, before the passing of this rule, some InvITs had special purpose vehicles (SPVs), or basically assets (highways/toll-roads for road-based InvITs like Cube Highways, transmission plants for InvITs, etc.) which opted for the Section 115BAA concessional tax regime.

As a result, what happened was that the dividends from those InvITs was taxable in the hands of unitholders.

However, from now on, that will not happen.

Irrespective of whether the REIT/InvIT has opted for the concessional tax regime or not, the dividends will NOT be taxable in the hands of unitholders.

What will be taxable for unitholders now?

  • Interest - this will always remain taxable at the slab rate of the unitholder.
  • Dividend - non-taxable
  • Other income/treasury income - non-taxable for some REITs/InvITs
  • Capital repayment/SPV debt repayment - non-taxable until INR 100 per unit has been received.

*To check whether something is taxable or not, check if TDS is being deducted from it.

  1. TDS deducted - taxable
  2. No TDS deducted - non-taxable

Overall verdict

This bill is positive news for unitholders as it reduces the taxable components of REITs and InvITs. However, those firms that opt for the concessional tax regime will now have to pay a surcharge of 25%, up from 10%, which could impact future distributions somewhat. But generally, this remains a positive news.

Kindly post your question below, if any.

Best wishes to all unitholders.

reddit.com
u/Insight-I — 13 days ago

People born during Sade Sati 2nd phase with retrograde Saturn, how has your life been?

I'm a Virgo ascendant and with Saturn is retrograde and Moon only 9 degrees away in Shatabhisha.

I feel Saturn has had more influence in my life than any other planet. Unfortunately, I feel that with time I've only become quieter, more isolated, and melancholic.

It feels like having fun is nearly impossible. I struggle to even feel a little better about things.

In case you have similar placements, I would like to hear how you are doing in life? And how are you handling this placement?

reddit.com
u/Insight-I — 13 days ago
▲ 148 r/techIndia

At what point do you upgrade your phones?

I have a OnePlus Nord CE that I bought years back, but even today, it still works almost flawlessly.

I was wondering at what point do you upgrade your phones? Or more specifically, do you still get a new phone if your old one works perfectly? And if yes, what do you do with the old one?

reddit.com
u/Insight-I — 14 days ago

FY27Q1 REITs and InvITs Board Meeting, Distribution Record and Payout Calendar

Unitholders,

Please find the important dates for the various REITs and InvITs as announced either on their official investor relations page or on NSE. The list will be updated as per your request.

REIT/InvIT Board Meeting Record Date Payout Date
IndiGrid August 12th August 17th Not specified
Cube Highways August 14th August 19th Not specified
Bagmane REIT August 12th August 14th On/before August 21th
Embassy REIT July 30th August 4th On/before August 11th
Nexus Select Trust REIT August 3rd August 6th On/before August 13th
Brookfield REIT August 10th August 13th On/before August 20th
Mindspace REIT August 5th August 8th On/before August 14th
PowerGrid InvIT July 28th July 31st On/before August 7th
Raajmaarg InvIT August 10th Not specified Not specified

Best wishes,

Insight

reddit.com
u/Insight-I — 14 days ago

Knowledge Realty Trust FY27Q1 Distribution Credited!

Just received my FY27Q1 distribution from Knowledge Realty Trust. This is the first distribution I've received across all my REITs and InvITs.

Wanted to know who else received their payments for FY27Q1 as well?

Best wishes to all unitholders!

u/Insight-I — 15 days ago

Nexus Select Trust FY27Q1 DPU Announced - Approx. 9.5% Growth YoY

Unitholders,

Key Highlights

  • Strong Q1 FY27: consolidated revenue from operations was ₹680.53 crore, up approximately 10.9% year-on-year, while earnings before finance costs, depreciation, amortization and tax increased to ₹491.26 crore, up around 10.3% year-on-year.
  • Distribution declared: ₹2.442 per unit, totalling approximately ₹369.96 crore. This is approximately 9.5% higher than the ₹2.23 per unit distributed in Q1 FY26.
  • Balance sheet: the Trust reported a debt-to-equity ratio of 0.30, a debt-service coverage ratio of 3.73, and total debt equivalent to 0.23 times total assets.

