u/Little_Star_114

Okay - remember I just got this card 3 weeks ago - can anyone tell me how this restaurant thing works? There are two options - $25 Credit AT SELECT partners (it says you have to filter by Mobile Checkout) and $50 Dining Experiences. Does anyone have this option to use? When I see the My Home or local restaurants none of them allows me to use the credits. Though they are Bilt affiliated because it says I get 5X points if I go there. I keep getting - NO RESULTS FOUND. Are these options only available in large cities - like NY?

I think Dining Experiences isn't a thing - is this correct? I heard they used to do more of these experiences, but they've disappeared.

This is also the Go Puff service - not available in my area.

I kind of wish Bilt would bolster these credits - like $10 off ALL Bilt affiliated restaurants. Maybe $20?

I’ve always been perplexed by the definition of “direct deposit” when it comes to meeting the deposit requirements to get the sign on bonus.

Does direct mean directly from a paycheck being sent via ETF?

Or can a direct deposit come directly from transfer of funds from another HYSA?

What have you guys experienced?

I’m sitting in line to get gas at BJs after trying to renew my membership. Just a rant post:

1. in the past you could go to CS and at least try to get a reduced renewal rate - especially if you bring in current offers showing lower rate. It seems BJs is now doesn’t care about your renewal anymore. Dude said just let it expire. Wasn’t at all interested in retaining me as a member. Anyone else notice this upon renewal? I’m a ONE+ member with CC.
2. My BJ gas station layout is just shite. I think most are terrible laid out. Mine only has one pump per side - usually there are orange cones in front of a number of stations - there’s a fracking concrete island at the entrance making ingress terrible - the pumps are SSSSSLLLLOOOOWWWW- you always get behind a person with a truck and 5 gas cans to fill.

I’m seriously thinking about bailing on BJs. The only good thing about BJs is the gas prices. Usually 15-20 cents cheaper.

So you guys just create another account to get better membership rates? If yes do you have to have different email? Name? Address?

Been out of starting and managing a Fantasy Football League. Love the CBS Sportline App so I thought I would go there (online) and see if I can start a league. Man it's not sooooo easy. Just trying to find a specific web page or link to create the league. I managed to create a league but it didn't allow me to actually edit it after the fact. Once a League is created is it static with no ability to change lineups - points - extra points - league season length - playoff structure AND even the draft date. Man I set it and made a mistake - I couldn't even change this after the fact - I had to abandon the League. It's been frustrating. Is Yahoo FF setup better?

Can you guys provide me with sources for training? Free would be great! Company is cheap! Online/textbook or any others means would be helpful. Is the training Altium provide best method to learn?

Thanks

- When I activated my Bilt Palladium I saw I have 500 BC to start. Does everyone get this?

- I started playing with BC and did the Grubhub - upon reading the message with code - it seems GH is a one use code and not a gift card that can be entered into GH app. The Walgreens is a gift card number and can be entered in my WG account. What about Lyft - is this just a code to be entered upon Lyft ride - or is this a GC that can be entered in App to be used anytime - and stacks with other future Lyft codes? I haven't activated Lyft code yet. Don't want to spend BC on something that I have to paste into the app only during Lyft ride activation.

- Walgreens is in GH - can you use the GH code as well as the Walgreens GC from Bilt all at once? I have never used GH for Walgreens before.

- I signed up for Palladium Sub offer - 50,000 Points + 300 BC when I spend $4000. What I find weird is in the Bilt site it doesn't say anything about this - doesn't show progress at all. All of my current CC with Sub prominently showed this on the main page. Can anyone comment on how to find this on site - how do I know status or progression?

So I finally got my Bilt Obsidian card. Logged into Bilt and start playing around with Mortgage payments.

1. Weird thing is when I went to start a payment it found one of my Mortgages immediately - with Name of Bank - all I had to do was enter the Mortgage Acct # and I could make a payment. Weird thing is I could enter a dollar amount - but I couldn't actually set a payment date - it just gave me a day range about a week out.

2. So I decided to add a payment and perform a manual payment. I then figured out how this works - Bilt generates a routing number and account number. So I went to one of my mortgages and edited the autopay info with Bilt info. Hopefully this goes through on time!!!!!

3. So During this one mortgage auto pay setup I could add additional money to payment towards principal. Great.

4. I then went to my other mortgage (the one that was auto detected from 1)) and edited auto pay - in this form there was a setting for standard mortgage payment but another line for additional funds to apply against principal. I couldn't submit payment unless the second line was Zero? In 2) it worked fine - but not in this case. It gave me an error - something like value is larger than what is allowed. Loan 4) is much smaller than 1). Even if I just added $10 to principal same error. So I just paid current mortgage payment and added a $0 towards principal.

