u/No_Kaleidoscope7018

Reposting because I realized being called predatory by strangers on reddit just didn't hurt my feelings.

22m, looking for roomate in renton area.

I prefer women. If you're a girl and think it's weird, move along. I don't need you to try and teach me what I can and cannot say to avoid coming across as a creep.

Not looking to live with someone a lot older. <30 preferably. For the girl who got her feelings hurt cause she was 31 and proceeded to lecture me about trying to find a girlfriend, cry about it you're too old ;).

If in 6 months of living with you I see you 0 times, that's weird. If you're partying all night, i'm not into that. Apparently this also makes me a creep because i'm trying to force women to interact with me? Idk. Reddit seems to know me better than me.

Anyway, hmu (dm) if you're interested lol. For those who want to call someone a creep and patronizingly try to teach them what to say, maybe consider this may be the reason some statistics for men are so high.

22M, software engineer, looking for roommate(s). Budget 1500 a month. Prefer educated women under 30. I'm clean and quiet, play guitar and cook all the time. Not looking for partyers but also not looking for someone who never leaves their room (it's weird). Dm me.

https://preview.redd.it/5v3ddktce6gh1.png?width=1094&format=png&auto=webp&s=9e7aa268634451b14c1f6a1363aa2546eddd6193

property built in 1969. Duplex. Maybe cheaply done? I'm looking for my first house and just don't know. like 300k for it in texas city

I (22m) am interested in getting into real estate. I'm attracted to the diversification potential of building equity on a asset.

Currently living in Seattle, where I plan to be for no longer than 2 years. Not a fan, stuck here for my job.

I'm looking for houses with ADU/DADU units or duplexes. That way, I can live in one side and rent the other, and then rent both when I leave. I'm not worried about managing a property from afar, in fact the idea of buying in seattle's highly competitive market seems prudent.

I currently make 169k / yr; I have 92k between a roth IRA (17k) and my roth 401k, and about 55k liquid. I figure I can take a loan out for a down payment from my roth for about 50k. My mom also would loan me about 50k at 4% apr. My issue right now is getting a down payment together for houses in the 650-900k range—not the prospective mortgage.

I currently pay 2k a month in rent for a mid-ish apartment 30 minutes outside seattle. I figure with a multi-family home, I'd still pay 2-3k per month after renting the other unit(s), but it'd go towards equity.

--- tangential rant

And before anyone says absent-mindedly to 'look for something cheaper': I've toured multiple houses in the lower end of that range and been disgusted at the cheap remodels, or their otherwise dilapidated state. I've been called entitled on reddit before for my 'expectation of what a house should be @ 700k', and to that I say: you people are insane if you are telling yourselves it's ok to buy a shit house for 3/4 a million dollars. Just shut up.

I'm waiting for the right property, and saving every penny.

--- end tangential rant

What do y'all think? One house i'm interested in has an adu i'd live in, then rent the rest of the house for minimum 3k a month. Mortgage is 4900 a month with 160k down. Is this undoable?

I'm 22, I have about 55k cash, 91k in roth 401k and IRA. I make 169k a year and rent for 1700 a month right now. I found a duplex for 699k in seattle area. Rent listed at 2500 for one unit, 1500 for the other, but I think the prices would actually be slightly higher. Was just remodeled.

https://preview.redd.it/o3vbijy53adh1.png?width=1040&format=png&auto=webp&s=a067c846f7161a2dbb0d5faa4fb9989fd8448c53

I think my mom or dad could help me out a bit on the down payment to get my numbers up, but not by anything crazy, lets say 60k. Is this doable, a 'horrible financial decision', or maybe not what you would do?

I'm thinking, if I end up spending about 3k a month after renting out the bigger unit, at least it's going towards me and not rent in this HCOL area.

22m. I have about 100k for a down. I live in seattle. I'm totaly priced out of seattle though. I want to buy a place and rent it out. I live in the PNW and all I see inner-city in portland are 100 year old houses for 800k (way out of my range) that I maybe can rent for 2.5k a month. Then there are multi-tenants which don't seem like they'll be worth squat in 20 years.

I was looking at houses in austin and found a duplex for about 350k with about 2700$ in revenue monthly. Looks like buying across the country is the only thing I can do at this point.

Where should I be looking? Should I go for multitenant or single family homes? I'm guessing my budget <450k, is this about right? Shoudl I be worried about the old houses? Will multi-family homes like triplexes appreciate like single-family homes?

I hate working. I've always been complimented on having a great work ethic, but recently my values have shifted from money and conventional recognition, to time enjoying life: nature, food, my girlfriend.

I graduated college at 19, worked a year at a tech startup unpaid 80+ hrs a week, worked a year as a dishwasher at a bar after that, then finally landed my first tech job.

I started at 150k and have been there a bit over a year. I got 20k in raises in 6 months and am up to 170k. My boss is pushing for a promotion march next year which will bring me up another 15-20k and into a level 3 position.

I've 24k in broadcom cause yolo. I've 17.7k in my roth IRA, 33k in my individual brokerage, 74k in my roth 401k, and about 7.5k in am HSA, all in VT, VOO, or VXUS variably.

If I quit working (and assuming no expenses as I will be working to live and letting my retirement grow), would I still be able to retire completely in 30 years? How much longer do I need to work to retire modestly?

I literally hate my life right now, I live in a city where I have no family and know no one. My life is work and this sucks. I sit in my apartment drinking, go to work, come home. I measure my time with paychecks and dream of quitting my job and moving back in with my mom or moving to be with my girlfriend in brazil.

Edit: For those of you downvoting without actually saying anything, i'm just going to assume you're jealous that I actually have a shot at breaking out of this toxic lifestyle. Cheers!

Edit: Sounds like the term i'm describing is Coast Fire.

About two days after my flight I got a raging headache and fever of about 103f. I was also really sleep deprived so can't say my exhaustion was caused entirely or in part by illness. The headache has subsided gradually over 4 days, and so has the exhaustion and fever, but I started getting really congested over the past day or two, and almost completely lost my voice. Now I'm coughing up thick tan opaque phlegm from my lungs and having to blow my nose every 20 minutes. My lungs hurt when I cough and my nasal septum when I put pressure on it. My throat is now raw from coughing.

I've been taking anti fever and flew meds for days. What the hell is this?

I've maxed my Roth 401k this year but realized the employer match isn't what I expected. it's about half. this indicates they're not matching up to 5% of salary like everyone says, but 5% of contributions. id like to recharacterize my contribution or something (move them to another account; i.e. undo them) so I can continue getting my employer match for the remainder of the year. I have it through fidelity. Is this possible? Why does everyone say it's a salary match when it's not?

I'm working on filling out the mentioned form. I am concerned regarding:

Evidence that you and your fiancé(e) have a bona fide intention to marry;

Evidence that you and your fiancé(e) intend to marry within 90 days of their admission into the United States as a K-1 nonimmigrant

in my application I've noted that

* rings will be inherited from my family so I don't have receipts

* no appointments for a marriage license are available to be scheduled within greater than 30 days from the date of the appointment in the offices in my area

neither of us are planning on or desiring an engagement party or otherwise.

I see this may be a weakness of my application. what should I do?

(My fiancé is Brazilian.)