u/Nifferstpierre

Quantum computing

Is quantum computing the next big thing? I see there’s a few company’s for quantum computing in not sure which one to pick. What should I look for? Thanks for the advice. I’ll make sure I take the advice and look into each suggesting.

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u/Nifferstpierre — 15 hours ago

Today’s market

So what are y’all’s thoughts about the market today? 😬 Still new to investing but I took a big hit today. The biggest I’ve seen since I started. Do we think there will be a bounce back on Monday? If I’m understanding today’s been red due to the fear of inflation and treasury yields is that correct? Or is money being moved out of certain sectors of the AI boom into the next phase for AI or a combo of all of the above?

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u/Nifferstpierre — 7 days ago

Selling LIFO vs FIFO stocks

For short term stock holds which is better? I bought in a few days worth of the same stock at different prices. It would be under 1 year and a small profit. Got into something & want to back out and put the money into QQQM instead for a long term hold. I understand I’m taking it all out right now but I also hold other positions with the same set up bought more at different times/prices. But if I wanted to hold some but sell some I’d assume selling the higher priced ones first would be the optimal solution. So I’d just switch which way I’d want to sell off when the time comes? Am I thinking this through correctly?

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u/Nifferstpierre — 9 days ago

Roth questions

I’m new to having a Roth. I was able to max out 2025 & 2026 before April 15 when we filed our taxes. When can I start adding for my 2027? Is it January 1, 2027 or do I need to wait till after the tax deadline April 15, 2027?

Last question:
Out Roths are currently managed with a 1% fee. Know a bit more now with what I’m doing so can I transfer that Roth back over to me in my fidelity account? The managed company has me in 18 different tickers with a ton of overlap that I’d just like to simply break it down to VOO, QQQM, SCHD & VXUS. I currently watch each company that’s in my managed Roth in my fidelity watch list since they only mailed me a paper print out. 🤷🏻‍♀️

u/Nifferstpierre — 10 days ago

How does DRAM look? My 12 yr old son has a Roth & is looking to add some of this stock into it. It won’t be much since he has most of his funds in VOO but he’d like to do 10% in DRAM. Good buy or find something else?

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u/Nifferstpierre — 18 days ago