I Didn't Ask For A Loan Pre-qualification! 🤬
I went to make a payment and was simply trying to check my available buying power because I had not looked at the app in a while. Normally, when you open the app, your buying power is displayed on the main screen. However, it appears the app has changed, and you now have to click on each individual store to see your buying power.
Today, I received an email stating that my loan prequalification was declined and that my credit had been checked. I did not request a loan, ask for a prequalification, or authorize anyone to run my credit. I am upset because I did not want my credit checked.
What happened, and why was my credit run without my request or authorization?