u/Justdoit12075

Bought this as my first car at 22 ,Almost 24 now

Bought this as my first car at 22 ,Almost 24 now

Almost 10k on odo after slightly more than a year, V CVT apex edition variant gives a really smooth driving experience in the city, only complaints are that the aftermarket infotainment system is not that good.

u/Justdoit12075 — 6 days ago

23,Need investment plan

Monthly SIP is 55k per month with 10% step up every year, been investing since i was 22 and started with 50k. I will turn 24 soon.

Current portfolio:

Axis multicap -308k

Edelweiss us tech fof -85 k

Axis global fof -84k

Hdfc small cap-53k

FD-100k

Gold ETF- ~50k

HDFC ELSS funds(old funds invested by my dad in my name 15 years ago) : ~160k

Goal: Early retirement

Horizon: Atleast 10 years?

Allocation : 55k per month with 10% step up every year with no fixed split monthly.

App used: Groww

Why these funds : Wanted to invest in international stocks.

I am also afraid of investing given the current situation, should i stop the sip for 2 months and then invest the lumpsum once the market is down? Also i need some liquid options like FD as well to keep some kind of safety fund.

reddit.com
u/Justdoit12075 — 6 days ago