u/LaLunaMama75

What are some ways I can put money or assets away for my kids that the government wouldn’t know about? I’m not taking big money, no millions of dollars, probably hundreds the way things are going lol. I just don’t want the little bit I might have at the end of my life taken by the government if I’m put in a nursing home. I don’t own a home so they can’t take that at least. When my parents passed there was nothing left for my siblings and I. I don’t want to do that to my kids😞 I don’t know why this is bothering me so much today I hope I live a long time I just get in these moods sometimes😂

I got a letter in the mail today telling me I needed to send in paperwork for my claim due to a car accident in June. My memory isn’t what it should be but I think I’d remember being in an accident lol.

I called the adjuster and told her I think they have the wrong person/vehicle. It was indeed my vehicle listed on the report but someone else was driving it. It truly was not my car😂 My question is when an officer takes a report after an accident do they list the vin number and make/model? The adjuster said maybe there was a typo with the vin but what are the odds of two of the same year/make/model cars with different vins?

I haven’t been in an accident in decades thank the lord so I have no idea what’s on a police report. Apparently it was a 6 car accident about 90 minutes away from where I live. I very rarely leave my little rural town. The adjuster seemed a little puzzled and concerned but said she’d get back to me and let me know what she found out. It just makes no sense to me!

I need to clean out the drain pipe for my air conditioner. I’m embarrassed to say it took me a little longer than it should have to figure out where it was lol. I was thrown off because there are wires coming out of it. Apparently it something that is supposed to let me know if it’s stopped up but I’m guessing it failed since my whole furnace closet is damaged. Last night I looked at it for a while and now I think I have a plan but I’m honestly scared to death of electricity.

On my panel box outside I have a breaker for the a/c which I’m assuming is the unit outside and one that includes the furnace. If I turn both of those off, there should not be any electricity to the wires in the pipe, correct? I feel like the answer is yes I just need someone who actually knows how this stuff works to tell me it’s ok😂 I was shocked once as a kid and I still haven’t forgotten it😂

I am wondering if anyone has any experience with going back in to have child support increased in Texas and what that process is like.

My kids dad and I divorced in 2019. I haven’t asked for any increases or anything since then. Mainly because he doesn’t always pay; he’s ordered to pay $500 a month for two kids (my own fault for not asking for more) and he’s over $35k behind. But the last couple of years he’s started making a lot more money in his work. He’s also now in a band (that he got into at 55…but whatever😂) that is making money. I have struggled to make ends meet since before we divorced but I honestly didn’t want to deal with him and go through the process of asking for a change.

But now our girls are 15 & 17, I’ve already had to add one to my car insurance, the other will need to be added this month. They are both very active at school so that costs a fortune. If you have kids you know what I mean. For some reason I thought they got easier and cheaper as they got older but boy was I WRONG😂 anyway…I have been mulling over going back in to have the support looked at again. Plus the oldest will be out of school next year so it’ll need to be adjusted for that anyway.

But here’s what’s bothering me and the main reason for this post. I’m embarrassed. I’m embarrassed that I make and have so little money. Especially compared to him and his fiancé. (I divorced him and have no desire for that man so it’s not that kind of envy. Plus he’ll bankrupt her before too long just like he did me and the woman before me lol). Everything I make goes to taking care of my kids. There’s nothing left. Because I can’t afford to buy my oldest a car I have to drive them back and forth to and from school so I can’t do an 8-5. So I work 4 different part time jobs. Which I like, though. We’re in a rural area without bus service so it’s an hour trip twice a day. I do want to clarify though that our kids have everything they need they aren’t suffering that’s for sure 😂 so thats not what I’m worried about. That just comes down to if they need something that means I add 5 more hours to the 50-60 I’m already working a week. And honestly I’m kinda tired I’m an old lady for goodness sake😫😂

I don’t want to have to sit there with him hearing how little money I have just so he can feel superior. He already does when he’s sitting there with his brand new clothes and I’m wearing the same shirt I’ve worn for 10+ years. Or with his fresh haircut when I’ve trimmed my own hair in the bathroom for years because I can’t afford to pay someone to do it. I hope I’m making sense it’s hard to really put into words how I feel. What actually happens when you go in for an increase? I know he probably would have to show proof of his income (which he hides 80% of by cashing checks by the way…)but do I need to do the same? I feel like if I go ahead and do this even if I don’t get an increase maybe they’ll admonish him for not paying what he already owes and put a little fear in him.

We didn’t have lawyers for our divorce and I doubt we’ll need them now so I think we’d go through the AG’s office? I think I saw on a paper I got a few years ago that we’d go through mediation with the AG? If anyone has any experience going through this I would be so grateful for any information you have.