Distribution Per Unit (DPU) Details

Distribution breakup per unit:

  • ₹1.041 – Interest
  • ₹0.861 – Dividend
  • ₹0.003 – Other income
  • ₹0.537 – Repayment/amortization of SPV-level debt
  • Total = ₹2.442 per unit

Taxability

  • Interest - taxable at your slab rate.
  • Dividend - NOT taxable as per official email from them (attached below).
  • Other income - NOT taxable as per official email from them (attached below).
  • Repayment of SPV-level debt - tax-deferred.

https://preview.redd.it/b2qi9ineq5hh1.png?width=982&format=png&auto=webp&s=74cd9d02868e7e307ac6ab7e0b500d993b2a07b8

Record Date

  • August 6th, 2026

Payout Date

  • On or before August 13th, 2026.

Best wishes to all unitholders.

reddit.com
u/Insight-I — 17 days ago

Someone asked me what life is... I think this sums it up.

I came up with this quote in February 2021. Years later, I feel it still holds true.

How would you guys describe life in a simple way possible? I'm curious to hear.

Insight

u/Insight-I — 19 days ago

Aftermath of Gambling INR 1.6+ Crore into Nifty Defense Index Fund in 2024-25 (Lost INR 1+ Crore Cumulatively)

Hey guys,

Some of you may remember vaguely me as VenCoriolis, the degen who gambled INR 1.6 crore into the Nifty Defense Index Fund and thought he could make consistent income out of it. I was banned from Reddit for a long time due to some reason.

I saw many people commenting on the post while it was still available asking about my position, so thought I'd post here for continuity. After all, I owe you guys an explanation of what exactly happened since this sub has always been really supportive... (love you guys, seriously, thank you...❤️).

Providing screenshots below just in case.

https://preview.redd.it/limgae2efrgh1.png?width=1880&format=png&auto=webp&s=00c9c530116b879c828cca3ee79581914f0e0568

https://preview.redd.it/ir9frl5jfrgh1.png?width=1592&format=png&auto=webp&s=a03b1862103d14f74e39acbc6155861d4490ad81

Background

Back in 2024, I was a very chaotic risk-taking degen who thought he could outsmart the markets and make excellent money consistently without a care for risk management. I'd analyzed various indices, and discovered the Nifty Defense Index to be the most volatile index out of them all. Therefore, what I used to do was invest huge amounts into a Nifty Defense Index Fund, such as INR 1.6 crore, then once Nifty went up 3% to 5%, I'd cash out with profits. Then I'd keep the profits aside, and repeat the process. Then I'd look for other funds which had sharp volatility and continue to repeat the process with them.

This worked well for a while.

https://preview.redd.it/6klqml7yfrgh1.png?width=1158&format=png&auto=webp&s=b893435b486fbf29afd7b7fcaf6580f8e636af8a

The Peak

At my peak in 2024, I was literally making about ~INR 10-14 lakh easily in a month from doing this alone. No risk management needed. Just keep putting the funds, cashing out with profits, put profits aside, repeat the process.

I became reckless.

I didn't think that anything could go wrong. After all, what could? Mutual funds don't have expiry dates unlike futures and options. If anything goes wrong, I could just hold it through until it turned in a profit.

Or so I thought...

And well, of course, that's what turned out to be my undoing.

Meanwhile, I was making money I didn't know what to do with. I always had depression, and attention deficit hyperactivity deficit (ADHD), etc., so I began taking substances (medicines without prescription), getting drunk of expensive whiskey, engaging in other... not-so-moral behaviors...

I was lonely and still getting over my first relationship breakup. I was a total wreck.

The Fall

As they say, you can cheat death a thousand times, but death only needs one chance to get to you. And get to me, it did. Sometime in late July, I got stuck on my INR 1.6 crore position in the Nifty Defense Index Fund. My position went deeply underwater.

The music stopped...

The lakhs stopped coming in...

Instead, I was now looking at a notional loss of... INR 10 lakh... then INR 14 lakh... then INR 20 lakh... it was paper loss only, but my stupid brain acted impulsively.

I wanted to make more money, and fast. Meanwhile, I'd wake up and see my account going in losses...

They say, when you show-off your wealth too much, you attract the wrong kind of attention... and I guess, so did I.

Mid-July 2024, I met a scammer who showed me that I could make exponential returns from some investment schemes. While skeptical, I decided to proceed with a nominal amount... about INR 10 lakh...

