▲ 3 r/OwnerOperators+1 crossposts

Cummins 600 sig or X15 565

Looking at buying a 389 with a 600 sig or a w9 with a X15 565. I’m leaning more on the 389 as it’s exactly what I want in a truck inside and out but have never heard of or know anything about the 600 sig. Any insight, pros/cons on this engine would be greatly appreciated. Buddy rebuilt it with ATL rebuild kit about 35k miles ago. The IX15 has about 5k miles on it.

reddit.com
u/No_Needleworker9172 — 6 days ago

Factoring

Coming up to an end in my contract with TAFs, thank god! (I wouldn’t recommend that company to my worst enemy) I’m Leaning on no longer factoring at all but would like some insight on who’s good now a days? Someone that I can actually speak with when submitting paperwork and no excessive fees. Preferably no contract with 2.25% or better.

reddit.com
u/No_Needleworker9172 — 11 days ago
▲ 3 r/OwnerOperators+1 crossposts

MX13

Does anyone know of any shops that are really good with the Paccar MX13 in Phoenix,AZ or nearby areas? Wanting to get rid of this emissions crap so gladly shoot me a DM. Tia.

reddit.com
u/No_Needleworker9172 — 26 days ago
▲ 1 r/CRedit

Business credit newbie

Looking for the best way to keep up and track my business credit. Saw that my Experian business score went down 12pts through Nav this morning and see 3 inquiries over the last 6mo that I have no clue about. Thinking maybe that’s what dropped it? What are my best options to keep up with business credit?

Also any advice/tips on increasing my business score! D&B shows nothing. I currently only have 1 cc with a $3k limit, a trailer (transportation industry), and 2 starter credit lines (not the best rates) under business to help build business credit. All payments have been on time.

u/No_Needleworker9172 — 2 months ago
▲ 12 r/Jeep+1 crossposts

Tire recommendations for 37x12.5r17

Stuck between these and ko3’s but would like to get feedback from others on the best tires for the best price. I do not off-road but I’ve helped people get out of shitty situations so would like to still have that ability just incase I come across such moments but I use mostly for highway usage. Would like this beefier look still but something as quiet as possible and fuel efficient as possible. Any recommendations for what I’m looking for?

Also if there’s any recommended shops in the Phoenix,AZ area, please let me know. Looking to get asap. TIA!

u/No_Needleworker9172 — 2 months ago
▲ 10 r/CRedit

Credit score keeps decreasing

I’ve been working on my credit for the past year aggressively. Started at a 510 and got up to 759 by end of 2025 but all of a sudden it stopped and started decreasing little by little. Haven’t missed any payments(the 1 missed payment was from 2023 by accident while being an authorized user on my brother’s cc) and utilization stays low.. I can’t for the life of me figure out why this is happening.

Also have a question on paying off cc’s.. my main cc that I use is with nfcu and the statement date is on the 24th but it says the due date is on the 24th as well. How is that possible? I usually pay it down to where it’s within 1-5% then pay it off 3 days afterwards. Could this be why my credit has stopped growing? Am I even doing this right? I’m not a know it all and I definitely don’t have much experience with handling credit as you can see. I’ve done this increase with my score all within a year and would like to keep learning so I can get more tradelines/funding options for me personally and my trucking business. Any help would be greatly appreciated!

u/No_Needleworker9172 — 3 months ago
▲ 3 r/OwnerOperators+2 crossposts

Had a big coolant leak last Tuesday morning on my 2019 KW T680 (MX13). Got it towed to Tolleson KW as soon as they opened @0600. Ended up getting the radiator replaced (shroud, drain/refill coolant, & ac recharged) and coolant lines at the fuel filter housing replaced as well. They started working on my truck @1028 last Tuesday and didn’t finish until this past Tuesday @0938. After picking up my truck, I drive exactly 22 miles to park at a truck stop near my home. Next night I head to my truck to go pickup a load but my headlights aren’t working. I start doing my processing of elimination and upon doing so I notice a slight Freon leak. Couldn’t figure out my head light issues but during the light test I noticed my headlights worked just fine. I go back to KW this morning to get this addressed since my lights were working perfectly fine prior to them working on my truck and same with the Freon leak, there was only a coolant leak. I get a call from the service manager a few hours ago stating that the lights needed a software update and that it’s no way the condenser leak is on them, that I could’ve had a rock hit it. With how long they took previously and the things they “found” and added makes me suspicious and now I have these 2 issues that were NEVER there until they worked on my truck. I drove 22 miles and been parked. They did a road test and found a code for the vgt actuator which I got changed also so how didn’t they notice an update was needed for the headlights if so?

Has anyone dealt with them or a similar situation? I got in touch with Paccar already so waiting to hear back on that but any help with experiences or advice would be greatly appreciated!

reddit.com
u/No_Needleworker9172 — 4 months ago