u/Late_Weakness2555

My father owned life insurance policy on my brother who is a drug addict. When he passed away my mother became the owner of the policy. She had prepaid the policy for 5 years so I didn't know about the policy right away. I was the executor of my mother's estate. 5 years after her death I found out about the policy when they contacted me looking for payment to continue the policy.

At this point I had provided all the documentation and death certificates and filled out all the appropriate forms and had the policy transferred into my name and received an endorsement stating that fact.

In my mother's will she left money for my brother under my control due to him being an addict (special funds for him buthe had to ask me to access it).. I paid a couple years worth of the insurance out of that money.

When he ran out of money, I continued the policy and I'm paying it for my personal funds.

His drug damaged brain believes that I stole money from him to the tune of about $30,000. I have provided him with an accounting of everything that he received from the inheritance and everything that was spent from his inheritance, copy of the will, and all the documents from the lawyer. I believe he's desperate and wants to try to come up with money. Every time he gets desperate he starts blaming me for taking $30,000 that I didn't take. I can't make it any more plain to him than written proof that I didn't take anything. But that's a whole another story...

Now he wants a copy of the policy to review. I don't believe that I owe him a copy because he doesn't own the policy. I'm afraid if he gets a copy of the policy and the policy numbers he'll try to cancel the policy and get the cash.

So do I owe him a copy of the policy because he paid for it out of his funds for a couple years?

EDIT I failed to mention that this is not a huge policy $25k. I expect it to cover his funeral maybe some final expenses and anything remaining would be given to his 17 year old son. I don't want a penny from it.

I'm not sure if this is the right place to ask...

What do I do with the dog?

While I'm caring for an older couple, their small protective dog (mixed breed the size of Pomeranian or American Eskimo) with a 3 ft vertical jump is constantly biting my hands & elbows & feet. 90% of the time it does not hurt. Never breaks skin, just a pinch at most, but it is annoying as heck!

Owners constantly yell at her, but it doesn't change anything. I've tried giving the dog a couple minutes of attention/petting/playing toys a few times each 2 hour shift and treats too. She also attacks the vacuum.

Owners have told me to yell at her, but it's usually a "1 and done" nip until I get too close to the owners the next time. Like a warning. I don't want to yell at the dog because it doesn't work when they yell so I think it would just make her like me less. There is no crate. I don't think closing the dog in a room would go well. The dog is never outside while I'm there.

I am a dog person and am not afraid, nor do I think she would injure me, but the constant unexpected pinches & nips are really irritating.

Any ideas?

I'm not sure if this is the right place to ask...

What do I do with the dog?

While I'm caring for an older couple, their small protective dog (mixed breed the size of Pomeranian or American Eskimo) with a 3 ft vertical jump is constantly biting my hands & elbows & feet. 90% of the time it does not hurt. Never breaks skin, just a pinch at most, but it is annoying as heck!

Owners constantly yell at her, but it doesn't change anything. I've tried giving the dog a couple minutes of attention/petting/playing toys a few times each 2 hour shift and treats too. She also attacks the vacuum.

Owners have told me to yell at her, but it's usually a "1 and done" nip until I get too close to the owners the next time. Like a warning. I don't want to yell at the dog because it doesn't work when they yell so I think it would just make her like me less. There is no crate. I don't think closing the dog in a room would go well. The dog is never outside while I'm there.

I am a dog person and am not afraid, nor do I think she would injure me, but the constant unexpected pinches & nips are really irritating.

Any ideas?

I'm expecting guests in a couple weeks. One has a gluten-free requirement and one is diabetic and I also have some picky eaters. I need to have meal plans for 3 days that include some gluten free and diabetic friendly food options. One day will be a large family gathering outdoor barbecue style.

I would typically do a lasagna and lettuce salad, turkey dinner or a roast beef, hamburgers/hot dogs, pasta, salad potato salad

This is also happening during a very stressful time. And I simply have no idea where to begin.

Would someone kindly guide me with American food options, menus, recipes including ingredients?

I have tried and failed a multitude of stimulants and narcolepsy medications over the last 20 years. The only thing that worked for me was daytrana.

Medicare covered it for me, an adult, for 10 years, then all of a sudden denied it because it's not FDA approved for adults.

None of the oral medications work as well.

I've gone through all the appeal processes. Manufacturer discounts are not an option because if you are on Medicare you are disqualified.

Is there any way to get this medication without paying $400 a month?

My daughter has to take an English prep course over the summer before she can begin college in the fall. The advisor told her to take her college English 101 at the same time as the prep class over the summer that way she has the same teacher and the teacher can help her through English 101 more efficiently. He also talked her into speech over the summer because they're redoing the speech course and it's going to be harder beginning in the fall. This amounts to seven credits which if I understand correctly is part time.

Taking the courses in this way amounts to her fall semester being nine credits, spring semester being seven credits, second year fall semester would be nine credits, second year spring semester 14 credits, third year fall semester is 10 credits and third year spring semester would be 12 credits.

She doesn't qualify for any federal grants, she got a couple hundred dollars subsidized Federal loan, about 5,000 in unsubsidized Federal loan and a small state grant. How is having all of these semesters at part-time going to affect her loan and grant amounts?

Would it be worth it to add extra courses to each of those semesters to make it full-time? Or would it be more expensive in the long run because she would be paying for more credits for classes that aren't required for her major?