And that INR 10 lakh would come from my investment position since all my other wealth was also tied up in other (loss-making) positions. And so...

https://preview.redd.it/3l1arnqairgh1.png?width=1365&format=png&auto=webp&s=82542c2f2fe13c7c509dc4dbd8aecc34ac02a3bc

Unfortunately, this withdrawal began my downfall. At first, I invested INR 10 lakh, then INR 15 lakh, then INR 20 lakh... the withdrawals kept going on. At one point, I'd invested total INR 65 lakh... and after that...

And poof.

That's it.

Account gone. Deleted. Blocked.

Now, I know what you guys might be thinking... how stupid was I to risk so much money without any kind of concrete evidence... even the scammer was outside India, so even Indian jurisdiction couldn't do much.

But trust me, even today I hate myself for it. I wish I could go back in time and undo it.

The scam didn't happen in 1 day, but rather... ~5-6 months, and each day, the only question I had in mind was, when would I receive my money back.

I never did.

Not a single penny.

I tried talking to the lawyers in the other country where the scam took place. They saw my documents and told me it would cost minimum INR 1.5 crore and even then the recovery of the money was not guaranteed.

Naturally, I dropped the idea.

And as if this wasn't enough, I used to like a girl very much in 2024. She told me that her family would agree for my marriage with her. And of course, I was a dumass, so I was high on hope while losing money continuously.

I spent some... INR 36 lakh on her total in the year...

And of course then one day she told me she needed some 'space' and that she was not feeling good about talking to me or being with me... so, she then blocked me and disappeared.

A year later, she was married to someone else.

..INR 65 lakh lost to the scam, and another INR 35 lakh lost to 'love'... INR 1 crore... gone 🤡🤡🤡

The Aftermath

I spent all of 2025 trying to cope... first in denial that the money would come back, or the girl would.

Neither did.

I had put on weight, looked ugly as hell in the mirror, thanks to all the alcohol and junk food consumption...

And alone, and emotionally bankrupt... I wanted to k*ll myself. I really did. Life lost all meaning for me after that.

But... I couldn't... I had to stay, not for me, but my parents, if nothing else.

Present

I've given up all sorts of speculative trading. I've also quit alcohol, substances, and well, hoping to find love. All those things destroyed me utterly and I barely managed to survive life. I am trying to live a simple life.

I am focused on consolidating my remaining wealth (which isn't all that much now) and I'm focusing on building a stable cash flow portfolio with dividend stocks, REITs, and InvITs. It's not exciting, and I barely look at it once a quarter, but at least it will stop me from being impulsive.

Honestly, I don't know what I'll do in the future, but... I have to keep living.

The Wisdom I Paid INR 1+ Crore For

  1. If someone approaches you with any kind of investment scheme, block them immediately. No exceptions.
  2. Please do not brag about your wealth or gains. It attracts unnecessary attention. If you want to celebrate, make sure you do so while staying emotionally grounded.
  3. Practice risk management always. Even when you think you're invincible, even then.
  4. If you see yourself being too optimistic, stop immediately and reduce your positions.
  5. Avoid talking about your wealth with any girl. Even if you do, do not disclose much.
  6. Avoid giving free money to friends or relatives.
  7. When going out with any girl, do not choose expensive places. Choose cheap or budget places and see her reaction. If she loves you, she will still be happy with this.
  8. Keep some money out of hand. ALWAYS. Lock it in a fixed deposit, or ELSS fund, or give it to your father or anyone you can trust, or just lock it away in real estate.
  9. Avoid alcohol if you can. Please.
  10. Avoid substances, even if occasionally. Those things destroy your ability to think.
  11. If you are making too much profit too soon, reduce positions immediately and keep some capital away where you cannot reach it immediately.
  12. Be OK alone. If you chase love, you will not only NOT get love but also lose what you have.
  13. Take time to make emotional decisions.
  14. Do not give expensive gifts to girls unless you are engaged or married to them.
  15. And lastly, never be too proud of your abilities. You may be great, but time is the greatest. I learnt that the hard way. Please learn from my stupidity.

Once again, this subreddit is my favorite one. I made a lot of friends here in 2024 with whom I couldn't be in touch for 2+ years because of the account ban. I also was not able to respond to any DMs on VenCoriolis because I simply didn't have access.

To such people, I wholeheartedly apologize.