Does anyone know why this is the case for 4)?

Yes I'm confused about this whole Bilt thing. I got approved for the Palladium card but haven't received it yet. Please help me with clear concise explanations if you need me to clarify my points further I can do this.

- So I want to pay my mortgage and match with equal purchases to get the 1.25X point match. No need to purchase mortgage multiplier using Bilt Cash. Does anyone else do this? Why wouldn't I just do this - it seems simple? What do I lose?

- So I will be getting $300 bilt cash for Sub offer. I would like to use the $100 towards hotels. So should I turn on the Bilt Cash option periodically, or just keep it on the whole time? I've seen posts here showing $10,000 Bilt Cash - you can't actually use this can you and it goes away at end of year?

- If I go the Bilt Cash path - I have to spend $60 (assuming $2000 mortgage) to get mortgage accelerator - correct? Do I have to spend this every month - correct? Does this have to be spent before your mortgage payment posts - or this can be done anytime in the current month? At most I can get 1X multiplier - wouldn't the 1.25 better a better option from my first point?

- Can anyone explain Rent Day to me? I gathered it allows for just one day for a 1X additional multiplier - is this for purchases only on that day? What happens if you make a purchase and it posts next day? Do charges that were made maybe the previous day - but post on Rent day - are they boosted?

- What other methods can I use Bilt Cash? I understand you can use Bilt Cash for Point transfer boosters - is this anytime throughout month or only on special occasions? I do remember you can use this at Walgreens and somewhere else - I think it sends you a coupon code to be used at checkout.

- They offer "Special" boosts for their transfer partners - is this random and can occur at anytime? Is it just for a day or the whole month?

I have watched a ton of Tubes and I'm still confused. Trying to shake out all the hype and finally understand the Bilt system. I like the mortgage aspect - matching mortgage with points. The hotel credit + the additional $100 BC on top of this. What am I missing here?

Thanks

So I found out Rakuten is offering $100 to signup to Citi Card Strata Premier. I was thinking this would be awesome - offsetting the $95 yearly fee. Log onto Rakuten (both in Safari and Firefox) click on $100 Learn More - goes to Citi Card page showing Start Application and the Rakuten Bubble appears saying I will earn $100! Great! When I click Apply that bubble disappears. So I go to plugins and open Rakuten - doesn't say anything - not even showing the $100 off. So I google - and Rakuten states if bubble is missing then Cash Back is not active. They state that a block up could be blocking Rakuten. I have used Rakuten on a number of browsers without fault. This seems more to do about the Citi Card opening a new window to complete the application.

Has anyone competed this bonus offer? A solution is to reach out to Rakuten CS and state what occured and they may offer you the $100 CB after the fact. This seems more like the process was not tested. Any help would be appreciated.

I’ve had C1 Quicksilver for a while. I signed up for Capital One Shopping and activate offers every once in a while. I suppose purchasing using a C1 CC you get the CB. Can this also be used for C1 Venture as well considering this is a Travel Card and you get travel credits?

I do not know when this started occurring. I have the latest FireFox 152.0.6 (aarch64) installed on my Mac Mini M1 running on Tahoe. It seems to be unstable. Crashing during a exit of the App. Seems t be happening every single time. Anyone else see instability/crashing on MacOSX with lastest App?

I've been torn between Capital One Venture and Chase Sapphire Preferred for my Travel Card. CSP is offering 100K signup now. The best I've seen for C1V was 75K + $250 flight credit. Right now it's just $75K. I read online that at times C1V offers 100K with special offers at airports or direct mailing to customers. You would think that these can be posted online or shared - just seems like an opportunity to get more new customers. Is there such a way to share one of these signup bonuses online - or a place to get them? I'm a stingy person looking for max benefits.

Still torn between C1V and CSP - getting 100K matching for C1V would tip me towards C1V.

I do not know when this was added and it was requested for a long time - but the Mac App now has Port Forwarding. Thank you! Keep up great work.

So I joined AMC Premier last August and during this time they offered $10 reward for signing up. I even added this to my Apple Wallet. So I finally figure I’d use it on popcorn scanning from my Apple Wallet and nothing showed up. It says $10 reward balance on screen. So guy behind counter says I have to use in App. When I went there and rewards it said I had $5 and I had to activate. But I’m still not seeing the original $10. Did this original $10 expire - is there anyway to check previous rewards and if they expired? Thanks.