Life Rant
I thought this may be a safe place to talk.
I'm struggling right now- financially much like everyone else. I went from not worrying much about money... I had good credit, I was getting coffee every day, paying all my bills on time, not looking at gas prices, leasing new cars every few years, going on vacation and feeling calm and at ease- to absolute chaos and stress.
I live with my boyfriend, our 5 year old and our cat. Our cost of living (housing/utilities..) has trippled in the past 2 years. We both work full time and I have an etsy shop as well. We get paid and can't afford food for the week. We can't afford to leave the house.
I made a drastic change in living. I don't even get 1 coffee a week where it used to be every day. We don't go out to eat. I put all my credit cards on lock. I cancelled all our subscriptions. We're late on bills and our credit has dropped a lot. We went down to 1 car and now that car needs brakes and whatnot... we can't do it. We can't even afford 1 car.
We went from being content and comfortable to in constant panic over trying to feed ourselves or keep our lights on. I wanted different for my daughter. I feel sad all the time. I'm depressed. She's on summer vacation and bored. I can't afford gymnastics or camp. I can't afford new toys. It's just her and I in the house all day and my constant thought is money. I have a hard time being a mom and playing with her because I'm wondering how much longer we can keep going like this. I don't want her to see me sad all the time.
I'm so used to life being comfortable- and don't get me wrong, I was VERY picky on our budget, but everything got so unaffordable. I get raises but rent has skyrocketed. I'm told we pay a good price for rent but we can't afford it. I can't find anything cheaper. I feel like I failed and failed my daughter. She's growing so fast and I feel like I'm missing so much time worrying. I just wanted to vent. I don't know who else to talk to anymore. I have a therapist and she even suggested I check myself in for a week stay for some mental help because it's that bad- but honestly that'll cost me money I don't have lol.