Having a baby and changes in spending habits
We knew babies were expensive but man. To keep our savings rate as it was pre baby, while also spending on baby, childcare, and all the outsourced tasks so we can spend more time with baby, I really feel like I can’t spend on myself anymore. This is a phase of life that I opted into enthusiastically but I miss how carefree I was with money before. I maxed out all my investments and savings but I still had $ leftover to get facials and massages occasionally, travel was cheaper for one person so I saw family everywhere more often, and I didn’t feel guilty buying new clothes for a wedding.
Now I’m in Costco clothes but with a baby I love and feel no guilt for spending $ on.
What a change.