u/Legal_case16

So hi, I wanted to know if anyone has ever received their money back if sent to wrong upi id ( i did it from.phonepe). I did it today and i have lodged a complaint to my bank customer care. They said it has been raised from their side and i have to wait 30 days. They'll investigate within banks and then something will happen and i ll be updated.

It wasnt a huge amount but will I get it back?

i genuinely can’t tell anymore what’s worse using AI for a cover letter or pretending you didn’t use AI for a cover letter because even before chatgpt most cover letters already sounded fake as hell “highly motivated individual with strong communication skills”.

bro nobody talks like this, I used Careerflow’s AI cover letter generator recently just to test it and honestly the first draft was decent enough. not magical or anything, but at least it gave me something to work with instead of staring at a blank page for 40 minutes. Still had to rewrite parts obviously because otherwise it starts sounding too polished and weirdly formal.

feels like recruiters probably care when the whole thing sounds like it was written by a linkedin motivational bot.

Ykw leave it, hi recruiters/job seekers here, what do you actually think??

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Not asking emotionally (“just claim it bro”). I mean mathematically.

Like if repair cost is ₹18k, deductible is ₹2k, and losing NCB increases your premium for the next 2–3 years… at what point does claiming stop making sense?

Feels like a lot of people either:

never claim because “NCB bachao” or claim tiny amounts without realizing future premium impact.

Has anyone actually calculated the breakeven properly?

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Not asking emotionally (“just claim it bro”). I mean mathematically.

Like if repair cost is ₹18k, deductible is ₹2k, and losing NCB increases your premium for the next 2–3 years… at what point does claiming stop making sense?

Feels like a lot of people either:

never claim because “NCB bachao” or claim tiny amounts without realizing future premium impact.

Has anyone actually calculated the breakeven properly?

Not asking emotionally (“just claim it"). I mean mathematically.

For example, if repair cost is ₹18k, deductible is ₹2k, and losing NCB increases your premium for the next 2–3 years… at what point does claiming stop making sense?

I Feels like a lot of people either:- never claim because “Save NCB” or claim tiny amounts without realizing future premium impact.

Has anyone here actually calculated the breakeven properly?

I was trying to break into PM roles and figured cold DMs might work better than just applying. sent ~50 DMs to PMs across 5 companies (mix of senior + mid-level). kept the ask simple: quick chat / advice. tested 4 different opening lines:

1/ direct ask: “hey, i’m exploring PM roles and would love to learn from your experience, open to a quick chat?”

2/ personalized + context: “saw your work on [feature/project], i’m trying to understand how PMs approach X, would love your perspective”

3/ referral angle: “i’m applying to [company], would really appreciate any advice on how to stand out”

4/ casual / low pressure: “not a pitch, just curious about your PM journey at [company], would love to hear how you think about it”

Add or remove.

There’s this pattern I keep seeing with AI. Something new shows up, a small group of people figure out how to monetize it early, and for a brief window it almost feels like cheating. Then more people catch on, Twitter and YouTube flood it with “how to make money with X,” everyone copies it, and suddenly it stops working. Cold emails got saturated, AI SEO got saturated, even simple redesign offers are starting to feel crowded.

What I’m trying to figure out now is what’s currently in that sweet spot where it still works, people are actually paying for it, but it hasn’t been overdone yet. Not hype, not demos, something real that still has an edge for a few months before everyone piles in??

There is this pattern i noticed while reading masters union newsletter that, when something new shows up in AI, a small group of people figure out how to monetize it early, and for a brief window it almost feels like cheating. Then more people catch on, Twitter and YouTube flood it with “how to make money with X,” everyone copies it, and suddenly it stops working. Cold emails got saturated, AI SEO got saturated, even simple redesign offers are starting to feel crowded.

What I’m trying to figure out now is what’s currently in that sweet spot where it still works, people are actually paying for it, but it hasn’t been overdone yet. Not hype, not demos, something real that still has an edge for a few months before everyone piles in??

There’s this pattern I keep seeing with AI. Something new shows up, a small group of people figure out how to monetize it early, and for a brief window it almost feels like cheating. Then more people catch on, Twitter and YouTube flood it with “how to make money with X,” everyone copies it, and suddenly it stops working. Cold emails got saturated, AI SEO got saturated, even simple redesign offers are starting to feel crowded.

What I’m trying to figure out now is what’s currently in that sweet spot where it still works, people are actually paying for it, but it hasn’t been overdone yet. Not hype, not demos, something real that still has an edge for a few months before everyone piles in??

I’ve been exploring Descope and their visual flow builder looks pretty powerful for auth flows. One thing I’m trying to figure out: Can it handle conditional logic like risk-based MFA?

Example:

- If login means known device → allow passwordless

- If new device / location → trigger MFA

- If high-risk signal → step-up auth (OTP / WebAuthn etc)

Is this something you can configure directly in the flow builder UI, or does it require custom backend logic? Anyone has tried?

I’ve been thinking about this after trying a few resume / job search tools. Right now I’m already using LinkedIn Premium for job insights + recruiter visibility, and ChatGPT for resume edits, keyword optimization, and tailoring to job descriptions.

So when I look at tools like Careerflow, Teal, Jobscan etc, I’m trying to understand: What do they actually add beyond convenience?

I’ve been exploring Descope and their visual flow builder looks pretty powerful for auth flows. One thing I’m trying to figure out: Can it handle conditional logic like risk-based MFA?

Example:

- If login means known device → allow passwordless

- If new device / location → trigger MFA

- If high-risk signal → step-up auth (OTP / WebAuthn etc)

Is this something you can configure directly in the flow builder UI, or does it require custom backend logic? Anyone has tried?