▲ 5 r/Affirm

I Didn't Ask For A Loan Pre-qualification! 🤬

I went to make a payment and was simply trying to check my available buying power because I had not looked at the app in a while. Normally, when you open the app, your buying power is displayed on the main screen. However, it appears the app has changed, and you now have to click on each individual store to see your buying power.

Today, I received an email stating that my loan prequalification was declined and that my credit had been checked. I did not request a loan, ask for a prequalification, or authorize anyone to run my credit. I am upset because I did not want my credit checked.

What happened, and why was my credit run without my request or authorization?

reddit.com
u/KingJeffrey13 — 1 month ago
▲ 18 r/DCRumorMill+1 crossposts

Do you have any plans in place if Trump decides not to leave office?

If President Trump refused to leave office after his term, ignored the law, and encouraged supporters to resist a lawful transfer of power, the United States could face a constitutional crisis and civil unrest. In DC we are ground zero. Localized riots could disrupt supply chains, leading to temporary shortages of food, water, fuel, and medicine in affected areas, while causing economic and political instability.

I am completely concerned about the midterms. Trump just planted the voter corruption seed with his speech that he may use if the Democrats win. The post master stated that the USPS will not be delivering mail in ballots to states that don't comply with Trump's overhaul of the voting system.

Things could get ugly. I hope not. Have you thought about any type of preparation? There are people who are saving up food and water now.

reddit.com
u/KingJeffrey13 — 1 month ago
▲ 0 r/AskLE

Request ID for a Parking Ticket?

Thank you for responding.

I drive for Uber at night. Around 2:00 a.m., I pulled over near the U.S. Capitol in Washington, D.C., to take a nap because I was extremely tired. When I parked on the street, I did not see any nearby signs indicating that the space was permit-only.

At approximately 7:30 a.m., a U.S. Capitol Police officer woke me up and told me I was parked in a permit-only space. I think it was reserved for police staff. He repeatedly asked for my identification. Although I was reluctant, I gave him my ID because I felt I had no choice. He then ran my driver's license through the system and issued me a parking ticket.

I felt that my privacy was violated. My question is: Was I legally required to provide identification for a parking citation under these circumstances?

reddit.com
u/KingJeffrey13 — 1 month ago
▲ 883 r/hygiene+1 crossposts

Men: Extra Hygiene Tips

Buy a set of hair clippers. It is one of the best hygiene investments you will ever make. 👍🏿👍🏿👍🏿

- Trim the hair down in your armpits (not shave). Hair traps sweat and odor. If your deodorant is disappearing into the bushes, it is time for a trim.

- Trim your pubic hair and your balls. It is cleaner, smells better, and many women appreciate a man who keeps the landscaping under control.

- Trim the hair in your ass. (Trust me.) Toilet paper is for wiping, not rock climbing. Do not make it hike through a national forest just to do its job. Poop sticks to hair. Less hair = easier cleanup and less stink.

After a bowel movement, wipe with toilet paper first. Then use wet wipes to finish the job. No wet wipes? Dampen some toilet paper or use a wet, soapy paper towel. If you have a bidet or a handheld sprayer, congratulations. Your butt is getting a first-class car wash while everyone else is leaving poop residue in their STINKY butts!

reddit.com
u/KingJeffrey13 — 1 month ago

Lyft Money Issue

I recently joined this subreddit and have seen a lot of people complaining about Lyft taking too much of the fare or profits. I am not familiar with the issue. Could someone explain what is happening and why so many drivers are upset? Thank you

reddit.com
u/KingJeffrey13 — 1 month ago

Smoking/Vaping Issue: Cancel

If a rider is smoking or vaping when I arrive, I usually keep driving and cancel the ride. Cigarette smoke or vape in my car makes me sick and triggers migraines.

The problem is that Lyft requires drivers to keep their cancellation rate below 6%, so frequent cancellations hurt my statistics.

Today I pulled up, saw a rider vaping, kept driving, and did not cancel. About three minutes later, the rider canceled instead.

Will waiting for the rider to cancel create problems with Lyft? It seems like I get penalized either way: if I cancel, my cancellation rate goes up, and if I wait for the rider to cancel, I am concerned that could also count against me. I am not sure what the best approach is.

reddit.com
u/KingJeffrey13 — 1 month ago
▲ 0 r/IRS

Haven't files in 14 years. Asking for advice.

(*Haven't "filed" in 14 years. Sorry for the typo.)

Thank you in advance for your help.

Without going into too much detail I suffer from depression. I lost everything. I have no retirement. I have no savings. I have no life, health, or dental insurance. I've been afraid to use the IRS services for fear that it would flag my account because I have no money to pay the back taxes. Everyone else wants money for help.

The details:

I have an LLC but is not invalid with my state because I couldn't pay the fees. I have no clue how to handle that because some income is still under that name.

I have a trading account with Charles Schwab that I don't use but need to file wash sale trades for maybe 2013, 2014, 2015

I also lost about $35,000 and need to figure out what losses I can take an what can be rolled over.

I was in IT and have 1099s from work done years back. Was doing C2C.

Been driving Uber for the past 10 years. Just breaking even and still owe taxes on that money which I don't have.

I have tried to contact the IRS to get the transcripts for the LLC but my previous accountant filed in such a way that I can't answer all of the questions needed for verification. He filed a partnership with my ex‐fiance'.

Where do I start? What can I do?

Thank you.

reddit.com
u/KingJeffrey13 — 2 months ago

This MoFo just flew extremely loud military jets low over D.C. at 11:30 p.m. for the UFC event when people have to work tomorrow!!!

Scared the mess out of me!

reddit.com
u/KingJeffrey13 — 2 months ago
▲ 1 r/uber

Vaping Problem

I am having an issue with riders vaping in my car and then lying to my face telling me that they are not! I know they are! I can smell it even when they get in the car. I actually watched a girl tell me she wasn't vaping, get out of the car and start vaping again.

What do I do? How should I address this? This is extremely frustrating for me! I care about MY health. I am trying my best to restrain myself.....

reddit.com
u/KingJeffrey13 — 3 months ago
▲ 8 r/hyrox

I am really curious: Is the equipment sanitized on a fairly regular basis?

I am really curious: Is the equipment sanitized on a fairly regular basis?

I was watching a HYROX event where someone cut their arm and blood was dripping onto the equipment, which got me thinking. I assume the rower seats get pretty sweaty with butt crack bacteria juice, and those sandbags used for lunges must absorb a lot of sweat over time. Are these items cleaned and disinfected regularly, or is this one of those things I am better off not even thinking about?

reddit.com
u/KingJeffrey13 — 3 months ago
▲ 0 r/hyrox

Hyrox Stations

With all the people running their 1Ks staggered, how do you know which station to go to next? Do you just have to memorize it yourself.

reddit.com
u/KingJeffrey13 — 3 months ago