u/Linxy27

Should say bonus I know but it’s not letting me edit it, for some reason the keyboard won’t come up. I have an $18.5k cd and a $7500 Ira that’s about to expire. I currently bank elsewhere but Chase sent me an offer of a $900 bonus if I open a savings/checking account. I am thinking about taking one of these accounts out and opening it with chase to get the bonus. I am a server/bartender and I have my health insurance through my employer, of which gets taken out of my checks. Because of that I don’t ever get a check now and end up having to pay them a little bit every paycheck. I know that in order to get the bonus you must set up direct deposit. I have been doing DoorDash for few hours on the side, maybe around $75-$100 a week. Would this count as direct deposit? Has anyone here successfully got this bonus or can give me some advice as to what I must do in order to get it. Also, now that I have around $53 k in all of my accounts I have been pondering if there is a better way to invest rather than short term cds like I have been doing. I am a bit scared of stock markets as I want something relatively low risk. Any and all advice is greatly appreciated! I also still rent. Womp womp. I have been debating on buying a house but wanted to wait til I get my car payed off, only 8 months away. I don’t want a house payment above $1200 and know I need to leave some money in my account for emergencies. I currently pay $1060 for a 1bd apartment. I actually like it but of course would like my own home. Not sure if I want the responsibilities to go along with it though. Or the fact that anything can happen at anytime and you could be required to pony up thousands of dollars to fix something. Am I a complete idiot to be shelling out money for rent every month or is it okay since I’m still saving money. Btw I have saved most of it within the last 4 years. As I had cleared out most of my savings to put down a hefty down payment on my car. Which I’m now regretting as I would have an extra a little over $30k right now had I not purchased it. But I had to have a car and used car pricing was insane at my time of purchase, for instance a used civic for $20k with like 75k miles. I couldn’t wait around to find a reliable where the price wasn’t severely inflated, I needed a car immediately as my other one bit the dust. But here I am and wondering where to go

I have an $18.5k cd and a $7500 Ira that’s about to expire. Chase sent me an offer of a $900 bonus if I open a savings/checking account. I am thinking about taking one of these accounts out and opening it with chase to get the bonus. I am a server/bartender and I have my health insurance through my employer, of which gets taken out of my checks. Because of that I don’t ever get a check now and end up having to pay them a little bit every paycheck. I know that in order to get the bonus you must set up direct deposit. I have been doing DoorDash for few hours on the side, maybe around $75-$100 a week. Would this count as direct deposit? Has anyone here successfully got this bonus or can give me some advice as to what I must do in order to get it. Also, now that I have around $53 k in all of my accounts I have been pondering if there is a better way to invest rather than short term cds like I have been doing. I am a bit scared of stock markets as I want something relatively low risk. Any and all advice is greatly appreciated! I also still rent. Womp womp. I have been debating on buying a house but wanted to wait til I get my car payed off, only 8 months away. I don’t want a house payment above $1200 and know I need to leave some money in my account for emergencies. I currently pay $1060 for a 1bd apartment. I actually like it but of course would like my own home. Not sure if I want the responsibilities to go along with it though. Or the fact that anything can happen at anytime and you could be required to pony up thousands of dollars to fix something. Am I a complete idiot to be shelling out money for rent every month or is it okay since I’m still saving money. Btw I have saved most of it within the last 4 years. As I had cleared out most of my savings to put down a hefty down payment on my car. Which I’m now regretting as I would have an extra a little over $30k right now had I not purchased it. But I had to have a car and used car pricing was insane at my time of purchase, for instance a used civic for $20k with like 75k miles. I couldn’t wait around to find a reliable where the price wasn’t severely inflated, I needed a car immediately as my other one bit the dust. But here I am and wondering where to go next.