And as for the rest of you, I hope you guys do well and make decent profits while controlling risk.

And I am right here to answer any questions or even listen to any criticism that's due. I know I messed up really bad, and the least I can do is accept it and try to make better decisions moving forward.

Thanks to everyone,

Insight (formerly, VenCoriolis).

EDIT: OMG Guys I received so much support and reachouts via DMs... I'm truly humbled. 🙏 Thank you so much everyone for supporting a brother out in such times. You guys are family ❤️.

reddit.com
u/Insight-I — 19 days ago
▲ 2 r/Vedic_Astrology_free+1 crossposts

33M Will anything good happen in Saturn Mahadasha at all?

Been suffering since Saturn Mahadasha started. Endless hours, numerous heartbreaks. Was single 10 years ago, still single. No relationship worked out.

Saturn Mahadasha ends in 2033. Want to know if there's anything good that can happen before that.

Please help me.

u/Insight-I — 18 days ago

CUBE Highways InvIT Analysis - 12,500 Units Acquisition Completed ✅

Unitholders,

Today the Cube Highways InvIT opened up for retail investors. 12,500 units were purchased at INR 156.85 per unit (total invested value: INR 19,60,625 or INR 19.6 lakh).

Rationale for Investing

  1. 26 road assets covering approximately 8,442 lane-kilometers across 12 states and one union territory (as of June 2026).
  2. Final Offer Document mentioned Enterprise Value (EV) to be INR 35,937 crore approximately, only IRB Infrastructure Trust and National Highways Infra Trust had larger enterprise values. So, Cube Highways InvIT is comfortably larger even in the highway InvIT category.
  3. Excellent balance between fixed annuity cash flows (stable income) and toll-fare-based growth (variable, can grow with increased traffic and economic activity). As of June 2026, Cube Highways had 85% toll assets, 9% conventional annuity assets, and 6% HAM assets. This means it benefits from greater economic activity. Indus InvIT is purely HAM based, which limits the upside one can earn from increased toll collection, while NHIT is purely toll-based, which introduces greater variability in the expected cash flows. Cube Highways provides a useful middle ground.
  4. As of March 2026, the assets of Cube Highways InvIT have a weighted-average residual concession period of approximately 18 years. When compared against EV, the EV-weighted average residual life of the assets is ~16.51 years.
  5. Established record of increasing yearly distributions: FY24: ₹10.09 per unit, FY25: ₹11.00 per unit, FY26: ₹13.77 per unit.
  6. Cube Highways reduced their cost of borrowing from 8.23% in June 2023 to 7.53% in March 2026.
  7. Received AAA/Stable credit ratings from CRISIL and ICRA, meaning they can continue to refinance their debt at reasonable rates.
  8. Excellent sponsor pedigree: Cube Highways is backed by Abu Dhabi Investment Authority (ADIA), Mubadala, BCI, I Squared Capital

Comparison Against Competitors

  1. Against NHIT: Cube Highways InvIT is smaller in terms of total land area covered in assets, but NHIT is not open to the public (minimum lot size is 25,000 units which demands ~INR 42 lakh).
  2. Against IRB InvIT: Cube is substantially larger, geographically less concentrated and has a broadly similar toll/HAM model and residual life.
  3. Against Indus Infra: Cube carries greater traffic volatility but offers a longer concession runway and considerably more upside from traffic and toll growth.
  4. Against pure-toll road InvITs generally: Cube’s contracted annuity income provides a limited stabilising sleeve without completely surrendering traffic-linked growth.

Suggested Allocation

No more than 10% of the total portfolio. At my acquisition cost, it's about 8.3% of the total portfolio value.

Final Investment Thesis

My thesis is not that Cube Highways Trust is risk-free or that its present DPU is guaranteed (nothing is guaranteed). However, I view it as a large, diversified and institutionally managed road platform offering a useful combination of traffic-linked toll growth and contracted annuity cash flows. At my acquisition cost, the FY26 DPU translates into an 8.78% trailing yield, supported by a long residual concession life, an AAA credit profile and a visible acquisition pipeline.

The principal variables I will monitor are post-WUPTPL NDCF, leverage, interest costs, major-maintenance expenditure and whether future asset acquisitions are genuinely accretive on a per-unit basis.

Let me know if you guys have any questions.

u/Insight-I — 20 days ago